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Simmons First National Corp

ir.simmonsbank.com

Simmons First National Corp (NASDAQ: SFNC) is a bank holding company that provides commercial and consumer banking services. It earns revenue primarily through net interest income on loans and deposits, supplemented by non-interest income from service fees and other banking activities. The filing excerpts reference forward-looking disclosures covering net interest income, net interest margin, loan demand, deposit levels, lending capacity, and investment in digital channels, indicating a traditional spread-based banking model. The company is described as a well-known seasoned issuer under SEC Rule 405 as of the 10-K filed 2026-02-25. Beyond these details, the available filing excerpts do not provide sufficient specifics on segment revenue, branch counts, total assets, geographic footprint, or named competitors to support further factual claims.

Products & Services

Commercial banking, consumer banking, lending, deposit accounts, and digital banking channels. Specific product names or brands are not identified in the available filing excerpts.

Revenue Model

Net interest income from lending and deposit-taking activities, plus non-interest income from service fees. Specific revenue figures and segment breakdowns are not supported by the available filing excerpts.

Customers & Markets

Consumer and commercial banking customers. Specific customer counts, concentration data, or end-market breakdowns are not supported by the available filing excerpts.

Geographic Exposure

Not supported by the available filing excerpts.

Financial Snapshot

Revenue
TTM
$930.3M
Gross Margin
Last 4 Quarters
N/A
Net Income
TTM
-$361.4M
Current Assets
Last 4 Quarters
N/A
Current Liabilities
2026 Q1
$289.8M
Current Ratio
Last 4 Quarters
N/A
Total Assets
2026 Q1
$24.69B
Total Liabilities
2026 Q1
$21.26B
Book Value
2026 Q1
3.438B
Cash
2026 Q1
P/E
Last 4 Quarters
N/A
Free Cash Flow
TTM
$422.8M

Stock Price

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Market Cap: $3.3162 Billion

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