Kemper Corp - Understand $kmpr stock

$KMPR Market Cap: $4.525 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$4.642B

TTM

Gross Margin

Net Earnings

$271.8M

TTM

Current Assets

$202.1M

Q3 2024

Current Liabilities

$1.656B

Q3 2024

Current Ratio

12.21%

Q3 2024

Total Assets

$12.87B

Q3 2024

Total Liabilities

$10.10B

Q3 2024

Book Value

$2.770B

Q3 2024

Cash

$56.90M

Q3 2024

P/E

16.65

Nov 14, 2024 EST

Free Cash Flow

$119.9M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Revenue	$4.944B	$5.577B	$5.793B	$5.206B	$5.039B	$3.725B	$2.723B	$2.522B	$2.341B	$2.197B	$2.427B	$2.462B	$2.495B	$2.643B	$2.752B	$2.742B	$2.903B	$2.862B	$2.829B	$3.041B	$2.944B	$2.298B	$2.534B	$1.953B	$1.814B	$2.086B	$1.530B	$1.523B	$1.447B	$1.366B	$1.363B	$1.363B	$1.255B	$1.224B	$1.108B	$1.184B
YoY Change	-11.34%	-3.73%	11.28%	3.3%	35.28%	36.78%	7.99%	7.74%	6.56%	-9.47%	-1.45%	-1.31%	-5.58%	-3.98%	0.36%	-5.54%	1.42%	1.17%	-6.96%	3.3%	28.09%	-9.3%	29.73%	7.7%	-13.05%	36.32%	0.46%	5.23%	6.0%	0.17%	0.04%	8.58%	2.49%	10.55%	-6.48%	-7.41%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Revenue	$4.944B	$5.577B	$5.793B	$5.206B	$5.039B	$3.725B	$2.723B	$2.522B	$2.341B	$2.197B	$2.427B	$2.462B	$2.495B	$2.643B	$2.752B	$2.742B	$2.903B	$2.862B	$2.829B	$3.041B	$2.944B	$2.298B	$2.534B	$1.953B	$1.814B	$2.086B	$1.530B	$1.523B	$1.447B	$1.366B	$1.363B	$1.363B	$1.255B	$1.224B	$1.108B	$1.184B
Cost Of Revenue						$2.467B	$1.837B	$1.781B	$1.468B	$1.262B	$1.357B	$1.582B	$1.646B	$1.647B	$1.740B
Gross Profit						$1.259B	$886.0M	$741.1M	$873.2M	$934.9M	$1.069B	$880.2M	$849.3M	$995.3M	$1.013B
Gross Profit Margin						33.79%	32.53%	29.39%	37.3%	42.56%	44.07%	35.75%	34.04%	37.67%	36.79%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Selling, General & Admin	$1.007B	$1.183B	$1.261B	$1.147B	$1.080B	$861.6M	$672.5M	$657.0M	$642.9M	$621.6M	$299.9M
YoY Change	-14.89%	-6.24%	9.94%	6.21%	25.38%	28.12%	2.36%	2.19%	3.43%	107.27%
% of Gross Profit						68.46%	75.9%	88.65%	73.63%	66.49%	28.05%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$591.7M	$705.3M	$684.3M	$641.8M	$408.3M	$15.60M	$13.10M	$13.60M	$13.50M	$16.00M	$17.40M	$15.30M	$10.90M	$14.50M	$16.60M	$18.80M	$20.90M	$22.20M	$20.70M
YoY Change	-16.11%	3.07%	6.62%	57.19%	2517.31%	19.08%	-3.68%	0.74%	-15.63%	-8.05%	13.73%	40.37%	-24.83%	-12.65%	-11.7%	-10.05%	-5.86%	7.25%
% of Gross Profit						1.24%	1.48%	1.84%	1.55%	1.71%	1.63%	1.74%	1.28%	1.46%	1.64%
Operating Expenses	$5.291B	$5.966B	$6.038B	$4.696B	$4.378B	$3.526B	$2.562B	$2.518B	$2.241B	$2.036B	$2.112B	$2.340B	$2.427B	$2.416B	$2.524B	$2.706B	$2.551B	$2.375B	$2.416B	$2.648B	$2.740B	$2.296B	$1.969B	$1.765B	$1.562B	$1.385B	$1.377B	$1.386B	$1.261B	$1.171B	$1.184B	$1.179B	$1.085B	$1.092B	$1.019B	$945.6M
YoY Change	-11.31%	-1.19%	28.59%	7.26%	24.15%	37.61%	1.74%	12.4%	10.02%	-3.58%	-9.74%	-3.58%	0.43%	-4.27%	-6.72%	6.08%	7.4%	-1.69%	-8.77%	-3.35%	19.33%	16.6%	11.58%	12.97%	12.79%	0.57%	-0.6%	9.89%	7.7%	-1.1%	0.39%	8.65%	-0.58%	7.13%	7.75%	-0.73%
Operating Profit	-$68.90M	-$221.5M	-$369.8M	$546.8M	$518.8M	$286.2M	$118.9M	$3.100M	$84.50M	$136.3M	$229.2M	$63.90M	$45.90M	$200.2M	$253.8M
