Financial Snapshot

Revenue
$15.24M
TTM
Gross Margin
16.54%
TTM
Net Earnings
-$10.59M
TTM
Current Assets
Q2 2024
Current Liabilities
Q2 2024
Current Ratio
370.49%
Q2 2024
Total Assets
Q2 2024
Total Liabilities
Q2 2024
Book Value
$31.01M
Q2 2024
Cash
Q2 2024
P/E
-0.7023
Sep 13, 2024 EST
Free Cash Flow
-$9.037M
TTM

Revenues

Revenues

Loading...

Revenue YoY Change

Loading...

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Revenue $12.99M $1.734M $898.9K $1.264M $2.386M $3.390M $4.390M $4.900M $6.960M $7.650M $6.900M
YoY Change 649.07% 92.89% -28.86% -47.03% -29.62% -22.79% -10.41% -29.6% -9.02% 10.87%

Expenses

Cost Of Revenues

Loading...

Gross Profit

Loading...

Gross Profit Margin

Loading...

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Revenue $12.99M $1.734M $898.9K $1.264M $2.386M $3.390M $4.390M $4.900M $6.960M $7.650M $6.900M
Cost Of Revenue $11.27M $3.917M $2.272M $1.800M $1.670M $1.330M $2.460M $2.110M $820.0K $570.0K $270.0K
Gross Profit $1.719M -$2.245M $12.44M -$540.0K $720.0K $2.060M $1.930M $2.790M $6.140M $7.080M $6.630M
Gross Profit Margin 13.23% -129.47% 1384.41% -42.73% 30.18% 60.78% 43.96% 56.94% 88.22% 92.55% 96.09%

Selling, General & Admin Expense

Loading...

Research & Development

Loading...

Depreciation, Depletion & Amortization

Loading...

SGA Expense to Gross Profit Ratio

Loading...

R&D To Gross Profit Ratio

Loading...

DDA To Gross Profit Ratio

Loading...

Operating Expenses Total

Loading...

Operating Profits/Loss

Loading...

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Selling, General & Admin $7.887M $635.3K $7.256M $3.920M $515.5K $323.0K $762.3K $1.080M $686.7K $2.890M $2.920M
YoY Change 1141.54% -91.25% 85.11% 660.44% 59.58% -57.62% -29.43% 57.29% -76.24% -1.03%
% of Gross Profit 458.94% 58.31% 71.6% 15.68% 39.5% 38.71% 11.18% 40.82% 44.04%
Research & Development $0.00 $10.00K
YoY Change -100.0%
% of Gross Profit 0.0% 0.15%
Depreciation & Amortization $4.983M $478.0K $1.383K $11.14K $63.76K $68.26K $46.34K $27.30K $0.00 $150.0K $90.00K
YoY Change 942.53% 34463.99% -87.59% -82.52% -6.6% 47.3% 69.77% -100.0% 66.67%
% of Gross Profit 289.99% 0.01% 8.86% 3.31% 2.4% 0.98% 0.0% 2.12% 1.36%
Operating Expenses $12.87M $26.41M $9.331M $5.316M $5.895M $3.802M $7.864M $1.080M $4.518M $3.180M $3.200M
YoY Change -51.27% 183.02% 75.55% -9.82% 55.04% -51.65% 628.04% -76.09% 42.09% -0.63%
Operating Profit -$11.15M -$24.68M $3.114M -$5.856M -$2.869M -$412.3K -$3.472M -$3.087M $1.622M $3.900M $3.430M
YoY Change -54.81% -892.5% -153.17% 104.09% 595.8% -88.12% 12.47% -290.35% -58.42% 13.7%

Interest Expenses

Loading...

Interest Expenses To Operating Income %

Loading...

Other Expense/Income

Loading...

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Interest Expense -$7.435M $4.786M -$193.5K $7.189K $142.2K $464.8K $614.1K $594.6K $917.5K -$990.0K -$1.210M
YoY Change -255.36% -2573.49% -2791.47% -94.94% -69.42% -24.31% 3.28% -35.19% -192.68% -18.18%
% of Operating Profit -6.21% 56.58% -25.38% -35.28%
Other Income/Expense, Net $1.730M -$2.838M
YoY Change -160.96%

Income/Loss

Pretax Income

Loading...

Income Tax

Loading...

Net Profits/Loss

Loading...

