Beeline Holdings Inc
eastsidedistilling.comWhat Do They Do?
Provides digital residential mortgages, fractional home-equity transaction services, and title and closing services to borrowers, property investors, and other lenders.
10-K for FY2025, filed Mar 31, 2026The Company is a fintech mortgage lender, fractional real estate equity purchase facilitator and title provider transforming the home…View ↗
The Company can generate mortgage approvals that are more reliable than traditional pre-approvals in as little as 7 to 10 minutes. The…View ↗
Title and Closing Services: The Company offers title and closing services to its borrowers. These operations are tightly integrated…View ↗
BeelineEquity: The Company recently began offering a new fractional equity product called BeelineEquity. The Company receives an…View ↗
How Do They Make Money?
The company closes mortgage loans and sells them to aggregators at a set price; borrowers pay origination fees when their loans are funded, and lenders pay title fees when mortgages settle. A marketing partner also pays for leads from customers who opt in to its insurance.
10-K for FY2025, filed Mar 31, 2026Net gain on sale of loans: Once the Company closes a loan, it then sells that loan to an aggregator at a predetermined price. The proceeds…View ↗
Loan origination fees represent revenue earned from originating mortgage loans. Loan origination fees generally represent flat per-loan fee…View ↗
Settlement fees and commissions are earned at loan settlement.View ↗
Fees received from a marketing partner who is embedded in the Company’s point-of-sale journey for investment property customers. The…View ↗
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10-K for FY2025, filed Mar 31, 2026
FY2025 revenue by product or service (Other revenues) ↗
$7.8M
-
10-K for FY2025, filed Mar 31, 2026
$7.8M ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Gain on Sale of Loan
Sold outright
10-K for FY2025, filed Mar 31, 2026 |
69% |
Gain on Sale of Loan, FY2025
$5.4M Sources
|
Sold outright |
|
Loan Origination Fees
Sold outright
10-K for FY2025, filed Mar 31, 2026 |
13% |
Loan Origination Fees, FY2025
$1M Sources
|
Sold outright |
|
Other Revenues
Usage-based
|
0.2% |
Other Revenues, FY2025
$14K Sources
|
Usage-based |
|
Title Fees
Sold outright
10-K for FY2025, filed Mar 31, 2026 |
18% |
Title Fees, FY2025
$1.4M Sources
|
Sold outright |
Who Are Their Customers?
Borrowers apply directly through Beeline’s online platform; other lenders also use its title and closing services. Mortgage customers include property investors and people who are self-employed or earn gig-economy income.
10-K for FY2025, filed Mar 31, 2026The Company’s business model is focused on providing an efficient process for consumers to more easily access mortgage lending and…View ↗
The Company primarily serves as the lender for its conventional loans, where it is also fully responsible for the underwriting. The Company…View ↗
The Company can generate mortgage approvals that are more reliable than traditional pre-approvals in as little as 7 to 10 minutes. The…View ↗
Title fees: Fees associated with closing a mortgage for a lender, which averages approximately $1,100 per closed file. Currently, Beeline…View ↗
Do Revenues Turn Into Profits?
No. It lost $23.2M in FY2025.
10-K for FY2025, filed Mar 31, 2026
−$19.5MView ↗
10-K for FY2025, filed Mar 31, 2026
−$23.2MView ↗
10-K for FY2025, filed Mar 31, 2026
−$21.5MView ↗
How Are They Changing?
- Net income
-
Sources
10-Q for Q2 FY2026, filed Aug 14, 2026
−$4MView ↗
- ▼ −1% (Loss)
- vs −$4.1M in Q2 FY2025
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Aug 13, 2026
Beeline proposed an all-stock combination with TYTL
The non-binding plan would combine Beeline’s mortgage, lending, and title operations with TYTL’s residential equity platform.
Sources
8-K, filed Aug 13, 2026
Beeline announced a non-binding Letter of Intent to acquire TYTL Holdings, Inc. in an all-stock business combination, which envisions…View ↗
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Jul 1, 2026
Beeline completed its acquisition of MagicBlocks
MagicBlocks became a wholly owned subsidiary, bringing in the AI technology behind Beeline’s chatbot and automation.
Sources
8-K, filed Jul 1, 2026
Providence, R.I. – July 1, 2026 – Beeline Holdings, Inc. (NASDAQ: BLNE) (“Beeline” or the “Company”), a technology-driven mortgage and…View ↗
Shrinking. Revenue fell 37% in 4 years, from $12.4M in FY2021 to $7.8M in FY2025, about 11% a year.
From beverages to home finance
The older business centered on spirits brands and can printing, canning, and co-packing for beverage makers; the latest centers on digital mortgage lending, title services, and fractional home-equity transactions.
10-K for FY2022, filed Mar 31, 2023 10-K for FY2025, filed Mar 31, 2026The Company is a fintech mortgage lender, fractional real estate equity purchase facilitator and title provider transforming the home…View ↗
The Company is a digital consumer real estate financing company leveraging proprietary AI, streamlined task-based processing, data…View ↗
Title and Closing Services: The Company offers title and closing services to its borrowers. These operations are tightly integrated…View ↗
Who Do They Compete With?
Competes with Rocket Mortgage, Better Home and Finance, SoFi, and LoanDepot
10-K for FY2025, filed Mar 31, 2026Rocket Mortgage: The largest digital mortgage lender in the U.S., known for its streamlined application process and fast approvals. Its…View ↗
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