Olb Group Inc - Understand $olb stock

$OLB Market Cap: $3.604 Million

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$22.62M

TTM

Gross Margin

24.53%

TTM

Net Earnings

-$25.02M

TTM

Current Assets

$589.5K

Q2 2024

Current Liabilities

$8.319M

Q2 2024

Current Ratio

7.09%

Q2 2024

Total Assets

$16.59M

Q2 2024

Total Liabilities

$8.319M

Q2 2024

Book Value

$8.274M

Q2 2024

Cash

$53.27K

Q2 2024

P/E

-0.1440

Nov 13, 2024 EST

Free Cash Flow

-$307.9K

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Revenue	$30.57M	$30.37M	$16.71M	$9.770M	$10.29M	$9.020M	$50.00K	$80.00K	$70.00K	$140.0K	$100.0K	$130.0K	$180.0K	$220.0K	$290.0K	$70.00K	$0.00	$0.00
YoY Change	0.67%	81.73%	71.04%	-5.05%	14.08%	17939.75%	-37.5%	14.29%	-50.0%	40.0%	-23.08%	-27.78%	-18.18%	-24.14%	314.29%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Revenue	$30.57M	$30.37M	$16.71M	$9.770M	$10.29M	$9.020M	$50.00K	$80.00K	$70.00K	$140.0K	$100.0K	$130.0K	$180.0K	$220.0K	$290.0K	$70.00K	$0.00	$0.00
Cost Of Revenue	$21.18M	$23.15M	$13.48M	$6.000M	$6.720M	$5.990M	$20.00K	$20.00K	$20.00K	$30.00K	$40.00K	$50.00K	$60.00K	$100.0K	$210.0K	$60.00K	$0.00
Gross Profit	$9.390M	$7.217M	$3.231M	$3.760M	$3.570M	$3.030M	$30.00K	$60.00K	$40.00K	$110.0K	$70.00K	$80.00K	$120.0K	$120.0K	$80.00K	$10.00K	$0.00
Gross Profit Margin	30.72%	23.76%	19.33%	38.49%	34.69%	33.59%	60.0%	75.0%	57.14%	78.57%	70.0%	61.54%	66.67%	54.55%	27.59%	14.29%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Selling, General & Admin	$13.23M	$8.529M	$6.104M	$3.650M	$3.020M	$3.020M	$400.0K	$370.0K	$370.0K	$450.0K	$630.0K	$480.0K	$440.0K	$490.0K	$400.0K	$490.0K	$1.780M	$670.0K
YoY Change	55.16%	39.72%	67.24%	20.86%	0.0%	655.0%	8.11%	0.0%	-17.78%	-28.57%	31.25%	9.09%	-10.2%	22.5%	-18.37%	-72.47%	165.67%	31.37%
% of Gross Profit	140.93%	118.18%	188.96%	97.07%	84.59%	99.67%	1333.33%	616.67%	925.0%	409.09%	900.0%	600.0%	366.67%	408.33%	500.0%	4900.0%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$2.560M	$6.858M	$1.891M	$860.0K	$840.0K	$580.0K					$0.00	$270.0K	$270.0K	$0.00
YoY Change	-62.67%	262.69%	119.87%	2.38%	44.83%						-100.0%	0.0%
% of Gross Profit	27.26%	95.03%	58.53%	22.87%	23.53%	19.14%					0.0%	337.5%	225.0%	0.0%
Operating Expenses	$54.05M	$38.54M	$7.995M	$4.500M	$3.840M	$9.553M	$400.0K	$370.0K	$380.0K	$450.0K	$630.0K	$750.0K	$720.0K	$480.0K	$400.0K	$490.0K	$1.780M	$670.0K
YoY Change	40.25%	382.03%	77.67%	17.19%	-59.8%	2288.24%	8.11%	-2.63%	-15.56%	-28.57%	-16.0%	4.17%	50.0%	20.0%	-18.37%	-72.47%	165.67%	31.37%
Operating Profit	-$23.48M	-$8.170M	-$4.765M	-$740.0K	-$270.0K	$533.1K	-$370.0K	-$310.0K	-$340.0K	-$340.0K	-$560.0K	-$670.0K	-$600.0K	-$360.0K	-$320.0K	-$480.0K	-$1.780M
YoY Change	187.35%	71.48%	543.88%	174.07%	-150.65%	-244.07%	19.35%	-8.82%	0.0%	-39.29%	-16.42%	11.67%	66.67%	12.5%	-33.33%	-73.03%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Interest Expense	$148.5K		-$116.7K	-$1.040M	-$1.250M	$800.5K	-$30.00K	-$10.00K	-$10.00K	-$20.00K	-$10.00K	-$40.00K	-$90.00K	$0.00	$0.00	-$10.00K	$100.0K	$710.0K
YoY Change			-88.78%	-16.8%	-256.16%	-2768.22%	200.0%	0.0%	-50.0%	100.0%	-75.0%	-55.56%			-100.0%	-110.0%	-85.92%	7000.0%
% of Operating Profit						150.16%
Other Income/Expense, Net	$204.1K	$383.2K	$50.00	$0.00	$0.00	-$860.5K
