|
Q2 FY2026
As of Jun 30, 2026
|
Q1 FY2026
As of Mar 31, 2026
|
Q4 FY2025
As of Dec 31, 2025
|
Q3 FY2025
As of Sep 30, 2025
|
Q2 FY2025
As of Jun 30, 2025
|
Q1 FY2025
As of Mar 31, 2025
|
Q4 FY2024
As of Dec 31, 2024
|
Q3 FY2024
As of Sep 30, 2024
|
Q2 FY2024
As of Jun 30, 2024
|
Q1 FY2024
As of Mar 31, 2024
|
Q4 FY2023
As of Dec 31, 2023
|
Q3 FY2023
As of Sep 30, 2023
|
Q2 FY2023
As of Jun 30, 2023
|
Q1 FY2023
As of Mar 31, 2023
|
Q4 FY2022
As of Dec 31, 2022
|
Q3 FY2022
As of Sep 30, 2022
|
Q2 FY2022
As of Jun 30, 2022
|
Q1 FY2022
As of Mar 31, 2022
|
Q4 FY2021
As of Dec 31, 2021
|
Q3 FY2021
As of Sep 30, 2021
|
|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||||||||||
| Cash and cash equivalents: | ||||||||||||||||||||
| Cash and due from banks | ||||||||||||||||||||
| Interest earning cash in other banks | ||||||||||||||||||||
| Total cash and cash equivalents | ||||||||||||||||||||
| Interest earning deposits in other financial institutions | ||||||||||||||||||||
| Investment securities available for sale (“AFS”), at fair value | ||||||||||||||||||||
| Amortized Cost | ||||||||||||||||||||
| Equity investments | ||||||||||||||||||||
| Loans held for sale, at lower of cost or fair value | ||||||||||||||||||||
| Loans receivable, net of allowance for credit losses of $153,218 and $156,661 at June 30, 2026 and December 31, 2025, respectively | ||||||||||||||||||||
| Other real estate owned (“OREO”), net | ||||||||||||||||||||
| Federal Home Loan Bank (“FHLB”) stock, at cost | ||||||||||||||||||||
| Premises and equipment, net | ||||||||||||||||||||
| Accrued interest receivable | ||||||||||||||||||||
| Deferred tax assets, net | ||||||||||||||||||||
| Customers’ liabilities on acceptances | ||||||||||||||||||||
| Bank owned life insurance (“BOLI”) | ||||||||||||||||||||
| Investments in affordable housing partnerships | ||||||||||||||||||||
| Operating lease right-of-use assets (“ROU”), net | ||||||||||||||||||||
| Goodwill | ||||||||||||||||||||
| Core deposit intangible assets, net | ||||||||||||||||||||
| Servicing assets, net | ||||||||||||||||||||
| Other assets | ||||||||||||||||||||
| Total assets | ||||||||||||||||||||
| LIABILITIES AND STOCKHOLDERS’ EQUITY | ||||||||||||||||||||
| LIABILITIES: | ||||||||||||||||||||
| Deposits: | ||||||||||||||||||||
| Noninterest bearing | ||||||||||||||||||||
| Interest bearing: | ||||||||||||||||||||
| Money market and NOW accounts | ||||||||||||||||||||
| Savings deposits | ||||||||||||||||||||
| Time deposits | ||||||||||||||||||||
| Total deposits | ||||||||||||||||||||
| FHLB borrowings | ||||||||||||||||||||
| Convertible notes, net | ||||||||||||||||||||
| Subordinated debentures, net | ||||||||||||||||||||
| Convertible notes and subordinated debentures, net | ||||||||||||||||||||
| Accrued interest payable | ||||||||||||||||||||
| Acceptances outstanding | ||||||||||||||||||||
| Operating lease liabilities | ||||||||||||||||||||
| Commitments to fund investments in affordable housing partnerships | ||||||||||||||||||||
| Other liabilities | ||||||||||||||||||||
| Total liabilities | ||||||||||||||||||||
| STOCKHOLDERS’ EQUITY: | ||||||||||||||||||||
| Common stock, $0.001 par value; 300,000,000 and 300,000,000 authorized shares at June 30, 2026 and December 31, 2025, respectively: issued and outstanding 145,897,397 and 127,741,836 shares, respectively, at June 30, 2026, and issued and outstanding 145,584,490 and 128,201,655 shares, respectively, at December 31, 2025 | ||||||||||||||||||||
| Additional paid-in capital | ||||||||||||||||||||
| Retained earnings | ||||||||||||||||||||
| Treasury Stock, at cost (in shares) | ||||||||||||||||||||
| Treasury stock, at cost; 18,155,561 and 17,382,835 shares at June 30, 2026 and December 31, 2025, respectively | ||||||||||||||||||||
| Accumulated other comprehensive loss, net | ||||||||||||||||||||
| Total stockholders’ equity | ||||||||||||||||||||
| Total liabilities and stockholders’ equity | ||||||||||||||||||||
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