Enterprise Financial Services Corp (NASDAQ: EFSC) is a financial services holding company that operates a commercial banking business. It makes money primarily through net interest income earned on loans and deposits, supplemented by fee-based noninterest income from banking services. The company has depositary shares representing interests in its 5.00% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, traded on the Nasdaq Global Select Market under the ticker EFSCPN. The 10-K filed 2026-02-27 covers fiscal year 2025. The filing excerpts provided do not contain sufficient detail to characterize segment revenue breakdown, total assets, loan portfolio composition, geographic footprint, specific customer types, or named competitors with specificity, so those details are omitted.

Revenue model

Net interest income from lending and deposit-taking activities, supplemented by noninterest fee income from banking services. Specific revenue figures are not supported by the provided filing excerpts.

Products and services

Commercial banking products and services. Specific product lines, brand names, or service categories are not detailed in the provided filing excerpts.

Customers and end markets

Not determinable from the provided filing excerpts.

Value-chain role

Commercial bank and financial holding company, intermediating between depositors and borrowers.

Geographic exposure

Not determinable from the provided filing excerpts.

Source: SEC 10-K, filed 2026-02-27

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