Financial Snapshot

Revenue
$365.0K
TTM
Gross Margin
73.86%
TTM
Net Earnings
-$11.37M
TTM
Current Assets
Q3 2024
Current Liabilities
Q3 2024
Current Ratio
6.05%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$1.399M
Q3 2024
Cash
Q3 2024
P/E
-1.022
Nov 29, 2024 EST
Free Cash Flow
-$3.883M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Revenue $504.0K $450.00 $353.8K $329.5K $256.1K $253.8K $255.1K $14.46K $820.00 $40.00 $0.00 $16.31M $9.620M $610.0K $30.00K $90.00K $750.0K $670.0K $400.0K $280.0K $0.00 $0.00
YoY Change 111900.0% -99.87% 7.38% 28.64% 0.93% -0.51% 1663.41% 1950.0% -100.0% 69.5% 1477.05% 1933.33% -66.67% -88.0% 11.94% 67.5% 42.86%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Revenue $504.0K $450.00 $353.8K $329.5K $256.1K $253.8K $255.1K $14.46K $820.00 $40.00 $0.00 $16.31M $9.620M $610.0K $30.00K $90.00K $750.0K $670.0K $400.0K $280.0K $0.00 $0.00
Cost Of Revenue $187.0K $220.00 $149.5K $140.4K $101.6K $108.4K $111.4K -$480.00 $10.20K $0.00 $12.96M $7.840M $0.00 $270.0K $900.0K $540.0K $470.0K $0.00
Gross Profit $317.0K $230.00 $204.4K $189.1K $154.5K $145.4K $143.7K $14.94K -$9.380K $40.00 $3.350M $1.780M $610.0K $480.0K -$230.0K -$140.0K -$190.0K $0.00
Gross Profit Margin 62.9% 51.11% 57.76% 57.4% 60.32% 57.29% 56.32% 103.32% -1143.9% 100.0% 20.54% 18.5% 100.0% 64.0% -34.33% -35.0% -67.86%

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Selling, General & Admin $9.873M $8.003K $8.399M $3.749M $1.021M $1.912M $1.435M $84.15K $389.3K $656.6K $422.6K $3.245M $2.980M $1.030M $540.0K $800.0K $1.720M $670.0K $1.130M $490.0K $4.680M $10.00K
YoY Change 123266.24% -99.9% 124.02% 267.28% -46.61% 33.23% -78.38% -40.7% 55.36% -86.98% 8.89% 189.32% 90.74% -32.5% -53.49% 156.72% -40.71% 130.61% -89.53% 46700.0%
% of Gross Profit 3114.51% 3479.57% 4109.89% 1982.48% 660.76% 1315.14% 999.1% 563.25% 1641375.0% 96.87% 167.42% 168.85% 358.33%
Research & Development $3.498M $7.557K $169.0K $49.25K $82.06K $279.7K $1.811M
YoY Change 46188.21% -95.53% 243.21% -39.98% -70.66% -84.55%
% of Gross Profit 1103.47% 3285.65% 82.71% 26.04% 53.11% 192.36% 1260.34%
Depreciation & Amortization $985.0K $405.0K $0.00 $70.00 $130.00 $130.00 $0.00 $414.1K $935.6K $510.0K $0.00 $10.00K $0.00 $130.0K $130.0K $90.00K $60.00K $0.00 $0.00
YoY Change 143.21% -100.0% -46.15% 0.0% -100.0% -55.74% 83.46% -100.0% -100.0% 0.0% 44.44% 50.0%
% of Gross Profit 310.73% 176086.96% 0.0% 0.05% 0.09% 0.09% 0.0% 27.93% 28.65% 0.0% 27.08%
Operating Expenses $13.37M $16.46K $77.52M $3.799M $1.103M $2.192M $3.246M $84.15K $389.3K $656.6K $422.6K $5.583M $4.200M $1.440M $630.0K $880.0K $1.950M $800.0K $1.230M $550.0K $4.680M $10.00K
YoY Change 81113.56% -99.98% 1940.81% 244.42% -49.68% -32.47% -78.38% -40.7% 55.36% -92.43% 32.93% 191.67% 128.57% -28.41% -54.87% 143.75% -34.96% 123.64% -88.25% 46700.0%
Operating Profit -$13.05M $16.23K -$77.32M -$3.610M -$948.4K -$2.047M -$3.102M -$69.21K -$398.7K -$656.5K -$2.233M -$2.420M -$830.0K -$1.470M -$1.030M -$1.370M -$740.0K -$4.680M
YoY Change -80511.48% -100.02% 2042.08% 280.59% -53.66% -34.03% -82.64% -39.27% -7.73% 191.57% 42.72% -24.82% 85.14% -84.19%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Interest Expense -$25.00K $417.00 -$3.136M -$660.3K -$288.8K -$464.6K -$753.4K -$350.00 -$42.22K $10.00 $960.00 $4.532M -$12.38M -$1.140M -$1.080M -$70.00K -$180.0K -$10.00K -$10.00K $0.00
YoY Change -6095.2% -100.01% 375.0% 128.64% -37.85% -38.33% -99.17% -422300.0% -98.96% -99.98% -136.61% 985.96% 5.56% 1442.86% -61.11% 1700.0% 0.0%
% of Operating Profit 2.57%
Other Income/Expense, Net $715.0K $47.00 $1.211M $1.030K -$106.0K $0.00 -$20.00K
YoY Change 1521176.6% -100.0% 117445.63% -100.97% -100.0%