YoY Change	-68.89%	-40.1%	-167.63%	5.4%	81.27%	140.71%	3735.48%	-96.33%	-38.0%	-40.53%	258.69%	39.22%	-77.07%	-21.12%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Interest Expense	$56.10M	$54.70M	$43.60M	$36.00M	$42.50M	$43.30M	$34.90M	$44.40M	$46.50M	-$46.90M	-$38.10M	-$85.50M	-$83.90M	-$68.30M	-$61.90M	-$117.2M	-$125.6M	-$112.3M	-$101.9M	-$57.40M	-$45.30M	-$26.90M	-$22.20M	-$36.20M	-$14.40M	-$13.70M	-$13.10M	-$15.50M	-$25.80M	-$17.30M	-$6.600M	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	2.56%	25.46%	21.11%	-15.29%	-1.85%	24.07%	-21.4%	-4.52%	-199.15%	23.1%	-55.44%	1.91%	22.84%	10.34%	-47.18%	-6.69%	11.84%	10.21%	77.53%	26.71%	68.4%	21.17%	-38.67%	151.39%	5.11%	4.58%	-15.48%	-39.92%	49.13%	162.12%
% of Operating Profit				6.58%	8.19%	15.13%	29.35%	1432.26%	55.03%	-34.41%	-16.62%	-133.8%	-182.79%	-34.12%	-24.39%
Other Income/Expense, Net	$1.007B	$1.183B	$1.261B	$1.147B	$1.080B	$861.6M	$672.5M	$647.3M	$645.1M	$628.4M	$654.4M	$672.3M	$683.6M	$685.9M
YoY Change	-14.89%	-6.24%	9.94%	6.21%	25.38%	28.12%	3.89%	0.34%	2.66%	-3.97%	-2.66%	-1.65%	-0.34%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Pretax Income	-$347.1M	-$389.5M	-$245.3M	$510.1M	$661.6M	$199.1M	$161.1M	$3.500M	$100.3M	$160.2M	$314.4M	$122.4M	$68.30M	$226.3M	$228.0M	-$90.00M	$226.8M	$375.2M	$311.6M	$335.5M	$158.9M	-$24.60M	$542.5M	$152.2M	$237.0M	$687.1M	$139.8M	$122.1M	$160.8M	$177.5M	$172.9M	$183.5M	$169.7M	$132.9M	$88.70M	$238.8M
YoY Change	-10.89%	58.79%	-148.09%	-22.9%	232.3%	23.59%	4502.86%	-96.51%	-37.39%	-49.05%	156.86%	79.21%	-69.82%	-0.75%	-353.33%	-139.68%	-39.55%	20.41%	-7.12%	111.14%	-745.93%	-104.53%	256.44%	-35.78%	-65.51%	391.49%	14.5%	-24.07%	-9.41%	2.66%	-5.78%	8.13%	27.69%	49.83%	-62.86%	-26.88%
Income Tax	-$74.80M	-$88.30M	-$124.8M	$100.2M	$130.5M	$10.70M	$41.20M	-$9.200M	$20.10M	$47.60M	$99.90M	$30.60M	$6.600M	$63.80M	$59.50M	-$46.20M	$49.90M	$116.8M	$80.20M	$98.90M	$34.10M	-$18.30M	$190.3M	$54.40M	$77.90M	$238.6M	$47.10M	$40.20M	$55.30M	$62.90M	$61.80M	$62.60M	$53.70M	$46.80M	$24.00M	$73.50M
% Of Pretax Income				19.64%	19.72%	5.37%	25.57%	-262.86%	20.04%	29.71%	31.77%	25.0%	9.66%	28.19%	26.1%		22.0%	31.13%	25.74%	29.48%	21.46%		35.08%	35.74%	32.87%	34.73%	33.69%	32.92%	34.39%	35.44%	35.74%	34.11%	31.64%	35.21%	27.06%	30.78%
Net Earnings	-$272.1M	-$301.2M	-$120.5M	$409.9M	$531.1M	$190.1M	$120.9M	$16.80M	$85.70M	$114.5M	$217.7M	$103.4M	$74.50M	$177.9M	$164.7M	-$29.60M	$205.4M	$287.0M	$255.5M	$240.2M	$123.6M	-$8.200M	$380.9M	$91.00M	$201.0M	$510.8M	$117.9M	$132.5M	$150.6M	$148.4M	$95.00M	$123.4M	$136.4M	$133.7M	$106.3M	$201.3M
YoY Change	-9.66%	149.96%	-129.4%	-22.82%	179.38%	57.24%	619.64%	-80.4%	-25.15%	-47.4%	110.54%	38.79%	-58.12%	8.01%	-656.42%	-114.41%	-28.43%	12.33%	6.37%	94.34%	-1607.32%	-102.15%	318.57%	-54.73%	-60.65%	333.25%	-11.02%	-12.02%	1.48%	56.21%	-23.01%	-9.53%	2.02%	25.78%	-47.19%	-20.84%
Net Earnings / Revenue	-5.5%	-5.4%	-2.08%	7.87%	10.54%	5.1%	4.44%	0.67%	3.66%	5.21%	8.97%	4.2%	2.99%	6.73%	5.98%	-1.08%	7.08%	10.03%	9.03%	7.9%	4.2%	-0.36%	15.03%	4.66%	11.08%	24.49%	7.71%	8.7%	10.4%	10.87%	6.97%	9.06%	10.87%	10.92%	9.6%	17.0%
Basic Earnings Per Share	-$4.25	-$4.72	-$1.87	$6.24	$8.04	$3.25	$2.34	$0.33	$1.65	$2.12	$3.81	$1.75	$1.23	$2.87	$2.64
Diluted Earnings Per Share	-$4.25	-$4.72	-$1.87	$6.14	$7.96	$3.22	$2.33	$0.33	$1.65	$2.12	$3.80	$1.74	$1.23	$2.87	$2.64	-$472.1K	$3.122M	$4.208M	$3.676M	$3.486M	$1.826M	-$121.1K	$5.610M	$1.323M	$2.750M	$6.532M	$1.568M	$1.748M	$1.864M	$1.481M	$917.0K	$1.191M	$1.284M	$1.212M	$959.4K	$1.817M

