Selective Insurance Group Inc - Understand $sigi stock

$SIGI Market Cap: $6.02 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$4.716B

TTM

Gross Margin

38.47%

TTM

Net Earnings

$231.7M

TTM

Current Assets

Current Liabilities

$113.5M

Q3 2024

Current Ratio

Total Assets

$13.47B

Q3 2024

Total Liabilities

$10.31B

Q3 2024

Book Value

$3.168B

Q3 2024

Cash

$12.66M

Q3 2024

P/E

25.98

Nov 14, 2024 EST

Free Cash Flow

$973.1M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983
Revenue	$4.232B	$3.558B	$3.379B	$2.922B	$2.846B	$2.586B	$2.470B	$2.284B	$2.132B	$2.035B	$1.904B	$1.734B	$1.597B	$1.565B	$1.569B	$1.643B	$1.744B	$1.808B	$1.671B	$1.554B	$1.335B	$1.179B	$1.059B	$986.2M	$957.9M	$837.3M	$794.2M	$804.8M	$839.1M	$768.3M	$679.6M	$619.6M	$571.2M	$540.0M	$516.1M	$481.7M	$375.4M	$319.9M	$273.2M	$245.1M	$246.2M
YoY Change	18.94%	5.29%	15.63%	2.66%	10.07%	4.7%	8.13%	7.15%	4.77%	6.89%	9.78%	8.55%	2.1%	-0.3%	-4.48%	-5.8%	-3.52%	8.19%	7.56%	16.37%	13.24%	11.33%	7.38%	2.95%	14.4%	5.43%	-1.32%	-4.09%	9.22%	13.05%	9.68%	8.47%	5.78%	4.63%	7.14%	28.32%	17.35%	17.09%	11.46%	-0.45%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983
Revenue	$4.232B	$3.558B	$3.379B	$2.922B	$2.846B	$2.586B	$2.470B	$2.284B	$2.132B	$2.035B	$1.904B	$1.734B	$1.597B	$1.565B	$1.569B	$1.643B	$1.744B	$1.808B	$1.671B	$1.554B	$1.335B	$1.179B	$1.059B	$986.2M	$957.9M	$837.3M	$794.2M	$804.8M	$839.1M	$768.3M	$679.6M	$619.6M	$571.2M	$540.0M	$516.1M	$481.7M	$375.4M	$319.9M	$273.2M	$245.1M	$246.2M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983
Selling, General & Admin	$30.70M	$39.26M	$36.24M	$34.90M	$39.70M	$25.40M	$36.30M
YoY Change	-21.81%	8.34%	3.84%	-12.09%	56.3%	-30.03%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$24.70M	$24.60M	$24.30M	$21.50M	$18.70M	$19.50M	$17.80M	$17.40M	$16.40M	$12.60M	$10.20M	$9.200M	$266.1M	$276.9M	$28.60M	$28.60M	$29.10M	$25.70M	$21.40M	$16.70M	$11.10M	$8.100M	$12.20M	$11.80M	$13.00M	$9.300M	$8.100M	$6.000M	$5.900M	$5.800M	$6.500M	$6.000M	$4.900M	$3.700M	$3.500M	$3.900M	$2.600M	$2.200M
YoY Change	0.41%	1.23%	13.02%	14.97%	-4.1%	9.55%	2.3%	6.1%	30.16%	23.53%	10.87%	-96.54%	-3.9%	868.18%	0.0%	-1.72%	13.23%	20.09%	28.14%	50.45%	37.04%	-33.61%	3.39%	-9.23%	39.78%	14.81%	35.0%	1.69%	1.72%	-10.77%	8.33%	22.45%	32.43%	5.71%	-10.26%	50.0%	18.18%
% of Gross Profit
Operating Expenses	$3.745B	$3.249B	$2.845B	$2.589B	$2.477B	$2.350B	$2.184B	$2.042B	$1.877B	$1.816B	$1.737B	$1.678B	$1.568B	$1.462B	$1.456B	$1.529B	$1.527B	$1.566B	$1.451B	$1.365B	$1.233B	$1.111B	$1.021B	$947.6M	$884.4M	$764.2M	$693.6M	$726.5M	$764.9M	$718.4M	$644.3M	$586.0M	$538.3M	$503.0M	$467.9M	$432.9M	$381.4M	$341.1M	$324.7M	$283.8M	$256.6M