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Pretax Income -$18.51M $16.28K -$79.25M -$4.187M -$1.343M -$2.511M -$3.856M -$69.55K -$440.9K -$656.5K -$421.7K $300.0K -$14.79M -$1.980M -$1.700M -$870.0K -$2.050M -$1.070M -$1.380M -$740.0K -$4.680M -$10.00K
YoY Change -113803.09% -100.02% 1792.51% 211.74% -46.51% -34.87% -84.23% -32.84% 55.7% -240.55% -102.03% 646.97% 16.47% 95.4% -57.56% 91.59% -22.46% 86.49% -84.19% 46700.0%
Income Tax $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 -$53.00K -$130.0K $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
% Of Pretax Income -17.67%
Net Earnings -$19.28M $16.28K -$79.25M -$4.187M -$1.343M -$2.511M -$3.856M -$199.6K -$588.3K -$4.621M $13.69M $353.0K -$14.66M -$1.980M -$1.700M -$1.290M -$2.050M -$1.070M -$1.380M -$740.0K -$4.680M -$10.00K
YoY Change -118489.53% -100.02% 1792.51% 211.74% -46.51% -34.87% -66.08% -87.27% -133.74% 3779.34% -102.41% 640.4% 16.47% 31.78% -37.07% 91.59% -22.46% 86.49% -84.19% 46700.0%
Net Earnings / Revenue -3824.4% 3618.0% -22397.13% -1270.81% -524.4% -989.45% -1511.42% -1380.01% -71748.78% -11552625.0% 2.16% -152.39% -324.59% -5666.67% -1433.33% -273.33% -159.7% -345.0% -264.29%
Basic Earnings Per Share -$1.01 -$1.00
Diluted Earnings Per Share -$1.01 -$1.00 -$4.847M -$251.3K -$80.61K -$150.7K -$231.4K -$3.853M -$16.26M -$598.6M $24.90B $8.825B -$245.9B -$81.17B -$261.1B -$413.5B -$1482B -$892.2B -$1396B -$956.3B -$7637B -$11.50B