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets	$200.5M	$128.7M	$85.80M	$222.0M	$220.0M	$245.0M	$194.0M	$199.0M	$193.0M	$187.0M	$193.0M	$206.0M	$219.0M	$555.0M	$642.0M	$687.0M	$635.0M	$730.0M	$828.0M	$828.0M	$899.0M	$670.0M	$458.0M	$421.0M	$377.0M	$291.0M	$335.0M	$376.0M	$250.0M
YoY Change	55.79%	50.0%	-61.35%	0.91%	-10.2%	26.29%	-2.51%	3.11%	3.21%	-3.11%	-6.31%	-5.94%	-60.54%	-13.55%	-6.55%	8.19%	-13.01%	-11.84%	0.0%	-7.9%	34.18%	46.29%	8.79%	11.67%	29.55%	-13.13%	-10.9%	50.4%
Property, Plant & Equipment	$133.1M	$138.7M	$158.4M	$167.0M	$187.0M	$114.0M	$117.0M	$140.0M	$150.0M	$161.0M	$167.0M
YoY Change	-4.04%	-12.44%	-5.15%	-10.7%	64.04%	-2.56%	-16.43%	-6.67%	-6.83%	-3.59%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$8.908B	$8.696B	$10.29B	$10.33B	$8.933B	$7.955B	$6.688B	$6.467B	$6.280B	$6.279B	$5.984B	$6.460B	$6.223B	$6.251B	$6.024B	$5.723B	$6.436B	$6.291B	$6.275B	$6.008B	$5.783B	$5.304B	$5.128B	$4.234B	$4.097B	$4.304B	$3.449B	$3.291B	$3.410B	$3.321B	$3.707B	$3.467B	$3.228B	$3.125B	$3.059B	$2.904B
YoY Change	2.44%	-15.52%	-0.31%	15.58%	12.29%	18.94%	3.42%	2.98%	0.02%	4.93%	-7.37%	3.81%	-0.45%	3.77%	5.26%	-11.08%	2.3%	0.25%	4.44%	3.89%	9.03%	3.43%	21.11%	3.34%	-4.81%	24.79%	4.8%	-3.49%	2.68%	-10.41%	6.92%	7.4%	3.3%	2.16%	5.34%
Other Assets	$275.0M	$357.0M	$173.1M	$16.00M	$45.00M	$39.00M	$6.000M	$41.00M	$41.00M	$0.00	$32.00M	$5.000M	$6.000M	$40.00M	$108.0M	$201.0M	$145.0M	$0.00
YoY Change	-22.97%	106.24%	981.88%	-64.44%	15.38%	550.0%	-85.37%	0.0%		-100.0%	540.0%	-16.67%	-85.0%	-62.96%	-46.27%	38.62%
Total Long-Term Assets	$12.54B	$13.24B	$14.83B	$14.12B	$12.77B	$11.30B	$8.182B	$8.012B	$7.843B	$7.646B	$7.463B	$7.803B	$7.716B	$7.804B	$7.932B	$8.132B	$8.759B	$8.591B	$8.370B	$7.969B	$7.638B	$7.036B	$6.676B	$5.745B	$5.558B	$5.619B	$4.586B	$4.495B	$4.569B
YoY Change	-5.24%	-10.76%	5.03%	10.58%	13.0%	38.11%	2.12%	2.15%	2.58%	2.45%	-4.36%	1.13%	-1.13%	-1.61%	-2.46%	-7.16%	1.96%	2.64%	5.03%	4.33%	8.56%	5.39%	16.21%	3.36%	-1.09%	22.53%	2.02%	-1.62%
Total Assets	$12.74B	$13.36B	$14.92B	$14.34B	$12.99B	$11.55B	$8.376B	$8.211B	$8.036B	$7.833B	$7.656B	$8.009B	$7.935B	$8.359B	$8.574B	$8.819B	$9.394B	$9.321B	$9.198B	$8.797B	$8.537B	$7.706B	$7.134B	$6.166B	$5.935B	$5.910B	$4.921B	$4.871B	$4.819B	$4.570B	$4.895B	$4.621B	$4.302B	$4.192B	$4.117B	$3.797B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$738.0M	$817.3M	$843.6M	$728.0M	$733.0M	$697.0M	$454.0M	$453.0M	$472.0M	$410.0M	$330.0M	$431.0M	$403.0M	$438.0M	$436.0M	$456.0M	$381.0M	$388.0M	$443.0M	$424.0M	$439.0M	$392.0M	$556.0M	$305.0M	$282.0M	$258.0M	$237.0M	$260.0M	$244.0M	$249.0M	$233.0M	$234.0M	$150.0M	$137.0M	$150.0M	$118.0M
