First Republic Bank - Understand $frcb stock

$FRCB Market Cap: $1.304 Million

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Financial Snapshot

Revenue

Gross Margin

Net Earnings

$1.453B

TTM

Current Assets

Current Liabilities

Current Ratio

Total Assets

$232.9B

Q1 2023

Total Liabilities

$215.0B

Q1 2023

Book Value

$17.99B

Q1 2023

Cash

P/E

0.0008971

Nov 29, 2024 EST

Free Cash Flow

$294.0M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Revenue
YoY Change

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Revenue
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$192.0M	$184.0M	$166.1M	$137.7M	$114.4M	$92.00M	$85.40M	$70.30M	$61.40M	$63.60M	$43.60M	$7.100M	-$16.10M	-$39.70M	$67.60M	$46.20M
YoY Change	4.35%	10.78%	20.62%	20.37%	24.35%	7.73%	21.48%	14.5%	-3.46%	45.87%	514.08%	-144.1%	-59.45%	-158.73%	46.32%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Pretax Income	$2.141B	$1.828B	$1.334B	$1.133B	$1.052B	$912.2M	$827.6M	$690.7M	$669.9M	$663.6M	$601.3M	$564.7M	$469.6M	$605.8M	$20.50M	$22.80M
YoY Change	17.12%	37.03%	17.72%	7.75%	15.29%	10.22%	19.82%	3.1%	0.95%	10.36%	6.48%	20.25%	-22.48%	2855.12%	-10.09%
Income Tax	$476.0M	$350.0M	$269.8M	$202.9M	$197.9M	$114.8M	$154.2M	$168.5M	$182.9M	$201.5M	$198.6M	$205.7M	$193.6M	$254.3M	$5.700M	$2.200M
% Of Pretax Income	22.23%	19.15%	20.22%	17.91%	18.82%	12.58%	18.63%	24.4%	27.3%	30.36%	33.03%	36.43%	41.23%	41.98%	27.8%	9.65%
Net Earnings	$1.507B	$1.478B	$1.064B	$930.3M	$853.8M	$757.7M	$673.4M	$522.1M	$487.0M	$462.1M	$401.2M	$354.4M	$271.2M	$346.6M	$10.00M	$13.70M
YoY Change	1.96%	38.88%	14.39%	8.96%	12.68%	12.52%	28.98%	7.21%	5.39%	15.18%	13.21%	30.68%	-21.75%	3366.0%	-27.01%
Net Earnings / Revenue
Basic Earnings Per Share
Diluted Earnings Per Share	$8.235M	$8.211M	$6.148M	$5.485M	$5.156M	$4.669M	$4.370M	$3.588M	$3.466M	$3.400M	$2.990M	$2.671M	$2.139M	$2.753M	$79.43K	$108.8K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$483.0M	$1.786B	$1.355B	$1.174B	$332.0M	$296.0M	$208.0M	$172.0M	$166.0M	$167.0M	$142.0M	$118.0M	$97.00M	$92.00M	$99.00M	$94.00M
YoY Change	-72.96%	31.81%	15.42%	253.61%	12.16%	42.31%	20.93%	3.61%	-0.6%	17.61%	20.34%	21.65%	5.43%	-7.07%	5.32%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments													$116.0M
YoY Change
Other Assets	$666.0M	$561.0M	$459.0M	$392.0M	$337.0M	$238.0M	$234.0M	$199.0M		$127.0M	$136.0M	$136.0M	$80.00M	$449.0M	$116.0M	$50.00M
YoY Change	18.72%	22.22%	17.09%	16.32%	41.6%	1.71%	17.59%			-6.62%	0.0%	70.0%	-82.18%	287.07%	132.0%
Total Long-Term Assets
YoY Change
Total Assets	$212.6B	$181.1B	$142.5B	$116.3B	$99.21B	$87.78B	$73.28B	$58.98B	$48.35B	$42.11B	$34.39B	$27.79B	$22.38B	$19.94B	$19.69B	$15.79B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$1.552B	$1.405B	$995.0M	$812.0M
YoY Change	10.46%	41.21%	22.54%
Deferred Revenue
YoY Change
Short-Term Debt							$100.0M	$100.0M		$0.00	$75.00M
YoY Change							0.0%			-100.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$1.552B	$1.405B	$995.0M	$812.0M			$100.0M	$100.0M			$75.00M
YoY Change	10.46%	41.21%	22.54%				0.0%
Long-Term Debt	$1.279B	$1.777B	$1.774B	$1.276B	$1.674B	$1.672B	$811.0M	$427.0M	$432.0M	$43.00M	$56.00M	$129.0M	$94.00M	$1.042B	$3.218B	$67.00M
YoY Change	-28.02%	0.17%	39.03%	-23.78%	0.12%	106.17%	89.93%	-1.16%	904.65%	-23.21%	-56.59%	37.23%	-90.98%	-67.62%	4702.99%
Other Long-Term Liabilities	$3.477B	$1.986B	$1.298B	$1.192B	$990.0M	$972.0M	$955.0M	$855.0M	$733.0M	$677.0M	$619.0M	$409.0M	$223.0M	$190.0M	$143.0M	$166.0M
YoY Change	75.08%	53.0%	8.89%	20.4%	1.85%	1.78%	11.7%	16.64%	8.27%	9.37%	51.34%	83.41%	17.37%	32.87%	-13.86%
Total Long-Term Liabilities	$4.756B	$3.763B	$3.072B	$2.468B	$2.664B	$2.644B	$1.766B	$1.282B	$1.165B	$720.0M	$675.0M	$538.0M	$317.0M	$1.232B	$3.361B	$233.0M
YoY Change	26.39%	22.49%	24.47%	-7.36%	0.76%	49.72%	37.75%	10.04%	61.81%	6.67%	25.46%	69.72%	-74.27%	-63.34%	1342.49%
Total Liabilities	$195.2B	$165.2B	$130.8B	$106.4B	$90.53B	$79.96B	$66.37B	$53.28B	$43.57B	$37.95B	$30.99B	$25.27B	$20.24B	$18.64B	$17.01B	$13.34B
YoY Change	18.16%	26.34%	22.87%	17.55%	13.21%	20.48%	24.58%	22.27%	14.81%	22.47%	22.61%	24.88%	8.56%	9.62%	27.5%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $1.3035 Million

About FIRST REPUBLIC BANK

First Republic offers banking for individuals and businesses, wealth management, and more with a focus on tailored services and solutions. The company is headquartered in San Francisco, California and currently employs 7,213 full-time employees. The company went IPO on 2010-12-03. The Bank specializes in providing services, including private banking, private business banking, real estate lending and wealth management services, including trust and custody services, to clients in selected metropolitan areas in the United States. The company operates through two segments: Commercial Banking and Wealth Management. The principal business activities of the Commercial Banking segment are gathering deposits, originating and servicing loans and investing in investment securities. The principal business activities of the Wealth Management segment include the investment management activities of First Republic Investment Management, Inc. (FRIM), which manages investments for individuals and institutions; money market mutual fund activities through third-party providers and the brokerage activities of First Republic Securities Company, LLC (FRSC) and its foreign exchange activities conducted on behalf of clients.

Industry: UNKNOWN Peers: TRUIST FINANCIAL CORP CITIZENS FINANCIAL GROUP INC/RI FIFTH THIRD BANCORP M&T BANK CORP HUNTINGTON BANCSHARES INC /MD/ KEYCORP /NEW/ REGIONS FINANCIAL CORP PNC FINANCIAL SERVICES GROUP, INC. SVB FINANCIAL GROUP