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Cash & Short-Term Investments $1.281M $3.462M $8.030K $57.50K $24.16K $1.380K $26.29K $50.00 $890.00 $15.18K $11.88K $1.147M $3.620M $1.330M $6.250M $20.00K $60.00K $10.00K $210.0K $10.00K $70.00K $80.00K
YoY Change -63.0% 43013.33% -86.03% 138.0% 1650.72% -94.75% -94.38% -94.14% 27.78% -98.96% -68.31% 172.18% -78.72% 31150.0% -66.67% 500.0% -95.24% 2000.0% -85.71% -12.5%
Cash & Equivalents $150.0K $200.0K $20.00K $60.00K $10.00K $210.0K $10.00K $70.00K $80.00K
Short-Term Investments $50.00K $1.690M $1.180M $6.050M
Other Short-Term Assets $205.0K $912.0K $574.3K $6.700K $30.95K $0.00 $0.00 $0.00 $3.750K $926.0K $430.0K $60.00K $740.0K $20.00K $10.00K $10.00K $20.00K $0.00 $10.00K $0.00
YoY Change -77.52% 58.81% 8471.34% -78.35% -100.0% -99.6% 115.35% 616.67% -91.89% 3600.0% 100.0% 0.0% -50.0% -100.0%
Inventory $1.836M $1.770M $10.00K $20.00K $10.00K $20.00K $0.00
Prepaid Expenses
Receivables $30.00K $51.00K $40.34K $40.64K $29.84K $23.80K $23.80K $2.359M $1.860M
Other Receivables $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $11.00K $1.200M
Total Short-Term Assets $1.516M $4.425M $622.7K $104.8K $84.94K $25.19K $50.09K $50.00 $890.00 $15.18K $15.63K $6.279M $8.870M $3.180M $8.710M $40.00K $80.00K $30.00K $240.0K $30.00K $80.00K $80.00K
YoY Change -65.74% 610.67% 493.96% 23.42% 237.2% -49.71% -94.38% -94.14% -2.88% -99.75% -29.21% 178.93% -63.49% 21675.0% -50.0% 166.67% -87.5% 700.0% -62.5% 0.0%
Property, Plant & Equipment $66.00K $127.0K $188.6K $249.8K $0.00 $70.00 $190.00 $0.00 $0.00 $0.00 $0.00 $1.059M $1.360M $10.00K $10.00K $0.00 $50.00K $570.0K $330.0K $310.0K $260.0K $0.00
YoY Change -48.03% -32.68% -24.49% -100.0% -63.16% -100.0% -22.13% 13500.0% 0.0% -100.0% -91.23% 72.73% 6.45% 19.23%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $0.00 $130.0K $45.00K $45.00K $0.00 $9.560M $8.470M
YoY Change -100.0% 188.89% 0.0% 12.87%
Other Assets $9.000K $2.709M $3.280M $7.540K $0.00 $5.950K $0.00 $0.00 $141.4K $320.0K $50.00K $60.00K $60.00K $10.00K $0.00 $0.00
YoY Change -99.67% -17.4% 43399.34% -100.0% -100.0% -16.67% 0.0% 500.0%
Total Long-Term Assets $6.837M $8.094M $6.934M $274.9K $0.00 $6.010K $190.00 $0.00 $130.0K $45.00K $186.4K $10.23M $15.56M $9.570M $8.930M $10.00K $110.0K $630.0K $400.0K $320.0K $260.0K $0.00
YoY Change -15.53% 16.72% 2422.86% -100.0% 3063.16% -100.0% 188.89% -75.86% -98.18% -34.25% 62.59% 7.17% 89200.0% -90.91% -82.54% 57.5% 25.0% 23.08%
Total Assets $8.353M $12.52M $7.557M $379.7K $84.94K $31.20K $50.28K $50.00 $130.9K $60.18K $202.1K $16.51M $24.43M $12.75M $17.64M $50.00K $190.0K $660.0K $640.0K $350.0K $340.0K $80.00K
YoY Change
Accounts Payable $1.799M $347.0K $1.255M $1.635M $1.708M $1.557M $1.424M $123.0K $60.00K $107.9K $113.9K $0.00 $1.380M $190.0K $130.0K $10.00K $130.0K $120.0K $10.00K $60.00K $50.00K $0.00
YoY Change 418.44% -72.35% -23.26% -4.25% 9.66% 9.4% 104.95% -44.39% -5.27% -100.0% 626.32% 46.15% 1200.0% -92.31% 8.33% 1100.0% -83.33% 20.0%
Accrued Expenses $536.0K $1.934M $3.197M $2.685M $2.334M $2.195M $1.711M $374.0K $280.0K $70.00K $10.00K $210.0K $250.0K $70.00K $60.00K
YoY Change -72.29% -39.51% 19.11% 14.99% 6.36% 28.29% 33.57% 300.0% 600.0% -95.24% -16.0% 257.14% 16.67%
Deferred Revenue
YoY Change