YoY Change	-9.7%	-3.12%	15.88%	-0.68%	5.16%	53.52%	0.22%	-4.03%	15.12%	24.24%	-23.43%	6.95%	-7.99%	0.46%	-4.39%	19.69%	-1.8%	-12.42%	4.48%	-3.42%	11.99%	-29.5%	82.3%	8.16%	9.3%	8.86%	-8.85%	6.56%	-2.01%	6.87%	-0.43%	56.0%	9.49%	-8.67%	27.12%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due				$0.00
YoY Change
Total Short-Term Liabilities	$738.0M	$817.3M	$843.6M	$728.0M	$733.0M	$701.0M	$462.0M	$458.0M	$476.0M	$447.0M	$338.0M	$453.0M	$409.0M	$453.0M	$448.0M	$524.0M	$640.0M	$673.0M	$716.0M	$681.0M	$821.0M	$743.0M	$940.0M	$553.0M	$533.0M	$637.0M	$425.0M	$426.0M	$415.0M	$348.0M	$415.0M	$374.0M	$286.0M	$248.0M	$257.0M	$212.0M
YoY Change	-9.7%	-3.12%	15.88%	-0.68%	4.56%	51.73%	0.87%	-3.78%	6.49%	32.25%	-25.39%	10.76%	-9.71%	1.12%	-14.5%	-18.13%	-4.9%	-6.01%	5.14%	-17.05%	10.5%	-20.96%	69.98%	3.75%	-16.33%	49.88%	-0.23%	2.65%	19.25%	-16.14%	10.96%	30.77%	15.32%	-3.5%	21.23%
Long-Term Debt	$1.389B	$1.387B	$1.122B	$1.173B	$778.0M	$909.0M	$592.0M	$752.0M	$751.0M	$752.0M	$607.0M	$611.0M	$611.0M	$610.0M	$561.0M	$561.0M	$560.0M	$505.0M	$504.0M	$503.0M	$496.0M	$377.0M	$255.0M	$180.0M	$117.0M	$116.0M	$81.00M	$60.00M	$100.0M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	0.17%	23.62%	-4.36%	50.77%	-14.41%	53.55%	-21.28%	0.13%	-0.13%	23.89%	-0.65%	0.0%	0.16%	8.73%	0.0%	0.18%	10.89%	0.2%	0.2%	1.41%	31.56%	47.84%	41.67%	53.85%	0.86%	43.21%	35.0%	-40.0%
Other Long-Term Liabilities	$800.0K													$321.0M	$682.0M	$1.111B	$1.326B	$1.163B	$1.074B	$922.0M	$915.0M	$858.0M	$748.0M	$703.0M	$609.0M	$545.0M	$566.0M	$590.0M	$519.0M	$438.0M	$392.0M	$374.0M	$373.0M	$360.0M	$348.0M	$309.0M
YoY Change														-52.93%	-38.61%	-16.21%	14.02%	8.29%	16.49%	0.77%	6.64%	14.71%	6.4%	15.44%	11.74%	-3.71%	-4.07%	13.68%	18.49%	11.73%	4.81%	0.27%	3.61%	3.45%	12.62%
Total Long-Term Liabilities	$1.389B	$1.387B	$1.122B	$1.173B	$778.0M	$909.0M	$592.0M	$752.0M	$751.0M	$752.0M	$607.0M	$611.0M	$611.0M	$931.0M	$1.243B	$1.672B	$1.886B	$1.668B	$1.578B	$1.425B	$1.411B	$1.235B	$1.003B	$883.0M	$726.0M	$661.0M	$647.0M	$650.0M	$619.0M	$438.0M	$392.0M	$374.0M	$373.0M	$360.0M	$348.0M	$309.0M
YoY Change	0.17%	23.62%	-4.36%	50.77%	-14.41%	53.55%	-21.28%	0.13%	-0.13%	23.89%	-0.65%	0.0%	-34.37%	-25.1%	-25.66%	-11.35%	13.07%	5.7%	10.74%	0.99%	14.25%	23.13%	13.59%	21.63%	9.83%	2.16%	-0.46%	5.01%	41.32%	11.73%	4.81%	0.27%	3.61%	3.45%	12.62%