YoY Change	15.26%	14.21%	9.9%	4.52%	5.39%	7.61%	6.97%	8.78%	3.37%	4.5%	3.56%	7.0%	7.25%	0.43%	-4.83%	0.17%	-2.5%	7.95%	6.24%	10.74%	10.98%	8.84%	7.72%	7.15%	15.73%	10.18%	-4.53%	-5.02%	6.47%	11.5%	9.95%	8.86%	7.02%	7.5%	8.09%	13.5%	11.81%	5.05%	14.41%	10.6%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983
Interest Expense	-$28.80M	-$60.97M	-$11.28M	-$30.80M	-$33.70M	-$24.40M	-$24.40M	-$22.80M	-$22.40M	-$22.10M	-$22.50M	-$18.90M	-$18.30M	-$18.60M	-$19.40M	-$20.50M	-$23.80M	-$21.40M	-$17.60M	-$15.50M	-$17.10M	-$15.10M	-$14.50M	-$13.70M	-$9.500M	-$9.400M	-$9.600M	-$9.200M	-$9.300M	-$6.600M	-$4.900M	-$2.000M	-$1.300M	-$1.700M	-$2.100M	-$2.200M	$59.40M	$47.80M	$36.70M	$30.20M	$27.90M
YoY Change	-52.77%	440.36%	-63.36%	-8.61%	38.11%	0.0%	7.02%	1.79%	1.36%	-1.78%	19.05%	3.28%	-1.61%	-4.12%	-5.37%	-13.87%	11.21%	21.59%	13.55%	-9.36%	13.25%	4.14%	5.84%	44.21%	1.06%	-2.08%	4.35%	-1.08%	40.91%	34.69%	145.0%	53.85%	-23.53%	-19.05%	-4.55%	-103.7%	24.27%	30.25%	21.52%	8.24%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983
Pretax Income	$458.4M	$280.2M	$505.3M	$303.0M	$336.4M	$211.7M	$262.0M	$220.0M	$232.7M	$197.1M	$143.8M	$37.64M	$11.40M	$84.15M	$39.20M	$40.20M	$188.8M	$220.5M	$202.8M	$172.7M	$85.00M	$52.90M	$23.70M	$24.80M	$64.10M	$63.70M	$91.00M	$69.10M	$64.90M	$43.40M	$21.40M	$31.50M	$31.60M	$35.40M	$46.10M	$46.60M	$53.40M	$26.60M	-$14.80M	-$8.400M	$17.50M
YoY Change	63.61%	-44.55%	66.78%	-9.93%	58.88%	-19.18%	19.1%	-5.47%	18.04%	37.09%	282.1%	230.13%	-86.45%	114.67%	-2.49%	-78.71%	-14.38%	8.73%	17.43%	103.18%	60.68%	123.21%	-4.44%	-61.31%	0.63%	-30.0%	31.69%	6.47%	49.54%	102.8%	-32.06%	-0.32%	-10.73%	-23.21%	-1.07%	-12.73%	100.75%	-279.73%	76.19%	-148.0%
Income Tax	$93.20M	$55.30M	$101.5M	$56.63M	$64.77M	$32.78M	$93.14M	$61.46M	$66.83M	$55.30M	$36.39M	-$328.0K	-$11.28M	$13.40M	-$5.500M	-$3.900M	$45.10M	$56.90M	$55.30M	$45.60M	$20.60M	$10.80M	-$2.600M	-$1.900M	$9.800M	$10.10M	$21.40M	$13.50M	$11.90M	$5.100M	-$1.300M	$4.000M	$4.300M	$3.000M	$5.500M	$5.000M	$7.900M	$1.600M	-$10.80M	-$13.80M	-$1.800M
% Of Pretax Income	20.33%	19.74%	20.08%	18.69%	19.25%	15.48%	35.55%	27.94%	28.72%	28.05%	25.3%	-0.87%	-98.97%	15.93%	-14.03%	-9.7%	23.89%	25.8%	27.27%	26.4%	24.24%	20.42%	-10.97%	-7.66%	15.29%	15.86%	23.52%	19.54%	18.34%	11.75%	-6.07%	12.7%	13.61%	8.47%	11.93%	10.73%	14.79%	6.02%			-10.29%
