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FY2025
12 months to Dec 31, 2025
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FY2024
12 months to Dec 31, 2024
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FY2023
12 months to Dec 31, 2023
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FY2022
12 months to Dec 31, 2022
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|---|---|---|---|---|
| Interest income | ||||
| Interest and fees on loans | ||||
| Interest on securities | ||||
| Other interest income | ||||
| Total interest income | ||||
| Interest expense | ||||
| Interest on deposits | ||||
| Interest on PPP Liquidity Facility | ||||
| Other interest expense | ||||
| Total interest expense | ||||
| Net interest income | ||||
| Provision for credit losses | ||||
| Net interest income after provision for credit losses | ||||
| Non-interest income | ||||
| Strategic Program fees | ||||
| Gain on sale of loans, net | ||||
| SBA loan servicing fees | ||||
| SBA loan servicing fees, net | ||||
| Change in fair value on investment in BFG | ||||
| Credit enhancement income | ||||
| Other miscellaneous income | ||||
| Total non-interest income | ||||
| Non-interest expense | ||||
| Salaries and employee benefits | ||||
| Professional services | ||||
| Occupancy and equipment expenses | ||||
| (Recovery) impairment of SBA servicing asset | ||||
| Credit enhancement expense | ||||
| Credit enhancement servicing expense | ||||
| Credit enhancement guarantee expense | ||||
| Other operating expenses | ||||
| Total non-interest expense | ||||
| Income before income taxes | ||||
| Provision for income taxes | ||||
| Net income | ||||
| Earnings per share, basic (in dollars per share) | ||||
| Earnings per share, diluted (in dollars per share) | ||||
| Weighted average shares outstanding, basic (in shares) | ||||
| Weighted average number of shares outstanding, diluted (in shares) | ||||
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