Pretax Income YoY Change

Loading...

Income Tax Rate

Loading...

Net Profits/Loss YoY Change

Loading...

Basic EPS

Loading...

Net Income To Revenue Ratio

Loading...

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Pretax Income -$18.81M -$26.45M $5.329M -$4.059M -$3.080M -$472.2K -$5.196M -$3.681M $1.725M $2.550M $1.860M
YoY Change -28.85% -596.22% -231.29% 31.8% 552.27% -90.91% 41.13% -313.4% -32.35% 37.1%
Income Tax $60.57K $1.438M $326.2K $0.00 $3.432M -$1.311M -$146.6K $0.00 $0.00
% Of Pretax Income 6.12% -8.5% 0.0% 0.0%
Net Earnings -$15.94M -$29.24M $4.759M -$4.041M -$3.005M -$472.2K -$8.627M -$2.370M $1.732M $2.382M $1.730M
YoY Change -45.47% -714.39% -217.76% 34.5% 536.41% -94.53% 263.96% -236.88% -27.31% 37.71%
Net Earnings / Revenue -122.76% -1686.33% 529.42% -319.84% -125.96% -13.93% -196.52% -48.38% 24.88% 31.14% 25.07%
Basic Earnings Per Share -$6.98 -$2.23 $0.70 -$2.49 -$0.96 -$0.47 -$25.68 -$0.72 -$0.01
Diluted Earnings Per Share -$6.98 -$2.23 $0.60 -$2.49 -$0.96 -$2.350M -$25.68 -$0.72 -$0.01 $29.75M $21.63M

Assets & Liabilities

Cash & Short-Term Investments

Loading...

Cash & Equivalents

Loading...

Cash To Operating Expenses Ratio

Loading...

Inventory

Loading...

Receivables

Loading...

Total Short-Term Assets

Loading...

Property, Plant And Equipment

Loading...

Long-Term Investments

Loading...

Total Long-Term Assets

Loading...

Total Assets

Loading...

Net Income To Total Assets Percentage

Loading...

Accounts Payable

Loading...

Short-Term Debt

Loading...

Long Term Debt Due

Loading...

Total Short-Term Liabilities

Loading...

Long-Term Debt

Loading...

Other Long-Term Liabilities

Loading...

Total Long-Term Liabilities

Loading...

Total Liabilities

Loading...

Short-Term To Long-Term Debt Ratio

Loading...

Short-Term Assets To Debt Ratio

Loading...

Long-Term Debt To Net Income Ratio

Loading...

