RTB Digital Inc
ryvyl.comWhat Do They Do?
Provides card-payment and disbursement services to businesses, plus publishing, community and monetization tools for professional media partners and creators.
10-K for FY2025, filed Apr 15, 2026Ryvyl is a financial technology company that provides global payment acceptance and disbursement solutions. Ryvyl enables merchants to…View ↗
In late 2024, Ryvyl launched NEMS Core, an internally developed global disbursements platform designed to streamline inbound and outbound…View ↗
RTB (d/b/a “Roundtable”) has developed and operates a professional SaaS (Software as a Service) platform which hosts an exclusive coalition…View ↗
The proprietary online publishing, community, and video platform provides the Platform Partners (who are third parties producing and…View ↗
How Do They Make Money?
Merchants are charged per card transaction, as a set fee, a percentage of its value, or both; businesses also pay per-transaction fees for incoming and outgoing bank transfers. These fees are earned when each transaction is authorized.
10-K for FY2025, filed Apr 15, 2026
$11.1M
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10-K for FY2025, filed Apr 15, 2026
$11.1M ↗
Who Are Their Customers?
Merchants in retail, education, insurance and adult entertainment use payment services, and Ryvyl maintains direct merchant relationships. Media companies, invited channel partners and creators use RTB’s publishing and monetization tools under partner agreements.
10-K for FY2025, filed Apr 15, 2026Ryvyl serves merchants operating in a variety of industry verticals, with a particular emphasis on underserved and higher risk categories.…View ↗
Ryvyl employs a hybrid operating model that combines internal operational functions with external acquiring services partnerships.…View ↗
RTB (d/b/a “Roundtable”) has developed and operates a professional SaaS (Software as a Service) platform which hosts an exclusive coalition…View ↗
The proprietary online publishing, community, and video platform provides the Platform Partners (who are third parties producing and…View ↗
Platform Partners use the Platform Services to produce, manage, host and monetize their content in accordance with the terms and conditions…View ↗
Do Revenues Turn Into Profits?
No. It lost $17.5M in FY2025.
10-K for FY2025, filed Apr 15, 2026
−$13.1MView ↗
10-K for FY2025, filed Apr 15, 2026
−$17.5MView ↗
10-K for FY2025, filed Apr 15, 2026
−$23.1MView ↗
How Are They Changing?
- Net income
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Sources
10-Q for Q2 FY2026, filed Aug 14, 2026
−$9.6MView ↗
- ▲ +8021% (Loss)
- vs −$118K in Q2 FY2025
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Jul 17, 2026
Enters technology partnership with Mario Nawfal
The company will host his non-social digital platform, including publishing, monetization, syndication and business operations.
Sources
8-K, filed Jul 17, 2026
During the investor call on June 26, 2026, RTB Digital, Inc. (Nasdaq: RTB) (the “Company”) advised that it would soon announce a major…View ↗
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Jun 22, 2026
Launches real-time payment infrastructure for media publishers
The service lets publishers receive ad revenue as soon as it is earned through Roundtable’s media platform.
Sources
8-K, filed Jun 22, 2026
Professional publishers can now get paid the instant revenue is earned, settled in USDC via Coinbase and through Roundtable’s Media…View ↗
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May 21, 2026
Combination closes and new CEO and CFO are appointed
The combination closed, and James Heckman was appointed CEO and Aly Madhavji CFO.
Sources
8-K, filed May 21, 2026
Item 2.01 Completion of Acquisition or Disposition of Assets.View ↗
Adds a media platform
The older report focuses on blockchain-based payment products; the latest also includes RTB’s online publishing and community platform for media partners and creators.
10-K for FY2022, filed Apr 17, 2023 10-K for FY2025, filed Apr 15, 2026RYVYL Inc. is a financial technology company that develops, markets, and sells innovative blockchain-based payment solutions, which we…View ↗
Changes revenue sources
The older report lists licensing fees and equipment sales alongside payment processing; the latest describes transaction fees for banking services and merchant processing, and adds NEMS Core for business disbursements.
10-K for FY2022, filed Apr 17, 2023 10-K for FY2025, filed Apr 15, 2026We generate revenue from payment processing services, licensing fees and equipment sales.View ↗
Payment processing revenue can come from merchant services, banking services, issuing, foreign exchange (FX), and ACH programs. It is based…View ↗
Licensing revenue is paid in advance and is recorded as unearned income, which is amortized monthly over the period of the licensing…View ↗
Equipment revenue is generated from the sale of POS products, which is recognized when goods are shipped.View ↗
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