Net Earnings	$356.0M	$224.9M	$403.8M	$246.4M	$271.6M	$178.9M	$168.8M	$158.5M	$165.9M	$141.8M	$106.4M	$37.96M	$22.03M	$66.97M	$36.40M	$43.80M	$146.5M	$163.6M	$148.5M	$128.6M	$66.30M	$42.00M	$25.70M	$26.50M	$53.70M	$53.60M	$69.60M	$55.60M	$53.00M	$38.30M	$22.70M	$53.90M	$27.30M	$32.40M	$40.60M	$41.50M	$47.30M	$28.30M	-$4.000M	$5.400M	$19.20M
YoY Change	58.3%	-44.31%	63.92%	-9.3%	51.8%	5.99%	6.52%	-4.44%	16.95%	33.27%	180.32%	72.3%	-67.1%	83.97%	-16.89%	-70.1%	-10.45%	10.17%	15.47%	93.97%	57.86%	63.42%	-3.02%	-50.65%	0.19%	-22.99%	25.18%	4.91%	38.38%	68.72%	-57.88%	97.44%	-15.74%	-20.2%	-2.17%	-12.26%	67.14%	-807.5%	-174.07%	-71.88%
Net Earnings / Revenue	8.41%	6.32%	11.95%	8.43%	9.54%	6.92%	6.84%	6.94%	7.78%	6.97%	5.59%	2.19%	1.38%	4.28%	2.32%	2.67%	8.4%	9.05%	8.89%	8.28%	4.97%	3.56%	2.43%	2.69%	5.61%	6.4%	8.76%	6.91%	6.32%	4.99%	3.34%	8.7%	4.78%	6.0%	7.87%	8.62%	12.6%	8.85%	-1.46%	2.2%	7.8%
Basic Earnings Per Share	$5.87	$3.57	$6.55	$4.12	$4.57	$3.04	$2.89	$2.74	$2.90	$2.52	$1.91	$0.69	$0.41	$1.26
Diluted Earnings Per Share	$5.84	$3.54	$6.50	$4.09	$4.53	$3.00	$2.84	$2.70	$2.85	$2.47	$1.87	$0.68	$0.40	$1.23	$681.6K	$821.8K	$2.561M	$2.618M	$2.295M	$1.985M	$1.049M	$750.0K	$486.7K	$499.1K	$929.1K	$881.6K	$1.124M	$916.0K	$887.8K	$652.5K	$389.4K	$934.1K	$478.9K	$574.5K	$681.2K	$682.6K	$770.4K	$461.7K	-$74.07K	$98.00K	$339.8K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets												$132.6M	$147.7M	$110.3M	$105.5M	$96.60M	$82.20M	$69.90M	$67.20M	$58.30M	$52.80M	$46.10M	$39.90M	$33.10M	$32.50M	$31.70M	$31.20M	$30.80M	$40.00M
YoY Change												-10.22%	33.91%	4.55%	9.21%	17.52%	17.6%	4.02%	15.27%	10.42%	14.53%	15.54%	20.54%	1.85%	2.52%	1.6%	1.3%	-23.0%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets												$132.6M	$147.7M	$110.3M	$105.5M	$96.60M	$104.1M	$91.30M	$83.80M	$70.20M	$74.40M	$65.90M	$69.40M	$58.00M	$48.00M	$42.00M	$31.20M	$30.80M	$40.00M
YoY Change												-10.22%	33.91%	4.55%	9.21%	-7.2%	14.02%	8.95%	19.37%	-5.65%	12.9%	-5.04%	19.66%	20.83%	14.29%	34.62%	1.3%	-23.0%
Property, Plant & Equipment	$83.30M	$126.7M	$117.7M	$117.9M	$103.9M	$65.20M	$64.00M	$69.60M	$65.70M	$59.40M	$50.80M	$47.10M	$43.90M	$41.80M	$46.30M	$51.60M	$58.60M	$59.00M	$53.20M	$54.40M	$53.30M	$52.40M	$55.40M	$57.80M	$54.60M	$51.00M	$45.50M	$49.00M	$49.40M	$51.10M	$50.90M	$51.30M	$48.50M	$48.30M	$33.80M	$17.70M	$17.20M	$17.80M	$16.80M	$17.20M	$17.70M