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Cash & Short-Term Investments $2.420M $4.242M $35.23M $11.55M $1.070M $3.520M $590.0K $2.270M $9.000M $2.030M $760.0K
YoY Change -42.96% -87.96% 205.03% 979.44% -69.6% 496.61% -74.01% -74.78% 343.35% 167.11%
Cash & Equivalents
Short-Term Investments $17.86K $4.290K $2.671M
Other Short-Term Assets $7.483M $2.121M $1.252M $400.0K $150.0K $160.0K $100.0K $200.0K $310.0K $160.0K
YoY Change 252.77% 69.46% 212.96% 166.67% -6.25% 60.0% -50.0% 93.75%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $10.15M $10.49M $38.51M $12.12M $1.770M $3.700M $690.0K $4.130M $9.000M $2.800M $1.410M
YoY Change -3.22% -72.76% 217.74% 584.75% -52.16% 436.23% -83.29% -54.11% 221.43% 98.58%
Property, Plant & Equipment $24.73M $27.98M $77.88K $170.0K $300.0K $30.00K $70.00K $110.0K $160.0K $40.00K
YoY Change -11.63% 35831.16% -54.19% -43.33% 900.0% -57.14% -36.36% 300.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $1.302M $12.42M $6.650M $20.00K $1.520M $1.630M $200.0K $730.0K $40.00K $20.00K
YoY Change -89.52% 86.83% 33147.7% -98.68% -6.75% 715.0% -72.6% 100.0%
Other Assets $86.80K $2.291M $16.87M $10.00K $10.00K $30.00K $30.00K $3.510M $3.160M $290.0K $110.0K
YoY Change -96.21% -86.41% 168558.8% 0.0% -66.67% 0.0% -99.15% 11.08% 989.66% 163.64%
Total Long-Term Assets $27.56M $42.70M $23.59M $200.0K $5.870M $2.360M $1.280M $5.880M $5.410M $3.970M $4.900M
YoY Change -35.46% 80.97% 11696.66% -96.59% 148.73% 84.38% -78.23% 8.69% 36.27% -18.98%
Total Assets $37.71M $53.19M $62.10M $12.32M $7.640M $6.060M $1.970M $10.01M $14.41M $6.770M $6.310M
YoY Change
Accounts Payable $2.088M $1.646M $121.2K $160.0K $350.0K $190.0K $480.0K $490.0K $340.0K $360.0K
YoY Change 26.81% 1258.19% -24.24% -54.29% 84.21% -60.42% -2.04% -5.56%
Accrued Expenses $110.4K $90.82K $68.00K $270.0K $0.00 $510.0K $0.00 $100.0K
YoY Change 21.54% 33.56% -100.0% -100.0%
Deferred Revenue
YoY Change
Short-Term Debt $567.6K $475.8K $114.7K $100.0K $3.460M $0.00 $0.00 $0.00 $0.00 $7.430M $0.00
YoY Change 19.3% 314.84% 14.69% -97.11% -100.0%
Long-Term Debt Due $170.0K
YoY Change
Total Short-Term Liabilities $2.766M $2.213M $1.094M $490.0K $4.290M $190.0K $980.0K $490.0K $7.840M $580.0K
YoY Change 24.98% 102.33% 123.21% -88.58% 2157.89% -80.61% 100.0% 1251.72%
Long-Term Debt $0.00 $0.00 $0.00 $190.0K $520.0K $40.00K $40.00K $5.160M $7.530M $0.00 $8.250M
YoY Change -100.0% -63.46% 1200.0% 0.0% -99.22% -31.47% -100.0%
Other Long-Term Liabilities $85.78K $179.4K $0.00 $170.0K $270.0K $20.00K $50.00K $110.0K $620.0K $70.00K $20.00K
YoY Change -52.19% -100.0% -37.04% 1250.0% -60.0% -54.55% -82.26% 785.71% 250.0%
Total Long-Term Liabilities $85.78K $179.4K $0.00 $360.0K $520.0K $60.00K $90.00K $5.270M $8.150M $70.00K $8.270M
YoY Change -52.19% -100.0% -30.77% 766.67% -33.33% -98.29% -35.34% 11542.86% -99.15%
Total Liabilities $1.526M $3.998M $1.343M $850.0K $4.810M $250.0K $1.070M $5.850M $8.150M $7.920M $8.860M
YoY Change -61.82% 197.76% 57.98% -82.33% 1824.0% -76.64% -81.71% -28.22% 2.9% -10.61%

Ownership

Basic Shares Outstanding

Loading...

Diluted Shares Outstanding

Loading...

Preferred Stock

Loading...

Treasury Stock Shares

Loading...

Stock Issuance & Repurchase

Loading...

Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Basic Shares Outstanding 2.284M 13.08M 6.829M 1.623M 3.134M 336.0K 3.300M 3.300M
Diluted Shares Outstanding 2.284M 13.08M 7.927M 1.623M 3.134M 996.7K 336.0K 3.300M 3.300M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Loading...

Book Value

Loading...

Free Cash Flow

Loading...

Free Cash Flow YoY

Loading...

Dividends

Dividends

Loading...

Stock Price

Loading...
Market Cap: $7.4382 Million

About LM Funding America Inc

LM Funding America, Inc. is a technology-based specialty finance company, which engages in the provision of funding to nonprofit community associations. The company is headquartered in Tampa, Florida and currently employs 8 full-time employees. The company went IPO on 2015-12-08. Its segments include Specialty Finance and Mining Operations. The company offers funding to nonprofit community associations (Associations) primarily located in the state of Florida. The company provides incorporated nonprofit community associations. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. In addition to its original product offering, the Company also purchase accounts on varying terms to suit each Association’s financial needs, including under its New Neighbor Guaranty program. Under New Neighbor Guaranty program, an Association assigns substantially all of its outstanding indebtedness and accruals on its delinquent units to the Company in exchange for payment of monthly dues on each delinquent unit.

Industry: Finance Services Peers: A-Mark Precious Metals, Inc. Acacia Research Corp FlexShopper Inc Favo Capital Inc GWG Holdings, Inc. Sundance Strategies Inc Mill City Ventures III Ltd