Short-Term Debt $1.000K $1.785M $1.801M $2.860M $2.898M $2.895M $2.753M $0.00 $0.00 $0.00 $10.00K $3.280M $570.0K $320.0K $120.0K $0.00 $0.00 $0.00 $0.00
YoY Change -99.94% -0.9% -37.01% -1.32% 0.11% 5.13% -100.0% -99.7% 475.44% 78.13% 166.67%
Long-Term Debt Due $1.165M $1.530M $0.00 $10.00K $10.00K $0.00 $0.00
YoY Change -23.86% -100.0% 0.0%
Total Short-Term Liabilities $4.080M $4.929M $7.282M $8.208M $7.370M $7.077M $6.318M $123.0K $55.13K $107.9K $159.4K $5.891M $5.610M $270.0K $3.480M $1.090M $770.0K $310.0K $80.00K $70.00K $50.00K $0.00
YoY Change -17.22% -32.32% -11.27% 11.36% 4.15% 12.01% 123.05% -48.9% -32.32% -97.29% 5.01% 1977.78% -92.24% 219.27% 41.56% 148.39% 287.5% 14.29% 40.0%
Long-Term Debt $65.00K $67.00K $67.40K $67.40K $0.00 $0.00 $0.00 $0.00 $0.00 $27.37M $33.40M $15.41M $15.63M $140.0K $160.0K $0.00 $10.00K $20.00K $20.00K $0.00
YoY Change -2.99% -0.59% 0.0% -18.04% 116.74% -1.41% 11064.29% -12.5% -100.0% -50.0% 0.0%
Other Long-Term Liabilities $14.00K $99.00K $163.1K $299.5K $160.0K $2.158M $1.480M $700.0K $240.0K
YoY Change -85.86% -39.3% -45.54% 87.18% 45.81% 111.43% 191.67%
Total Long-Term Liabilities $79.00K $166.0K $230.5K $366.9K $160.0K $0.00 $0.00 $0.00 $0.00 $29.53M $34.88M $16.11M $15.87M $140.0K $160.0K $0.00 $10.00K $20.00K $20.00K $0.00
YoY Change -52.41% -27.98% -37.17% 129.31% -15.34% 116.51% 1.51% 11235.71% -12.5% -100.0% -50.0% 0.0%
Total Liabilities $4.159M $5.095M $7.513M $8.574M $7.530M $7.077M $6.318M $123.0K $55.13K $107.9K $159.4K $35.42M $41.13M $16.39M $19.36M $1.230M $930.0K $310.0K $80.00K $80.00K $70.00K $0.00
YoY Change -18.37% -32.18% -12.38% 13.87% 6.41% 12.01% 123.05% -48.9% -32.32% -99.55% -13.88% 150.95% -15.34% 1473.98% 32.26% 200.0% 287.5% 0.0% 14.29%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Basic Shares Outstanding 19.10M shares 16.25M shares
Diluted Shares Outstanding 19.10M shares 16.25M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $11.617 Million

About AppTech Payments Corp.

Apptech Payments Corp. engages in the business of utilizing innovative payment processing and digital banking technologies to complement its core merchant services capabilities. The company is headquartered in Carlsbad, California and currently employs 18 full-time employees. The company went IPO on 2022-01-05. The Company’s Fintech platform, FinZeo, delivers financial technologies and capabilities through a modular cloud/edge-based architecture. The FinZeo platform houses a range of financial products and services that can be implemented off-the-shelf or customized via modern application programming interfaces. Within its FinZeo platform, it offers payments-as-a-service, banking-as-a-service, and the Commerse Portal. FinZeo provides PaaS via integrated solutions for frictionless digital and mobile payment acceptance. These solutions provide advanced payment processing solutions by catering to the needs of each merchant. FinZeo’s PaaS solutions include automatic clearing house, credit, and debit cards, eCheck, mobile processing, electronic billing, and text-to-pay. The Commerse Portal enables independent sales organizations and independent software vendors to integrate their businesses, facilitating technology adoption.

Industry: Services-Prepackaged Software Peers: RYVYL Inc. ROCKETFUEL BLOCKCHAIN, INC. Usio, Inc. Clean Vision Corp Exela Technologies, Inc. OLB GROUP, INC. VISA INC.