ConnectOne Bancorp, Inc. (NASDAQ: CNOB) is a bank holding company that operates through its banking subsidiary to provide commercial and consumer banking services. It earns revenue primarily through net interest income, the spread between interest earned on loans and investments and interest paid on deposits and borrowings, supplemented by noninterest income from fees and service charges. The filing excerpts from the 10-K filed 2026-02-24 do not provide sufficient detail to specify total assets, loan portfolio composition, branch count, segment revenue percentages, geographic footprint, founding year, current CEO, or named competitors. Based solely on the available excerpts, ConnectOne Bancorp operates as a depository institution subject to competitive pressures from other depository institutions, with its business sensitive to interest rate changes and conditions in its defined market area.

Revenue model

Net interest income from the spread between loan and investment yields and deposit and borrowing costs, plus noninterest income from fees and service charges. Specific revenue figures and segment breakdowns are not supported by the available filing excerpts.

Products and services

Commercial and consumer banking products including deposit accounts and loans. Specific product lines, brand names, or unit counts are not supported by the available filing excerpts.

Customers and end markets

Clients served within the bank's defined market area. The filing references impacts on 'clients' from economic and health events but does not specify customer segments, counts, or concentration data in the available excerpts.

Value-chain role

Depository institution and lender intermediating between depositors and borrowers.

Geographic exposure

Operates within a defined market area; specific states, regions, or branch counts are not supported by the available filing excerpts.

Source: SEC 10-K, filed 2026-02-24

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