YoY Change	-34.26%	7.66%	-0.17%	13.47%	59.36%	1.88%	-8.05%	5.94%	10.61%	16.93%	7.86%	7.29%	5.02%	-9.72%	-10.27%	-11.95%	-0.68%	10.9%	-2.21%	2.06%	1.72%	-5.42%	-4.15%	5.86%	7.06%	12.09%	-7.14%	-0.81%	-3.33%	0.39%	-0.78%	5.77%	0.41%	42.9%	90.96%	2.91%	-3.37%	5.95%	-2.33%	-2.82%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$8.694B	$7.837B	$8.027B	$7.506B	$6.689B	$5.961B	$5.685B	$5.365B	$5.089B	$4.807B	$4.583B	$4.330B	$4.112B	$3.926B	$3.781B	$3.540B	$3.733B	$3.596B	$3.246B	$2.842B	$2.438B	$2.127B	$1.813B	$1.777B	$1.711B	$1.771B	$1.726B	$1.624B	$1.564B	$1.303B	$1.196B	$1.130B	$948.1M	$863.2M	$833.0M	$746.9M	$662.7M	$553.4M	$460.8M	$396.4M	$388.2M
YoY Change	10.92%	-2.36%	6.95%	12.21%	12.21%	4.85%	5.97%	5.42%	5.88%	4.88%	5.85%	5.29%	4.76%	3.82%	6.8%	-5.16%	3.81%	10.8%	14.22%	16.57%	14.62%	17.28%	2.04%	3.87%	-3.37%	2.6%	6.28%	3.81%	20.01%	8.94%	5.87%	19.2%	9.84%	3.63%	11.53%	12.71%	19.75%	20.1%	16.25%	2.11%
Other Assets	$153.3M	$197.9M	$44.61M	$14.80M	$14.50M	$70.00M	$32.00M	$84.80M	$92.70M	$98.40M	$122.6M	$119.1M	$119.5M	$93.20M	$111.0M	$207.2M	$22.40M	$15.40M	$0.00	$18.20M		$8.700M	$9.400M	$9.000M	$16.10M	$0.00	$6.500M	$30.80M	$32.20M	$62.30M	$45.30M	$34.10M	$9.400M	$8.000M	$0.00	$900.0K	$700.0K	$2.200M	$4.700M	$5.700M	$2.700M
YoY Change	-22.54%	343.68%	201.41%	2.07%	-79.29%	118.75%	-62.26%	-8.52%	-5.79%	-19.74%	2.94%	-0.33%	28.22%	-16.04%	-46.43%	825.0%	45.45%		-100.0%			-7.45%	4.44%	-44.1%		-100.0%	-78.9%	-4.35%	-48.31%	37.53%	32.84%	262.77%	17.5%		-100.0%	28.57%	-68.18%	-53.19%	-17.54%	111.11%
Total Long-Term Assets												$6.662B	$5.538B	$5.122B	$5.009B	$4.849B	$4.898B	$4.676B	$4.292B	$3.859B	$3.364B	$2.964B	$2.615B	$2.533B	$2.460B	$2.390B	$2.275B	$2.159B	$2.073B
YoY Change												20.29%	8.13%	2.24%	3.31%	-1.0%	4.74%	8.96%	11.21%	14.71%	13.51%	13.35%	3.24%	2.98%	2.9%	5.06%	5.38%	4.14%
Total Assets	$11.80B	$10.80B	$10.46B	$9.688B	$8.797B	$7.953B	$7.686B	$7.356B	$6.904B	$6.575B	$6.270B	$6.794B	$5.686B	$5.232B	$5.115B	$4.946B	$5.002B	$4.768B	$4.376B	$3.929B	$3.439B	$3.030B	$2.684B	$2.591B	$2.508B	$2.432B	$2.306B	$2.190B	$2.113B	$1.867B	$1.739B	$1.634B	$1.211B	$1.139B	$1.074B	$962.4M	$857.4M	$720.5M	$606.9M	$521.7M	$508.3M
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$122.0M	$159.7M	$158.4M	$156.5M	$154.3M	$116.7M	$131.9M	$132.9M	$167.3M	$158.4M	$111.4M	$152.4M	$119.3M	$100.9M	$103.8M	$118.4M	$88.10M	$94.60M	$68.00M	$49.40M	$56.90M	$44.90M
YoY Change	-23.6%	0.84%	1.18%	1.43%	32.22%	-11.52%	-0.75%	-20.56%	5.62%	42.19%	-26.9%	27.75%	18.24%	-2.79%	-12.33%	34.39%	-6.87%	39.12%	37.65%	-13.18%	26.73%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$51.30M	$28.30M	$17.40M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change																								-100.0%	81.27%	62.64%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$128.3M	$159.7M	$158.4M	$170.5M	$157.3M	$118.0M	$131.9M	$132.9M	$174.7M	$162.3M	$111.4M	$152.4M	$119.3M	$100.9M	$153.0M	$167.0M	$148.3M	$149.4M	$126.2M	$119.4M	$118.6M	$85.00M			$51.30M	$28.40M	$19.10M	$3.700M	$2.000M		$4.800M	$6.000M	$6.300M	$6.200M	$4.800M	$2.900M	$2.200M	$2.000M	$3.400M	$3.300M	$2.300M
