$RBB Market Cap: $425.7 Million
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Financial Snapshot

Revenue
$4.190M
TTM
Gross Margin
Net Earnings
$22.28M
TTM
Current Assets
Current Liabilities
Current Ratio
Total Assets
$3.992B
Q4 2024
Total Liabilities
$3.485B
Q4 2024
Book Value
$507.9M
Q4 2024
Cash
$257.7M
Q4 2024
P/E
19.11
Nov 29, 2024 EST
Free Cash Flow
$40.47M
TTM

Revenues

Revenues

Revenue YoY Change

Revenues

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue $5.293M $5.322M $5.579M $147.1M $139.1M $141.7M $102.1M $1.952M $68.19M
YoY Change -0.54% -4.61% -96.21% 5.71% -1.84% 38.79% 5131.3% -97.14%

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue $5.293M $5.322M $5.579M $147.1M $139.1M $141.7M $102.1M $1.952M $68.19M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

No data

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

No data

Operating Profits/Loss

No data

Operational Expenses

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $4.586M $5.875M $8.200M $7.800M $6.800M $1.700M $1.300M $1.400M $1.000M
YoY Change -21.94% -28.35% 5.13% 14.71% 300.0% 30.77% -7.14% 40.0% 11.11%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Interest Expense $101.9M $31.42M $22.72M $34.37M $44.86M $23.65M $13.94M $11.71M $6.936M
YoY Change 224.24% 38.27% -33.89% -23.4% 89.73% 69.64% 19.06% 68.79%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Pretax Income $35.68M $60.25M $91.35M $80.94M $47.46M $55.32M $46.21M $46.80M $32.57M $21.97M
YoY Change -40.78% -34.05% 12.86% 70.54% -14.21% 19.73% -1.26% 43.69% 48.25% 24.82%
Income Tax $9.014M $17.78M $27.02M $24.03M $14.53M $16.11M $10.10M $21.27M $13.49M $8.996M
% Of Pretax Income 25.26% 29.51% 29.58% 29.69% 30.62% 29.12% 21.86% 45.45% 41.42% 40.95%
Net Earnings $26.67M $42.47M $64.33M $56.91M $32.93M $39.21M $36.11M $25.53M $19.08M $12.97M
YoY Change -37.21% -33.99% 13.04% 72.82% -16.02% 8.6% 41.43% 33.8% 47.07% 24.74%
Net Earnings / Revenue 503.78% 797.91% 1153.02% 38.69% 23.67% 27.67% 35.36% 1307.79% 27.98%
Basic Earnings Per Share $1.47 $2.24 $3.37 $2.92 $1.66 $1.96 $2.11 $1.81 $1.49 $1.02
Diluted Earnings Per Share $1.47 $2.24 $3.33 $2.86 $1.65 $1.92 $2.01 $1.68 $1.39 $0.96

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

No data

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

No data

Long Term Debt Due

No data

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

No data

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $55.49M $52.46M $49.70M $27.10M $16.80M $17.30M $6.600M $6.600M $6.900M
YoY Change 5.78% 5.55% 83.39% 61.31% -2.89% 162.12% 0.0% -4.35%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $15.77M $16.98M $4.900M $2.500M $2.300M $4.600M $6.100M $11.10M $7.400M
YoY Change -7.14% 246.47% 96.0% 8.7% -50.0% -24.59% -45.05% 50.0%
Total Long-Term Assets
YoY Change
Total Assets $4.026B $3.919B $4.228B $3.350B $2.789B $2.974B $1.691B $1.396B $1.023B
YoY Change
Accounts Payable $24.73M $20.83M $14.00M $16.40M $17.40M $21.90M $10.40M $7.100M $4.500M
YoY Change 18.74% 48.76% -14.63% -5.75% -20.55% 110.58% 46.48% 57.78%
Accrued Expenses $31.19M $26.52M $23.30M
YoY Change 17.6% 13.83%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $55.92M $47.35M $37.30M $16.40M $17.40M $21.90M $10.40M $7.900M $5.700M
YoY Change 18.1% 26.94% 127.44% -5.75% -20.55% 110.58% 31.65% 38.6%
Long-Term Debt $134.1M $188.3M $187.5M $118.7M $113.7M $113.2M $53.00M $52.70M $0.00
YoY Change -28.79% 0.43% 57.96% 4.4% 0.44% 113.58% 0.57%
Other Long-Term Liabilities $640.0K $1.157M $1.200M $1.400M $800.0K $700.0K $300.0K $600.0K $300.0K
YoY Change -44.68% -3.58% -14.29% 75.0% 14.29% 133.33% -50.0% 100.0%
Total Long-Term Liabilities $134.1M $189.5M $188.7M $120.1M $114.5M $113.9M $53.30M $53.30M $300.0K
YoY Change -29.23% 0.4% 57.12% 4.89% 0.53% 113.7% 0.0% 17666.67%
Total Liabilities $3.515B $3.435B $3.762B $2.922B $2.381B $2.600B $1.426B $1.214B $859.4M
YoY Change 2.34% -8.69% 28.75% 22.71% -8.41% 82.31% 17.45% 41.26%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

No data

Treasury Stock Shares

No data

Stock Issuance & Repurchase

Ownership Data

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Basic Shares Outstanding 18.12M 18.97M 19.10M 19.42M 19.76M 20.02M 17.15M 14.08M 12.80M 12.76M
Diluted Shares Outstanding 18.18M 18.99M 19.33M 19.83M 19.92M 20.39M 17.97M 15.24M 13.70M 13.55M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Dividends

Stock Price

Market Cap: $425.7 Million

About RBB Bancorp

RBB Bancorp is a bank holding company, which engages in the provision of commercial banking services through its subsidiaries. The company is headquartered in Los Angeles, California and currently employs 376 full-time employees. The company went IPO on 2017-07-26. The firm's principal business is to serve as the holding company for its wholly owned banking subsidiaries, Royal Business Bank (the Bank) and RBB Asset Management Company (RAM). The Bank provides business-banking products and services predominantly to the Asian-American communities. The products and services include commercial and investor real estate loans, business loans and lines of credit, Small Business Administration (SBA) 7A and 504 loans, mortgage loans, trade finance and a full range of depository accounts, including specialized services, such as remote deposit, E-banking, and mobile banking. The company operates 24 branches across two separate regions: the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; and Honolulu, Hawaii; and the Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois and Edison, New Jersey.

Industry: State Commercial Banks Peers: BAR HARBOR BANKSHARES Carter Bankshares, Inc. FINANCIAL INSTITUTIONS INC FIRST OF LONG ISLAND CORP INDEPENDENT BANK CORP /MI/ PNC FINANCIAL SERVICES GROUP, INC. WILSON BANK HOLDING CO