QCR Holdings Inc
qcrh.q4ir.comQCR Holdings Inc (NASDAQ: QCRH) is a multi-bank holding company headquartered in Moline, Illinois, that operates four wholly-owned commercial banking subsidiaries serving communities across the Midwest. The company makes money through net interest income on loans and leases, fee-based trust and asset management services, and equipment financing originated through its m2 subsidiary based in Waukesha, Wisconsin. Formed in February 1993 under Delaware law and elected to operate as a financial holding company in 2016, QCR Holdings organizes its commercial banking business into four geographic operating segments corresponding to its four subsidiary banks: QCBT, CRBT, CSB, and GB. These subsidiaries provide full-service commercial and consumer banking alongside trust and asset management services. The m2 subsidiary conducts direct financing lease contracts and equipment financing agreements. QCR Holdings reports financials on a calendar fiscal year basis, with the most recent 10-K filed February 27, 2026, covering the fiscal year ended December 31, 2025.
Products & Services
Full-service commercial banking, consumer banking, trust and asset management, direct financing lease contracts, equipment financing agreements (via m2 subsidiary).
Revenue Model
Net interest income from commercial loans, leases, and deposits; noninterest income from trust and asset management services; equipment financing and direct lease income through the m2 subsidiary.
Customers & Markets
Commercial and consumer banking customers in the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny, and Springfield communities; equipment financing customers served through m2 in Waukesha, Wisconsin.
Geographic Exposure
Primarily Midwest United States: Quad Cities (Illinois/Iowa), Cedar Rapids (Iowa), Waterloo/Cedar Falls (Iowa), Des Moines/Ankeny (Iowa), Springfield (Illinois), and Waukesha (Wisconsin) for equipment financing.
Financial Snapshot
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