YoY Change	-19.66%	0.84%	-7.12%	8.39%	33.31%	-10.54%	-0.75%	-23.93%	7.64%	45.69%	-26.9%	27.75%	18.24%	-34.05%	-8.38%	12.61%	-0.74%	18.38%	5.7%	0.67%	39.53%				80.63%	48.69%	416.22%	85.0%			-20.0%	-4.76%	1.61%	29.17%	65.52%	31.82%	10.0%	-41.18%	3.03%	43.48%
Long-Term Debt	$503.9M	$504.7M	$506.1M	$550.7M	$550.6M	$439.5M	$439.1M	$438.7M	$388.2M	$372.7M	$392.4M	$307.4M	$307.4M	$262.3M	$274.6M	$273.9M	$294.9M	$361.8M	$338.6M	$263.3M	$237.4M	$261.4M	$152.6M	$163.6M	$81.60M	$88.80M	$96.60M	$103.8M	$111.3M	$111.4M	$61.30M	$63.70M	$14.50M	$15.20M	$35.80M	$23.80M	$26.40M	$26.30M	$28.20M	$30.40M	$32.50M
YoY Change	-0.15%	-0.27%	-8.11%	0.02%	25.28%	0.09%	0.09%	13.01%	4.16%	-5.02%	27.65%	0.0%	17.19%	-4.48%	0.26%	-7.12%	-18.49%	6.85%	28.6%	10.91%	-9.18%	71.3%	-6.72%	100.49%	-8.11%	-8.07%	-6.94%	-6.74%	-0.09%	81.73%	-3.77%	339.31%	-4.61%	-57.54%	50.42%	-9.85%	0.38%	-6.74%	-7.24%	-6.46%
Other Long-Term Liabilities	$548.3M	$472.7M	$416.6M	$322.0M	$304.0M	$277.6M	$281.6M	$298.4M	$256.0M	$190.7M	$203.5M	$200.2M	$148.6M	$143.7M	$94.20M	$128.9M	$98.90M	$99.00M	$87.50M	$97.50M	$82.50M	$70.70M	$156.5M	$140.3M	$117.3M	$106.8M	$90.20M	$86.10M	$99.10M	$101.0M	$107.7M	$100.4M	$58.30M	$61.70M	$58.00M	$51.60M	$55.50M	$42.80M	$39.80M	$26.10M	$37.40M
YoY Change	15.99%	13.48%	29.37%	5.92%	9.51%	-1.42%	-5.63%	16.56%	34.24%	-6.29%	1.65%	34.72%	3.41%	52.55%	-26.92%	30.33%	-0.1%	13.14%	-10.26%	18.18%	16.69%	-54.82%	11.55%	19.61%	9.83%	18.4%	4.76%	-13.12%	-1.88%	-6.22%	7.27%	72.21%	-5.51%	6.38%	12.4%	-7.03%	29.67%	7.54%	52.49%	-30.21%
Total Long-Term Liabilities	$1.052B	$977.4M	$922.6M	$872.7M	$854.6M	$717.1M	$720.7M	$737.1M	$644.2M	$563.4M	$595.9M	$507.6M	$456.0M	$406.0M	$368.8M	$402.8M	$393.8M	$460.8M	$426.1M	$360.8M	$319.9M	$332.1M	$309.1M	$303.9M	$198.9M	$195.6M	$186.8M	$189.9M	$210.4M	$212.4M	$169.0M	$164.1M	$72.80M	$76.90M	$93.80M	$75.40M	$81.90M	$69.10M	$68.00M	$56.50M	$69.90M
YoY Change	7.65%	5.94%	5.72%	2.12%	19.17%	-0.5%	-2.22%	14.42%	14.34%	-5.45%	17.4%	11.32%	12.32%	10.09%	-8.44%	2.29%	-14.54%	8.14%	18.1%	12.79%	-3.67%	7.44%	1.71%	52.79%	1.69%	4.71%	-1.63%	-9.74%	-0.94%	25.68%	2.99%	125.41%	-5.33%	-18.02%	24.4%	-7.94%	18.52%	1.62%	20.35%	-19.17%