YoY Change	-46.74%	766280.0%			-100.0%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Pretax Income	-$23.27M	-$7.787M	-$4.978M	-$1.780M	-$1.340M	-$1.390M	-$400.0K	-$310.0K	-$340.0K	-$360.0K	-$550.0K	-$780.0K	-$680.0K	-$380.0K	-$320.0K	-$480.0K	-$1.680M	$50.00K
YoY Change	198.87%	56.42%	179.68%	32.84%	-3.6%	247.5%	29.03%	-8.82%	-5.56%	-34.55%	-29.49%	14.71%	78.95%	18.75%	-33.33%	-71.43%	-3460.0%	-110.0%
Income Tax							$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
% Of Pretax Income																		0.0%
Net Earnings	-$23.18M	-$7.787M	-$4.978M	-$1.780M	-$1.340M	-$1.394M	-$400.0K	-$310.0K	-$340.0K	-$360.0K	-$550.0K	-$780.0K	-$679.5K	-$380.0K	-$320.0K	-$480.0K	-$1.680M	$50.00K
YoY Change	197.67%	56.42%	179.68%	32.84%	-3.84%	248.39%	29.03%	-8.82%	-5.56%	-34.55%	-29.49%	14.79%	78.81%	18.75%	-33.33%	-71.43%	-3460.0%	-110.0%
Net Earnings / Revenue	-75.82%	-25.64%	-29.79%	-18.22%	-13.02%	-15.45%	-800.0%	-387.5%	-485.71%	-257.14%	-550.0%	-600.0%	-377.5%	-172.73%	-110.34%	-685.71%
Basic Earnings Per Share	-$0.65	-$0.56				-$0.26
Diluted Earnings Per Share	-$0.65	-$0.56	-$628.7K	-$311.7K	-$245.9K	-$256.9K	-$869.6K	-$688.9K	-$894.7K	-$947.4K	-$1.571M	-$3.250M	-$3.238M	-$2.923M	-$3.200M	-$6.857M	-$24.00M	$714.3K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Cash & Short-Term Investments	$452.7K	$434.0K	$3.470M	$3.820M	$510.0K	$110.0K	$230.0K	$0.00	$0.00	$0.00	$0.00	$10.00K	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	4.29%	-87.49%	-9.15%	649.02%	363.64%	-52.17%					-100.0%
Cash & Equivalents				$3.820M	$510.0K	$110.0K	$230.0K	$0.00	$0.00	$0.00	$0.00	$10.00K	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Short-Term Investments	$273.7K
Other Short-Term Assets	$497.0K	$1.871M	$744.4K	$30.00K	$130.0K	$30.00K	$160.0K									$0.00	$100.0K
YoY Change	-73.44%	151.35%	2381.37%	-76.92%	333.33%	-81.25%										-100.0%
Inventory
Prepaid Expenses
Receivables	$466.9K	$1.083M	$670.8K	$360.0K	$480.0K	$410.0K	$560.0K
Other Receivables	$404.0K	$0.00	$0.00	$0.00	$0.00	$0.00	$360.0K
Total Short-Term Assets	$1.821M	$3.388M	$4.886M	$4.210M	$1.110M	$550.0K	$1.300M	$0.00	$0.00	$0.00	$0.00	$10.00K	$0.00	$0.00	$0.00	$0.00	$100.0K	$0.00
YoY Change	-46.27%	-30.65%	16.05%	279.28%	101.82%	-57.69%					-100.0%					-100.0%
Property, Plant & Equipment	$5.872M	$7.594M	$9.370M	$290.0K	$40.00K	$70.00K	$120.0K
YoY Change	-22.68%	-18.95%	3130.91%	625.0%	-42.86%	-41.67%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$396.0K	$502.9K	$451.9K	$380.0K	$530.0K	$380.0K	$2.200M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$10.00K	$10.00K
YoY Change	-21.27%	11.29%	18.92%	-28.3%	39.47%	-82.73%										-100.0%	0.0%
Total Long-Term Assets	$17.91M	$35.27M	$40.64M	$10.17M	$10.76M	$11.45M	$2.320M	$10.00K	$10.00K	$0.00	$10.00K	$0.00	$280.0K	$550.0K	$10.00K	$10.00K	$0.00	$10.00K
YoY Change	-49.22%	-13.23%	299.65%	-5.48%	-6.03%	393.53%	23100.0%	0.0%		-100.0%		-100.0%	-49.09%	5400.0%	0.0%		-100.0%
Total Assets	$19.73M	$38.65M	$45.53M	$14.38M	$11.87M	$12.00M	$3.620M	$10.00K	$10.00K	$0.00	$10.00K	$10.00K	$280.0K	$550.0K	$10.00K	$10.00K	$100.0K	$10.00K
YoY Change
Accounts Payable	$3.527M	$513.3K	$501.8K	$360.0K	$590.0K	$470.0K	$2.320M	$40.00K	$20.00K	$20.00K	$80.00K	$90.00K	$80.00K	$30.00K	$90.00K	$200.0K	$190.0K	$170.0K