Total Liabilities	$10.24B	$10.92B	$10.91B	$9.779B	$9.017B	$8.495B	$6.261B	$6.235B	$6.044B	$5.743B	$5.605B	$5.847B	$5.818B	$6.245B	$6.656B	$7.170B	$7.103B	$7.037B	$7.041B	$6.758B	$6.718B	$5.903B	$5.217B	$4.465B	$4.218B	$4.088B	$3.388B	$3.391B	$3.294B	$2.805B	$2.797B	$2.668B	$2.418B	$2.310B	$2.236B	$1.980B
YoY Change	-6.26%	0.11%	11.55%	8.45%	6.14%	35.68%	0.42%	3.16%	5.24%	2.46%	-4.14%	0.5%	-6.84%	-6.17%	-7.17%	0.94%	0.94%	-0.06%	4.19%	0.6%	13.81%	13.15%	16.84%	5.86%	3.18%	20.66%	-0.09%	2.94%	17.43%	0.29%	4.84%	10.34%	4.68%	3.31%	12.93%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Basic Shares Outstanding	64.03M shares	63.83M shares	64.26M shares	65.64M shares	65.88M shares	58.15M shares	51.35M shares	51.16M shares	51.61M shares	53.76M shares	56.86M shares	58.86M shares	60.26M shares	61.68M shares	62.13M shares
Diluted Shares Outstanding	64.03M shares	63.83M shares	64.26M shares	66.73M shares	66.55M shares	58.75M shares	51.58M shares	51.21M shares	51.68M shares	53.87M shares	56.98M shares	59.00M shares	60.37M shares	61.77M shares	62.16M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $4.5248 Billion

About Kemper Corp

Kemper Corp. is a holding company, which engages in the property and casualty insurance, and life and health insurance businesses. The company is headquartered in Chicago, Illinois and currently employs 8,100 full-time employees. The company went IPO on 2001-05-24. The firm is engaged, through its subsidiaries, in the property and casualty insurance and life insurance businesses. The company is engaged in providing personalized solutions to individuals, families, and businesses through its Kemper Auto and Kemper Life brands. The firm conducts its operations through two operating segments: Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment include specialty automobile and commercial automobile insurance to consumers. These products are distributed primarily through independent agents and brokers. The Specialty Property & Casualty Insurance segment, based in Chicago, Illinois, conducts business in 31 states under the Kemper Auto brand. The Life Insurance segment offers individual life, accident, supplemental health and property insurance. The firm conducts its operations solely in the United States.

Industry: Fire, Marine & Casualty Insurance Peers: Hanover Insurance Group Inc First American Financial Corp White Mountains Insurance Group Ltd Palomar Holdings Inc Lemonade Inc Mercury General Corp RLI Corp PROGRESSIVE CORP/OH/ Selective Insurance Group Inc