Total Liabilities	$8.848B	$8.275B	$7.479B	$6.949B	$6.602B	$6.161B	$5.974B	$5.825B	$5.506B	$5.299B	$5.116B	$5.704B	$4.627B	$4.161B	$4.113B	$4.055B	$3.926B	$3.691B	$3.395B	$3.047B	$2.689B	$2.378B	$2.093B	$2.013B	$1.938B	$1.825B	$1.741B	$1.715B	$1.676B	$1.538B	$1.416B	$1.323B	$940.6M	$890.5M	$843.9M	$748.8M	$678.0M	$572.7M	$481.2M	$390.8M	$369.7M
YoY Change	6.93%	10.65%	7.62%	5.25%	7.16%	3.14%	2.56%	5.78%	3.91%	3.58%	-10.3%	23.27%	11.21%	1.17%	1.42%	3.29%	6.38%	8.72%	11.39%	13.33%	13.09%	13.59%	3.98%	3.9%	6.19%	4.81%	1.49%	2.33%	9.03%	8.55%	7.09%	40.61%	5.63%	5.52%	12.7%	10.44%	18.39%	19.01%	23.13%	5.71%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Basic Shares Outstanding	60.63M shares	60.41M shares	60.18M shares	59.86M shares	59.42M shares	58.95M shares	58.46M shares	57.89M shares	57.21M shares	56.31M shares	55.64M shares	54.88M shares	54.10M shares	53.36M shares
Diluted Shares Outstanding	60.97M shares	60.88M shares	60.67M shares	60.29M shares	60.00M shares	59.71M shares	59.36M shares	58.75M shares	58.16M shares	57.35M shares	56.81M shares	55.93M shares	55.22M shares	54.50M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $6.0201 Billion

About Selective Insurance Group Inc

Selective Insurance Group, Inc. is an insurance holding company, which engages in the provision of property and casualty insurance products. The company is headquartered in Branchville, New Jersey and currently employs 2,650 full-time employees. The firm's segments include Standard Commercial Lines, Standard Personal Lines, E&S Lines and Investments. The Standard Commercial Lines segment includes property and casualty insurance products and services to commercial enterprises, typically businesses, non-profit organizations, and local government agencies. The Standard Personal Lines segment consists of property and casualty insurance products and services, including flood insurance coverage sold through the Write Your Own program of the National Flood Insurance Program. The E&S Lines segment consists of property and casualty insurance products and services to commercial customers unable to obtain coverage in the standard marketplace. The Investment segment invests insurance premiums and amounts generated through its capital management strategies.

Industry: Fire, Marine & Casualty Insurance Peers: Hanover Insurance Group Inc CNA Financial Corp Erie Indemnity Co Fidelity National Financial Inc First American Financial Corp White Mountains Insurance Group Ltd Kinsale Capital Group Inc Old Republic International Corp RLI Corp PROGRESSIVE CORP/OH/