YoY Change	587.1%	2.29%	39.38%	-38.98%	25.53%	-79.74%	5700.0%	100.0%	0.0%	-75.0%	-11.11%	12.5%	166.67%	-66.67%	-55.0%	5.26%	11.76%
Accrued Expenses	$1.018M	$512.5K	$549.4K	$190.0K	$1.090M	$730.0K	$850.0K	$120.0K				$0.00	$210.0K	$0.00	$0.00	$130.0K	$0.00
YoY Change	98.57%	-6.71%	189.14%	-82.57%	49.32%	-14.12%	608.33%					-100.0%			-100.0%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due	$258.8K	$298.1K	$0.00	$450.0K	$710.0K	$30.00K	$13.91M	$160.0K		$0.00	$50.00K
YoY Change	-13.16%		-100.0%	-36.62%	2266.67%	-99.78%	8593.75%			-100.0%
Total Short-Term Liabilities	$7.235M	$3.618M	$3.051M	$1.000M	$2.490M	$1.220M	$17.09M	$330.0K	$20.00K	$20.00K	$130.0K	$90.00K	$290.0K	$30.00K	$90.00K	$510.0K	$360.0K	$450.0K
YoY Change	99.95%	18.59%	205.11%	-59.84%	104.1%	-92.86%	5078.79%	1550.0%	0.0%	-84.62%	44.44%	-68.97%	866.67%	-66.67%	-82.35%	41.67%	-20.0%
Long-Term Debt	$149.0K	$259.4K	$0.00	$7.440M	$12.18M	$12.50M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	-42.54%		-100.0%	-38.92%	-2.56%
Other Long-Term Liabilities	$0.00	$138.4K	$273.2K	$190.0K		$0.00	$30.00K
YoY Change	-100.0%	-49.32%	43.77%			-100.0%
Total Long-Term Liabilities	$149.0K	$397.8K	$273.2K	$7.630M	$12.18M	$12.50M	$30.00K	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	-62.54%	45.63%	-96.42%	-37.36%	-2.56%	41566.67%
Total Liabilities	$7.503M	$4.016M	$3.324M	$8.630M	$14.67M	$13.72M	$17.12M	$330.0K	$20.00K	$20.00K	$130.0K	$90.00K	$290.0K	$30.00K	$90.00K	$510.0K	$360.0K	$450.0K
YoY Change	86.82%	20.81%	-61.48%	-41.17%	6.92%	-19.86%	5087.88%	1550.0%	0.0%	-84.62%	44.44%	-68.97%	866.67%	-66.67%	-82.35%	41.67%	-20.0%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2018
Basic Shares Outstanding	15.20M shares	14.68M shares	7.918M shares	5.411M shares
Diluted Shares Outstanding	15.20M shares	14.68M shares	7.918M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $3.6042 Million

About OLB Group Inc

OLB Group Inc is a US-based company operating in Financial Services industry. The company is headquartered in New York City, New York and currently employs 26 full-time employees. The company went IPO on 2005-11-18. The OLB Group, Inc. is a diversified Fintech eCommerce merchant services provider. Its eCommerce platform delivers cloud-based merchant services for a digital commerce solution to thousands of merchants in all 50 states. The company seeks to provide merchants with a range of products and services through its various online platforms, including financial and transaction processing services. Its business functions through three subsidiaries: eVance, Inc. (eVance), OmniSoft.io, Inc. (OmniSoft), and CrowdPay.Us, Inc. (CrowdPay). OmniSoft operates a cloud-based business management platform that provides turnkey solutions for merchants to enable them to build and manage their retail businesses. eVance provides competitive payment processing solutions to merchants, which enable merchants to process credit and debit card-based Internet payments for sales of their products. CrowdPay operates a white label capital raising platform that targets small and midsized businesses seeking to raise capital.

Industry: Services-Business Services, NEC Peers: ALJ REGIONAL HOLDINGS INC AppTech Payments Corp. Ryvyl Inc Rocketfuel Blockchain Inc Usio Inc Clean Vision Corp Exela Technologies Inc VISA INC.