$SOFI Balance Sheet | Understand Stock

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$SOFI

$16.48 -$0.20 (1.2%)

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Balance Sheet

Concept	2026 Q1	2025 Q4	2025 Q3	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments	$3.401B 63.06% YoY	$4.929B 94.2% YoY	$3.246B 37.85% YoY	$2.123B -9.08% YoY	$2.086B -43.53% YoY	$2.538B -17.72% YoY	$2.355B -16.31% YoY	$2.335B -22.58% YoY	$3.693B 48.46% YoY	$3.085B 116.96% YoY	$2.814B 200.9% YoY	$3.016B 326.36% YoY	$2.488B 87.74% YoY	$1.422B 187.42% YoY	$935.2M 75.28% YoY	$707.3M 53.12% YoY	$1.325B 277.23% YoY	$494.7M -43.3% YoY	$533.5M 8.21% YoY
Cash & Equivalents	$3.401B 63.06% YoY	$4.929B 94.2% YoY	$3.246B 37.85% YoY	$2.123B -9.08% YoY	$2.086B -43.53% YoY	$2.538B -17.72% YoY	$2.355B -16.31% YoY	$2.335B -22.58% YoY	$3.693B 48.46% YoY	$3.085B 116.96% YoY	$2.814B 200.9% YoY	$3.016B 326.36% YoY	$2.488B 87.74% YoY	$1.422B 187.42% YoY	$935.2M 75.28% YoY	$707.3M 53.12% YoY	$1.325B 277.23% YoY	$494.7M -43.3% YoY	$533.5M 8.21% YoY
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Short-Term Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Prepaid Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Receivables	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Receivables	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Short-Term Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LONG-TERM ASSETS
Property, Plant & Equipment	$537.3M 36.23% YoY	$510.4M 38.28% YoY	$466.0M 33.01% YoY	$432.0M 31.04% YoY	$394.4M 25.06% YoY	$369.1M 20.4% YoY	$350.4M 18.77% YoY	$329.6M 15.31% YoY	$315.4M 14.95% YoY	$306.5M 14.71% YoY	$295.0M 11.39% YoY	$285.9M 11.03% YoY	$274.4M 12.48% YoY	$267.2M 17.67% YoY	$264.8M 22.04% YoY	$257.5M 23.55% YoY	$243.9M 22.34% YoY	$227.1M N/A	$217.0M N/A
Goodwill	$1.394B 0.0% YoY	$1.394B 0.0% YoY	$1.394B 0.0% YoY	$1.394B 0.0% YoY	$1.394B 0.0% YoY	$1.394B 0.0% YoY	$1.394B 0.0% YoY	$1.394B -15.07% YoY	$1.394B -14.14% YoY	$1.394B -14.14% YoY	$1.394B -14.14% YoY	$1.641B N/A	$1.623B 0.45% YoY	$1.623B 80.63% YoY	$1.623B 80.62% YoY	N/A	$1.616B N/A	$898.5M -0.08% YoY	$898.5M N/A
Intangibles	$215.1M -23.12% YoY	$231.9M -22.12% YoY	$247.8M -21.31% YoY	$263.5M -20.49% YoY	$279.8M -19.49% YoY	$297.8M -18.2% YoY	$315.0M -18.68% YoY	$331.4M -19.57% YoY	$347.5M -17.24% YoY	$364.0M -17.67% YoY	$387.3M -15.21% YoY	$412.1M N/A	$419.9M -16.94% YoY	$442.2M 55.37% YoY	$456.8M 51.65% YoY	N/A	$505.5M N/A	$284.6M -19.86% YoY	$301.2M N/A
Long-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0.00 -100.0% YoY	$0.00 -100.0% YoY	$0.00 N/A	$0.00 N/A	$19.74M -81.64% YoY	$19.98M N/A
Other Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Long-Term Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
TOTAL ASSETS
Total Short-Term Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Long-Term Assets
Total Assets	$53.70B 42.25% YoY	$50.66B 39.75% YoY	$45.29B 31.74% YoY	$41.11B 25.95% YoY	$37.75B 20.58% YoY	$36.25B 20.54% YoY	$34.38B 22.89% YoY	$32.64B 27.7% YoY	$31.31B 39.43% YoY	$30.07B 58.22% YoY	$27.98B 76.68% YoY	$25.56B 101.73% YoY	$22.45B 83.34% YoY	$19.01B 107.14% YoY	$15.83B 95.9% YoY	$12.67B 65.57% YoY	$12.25B 65.89% YoY	$9.176B 7.16% YoY	$8.083B N/A
SHORT-TERM LIABILITIES
Accounts Payable	$729.3M 8.14% YoY	$743.7M 33.54% YoY	$759.6M 33.5% YoY	$676.3M 26.32% YoY	$674.4M 21.69% YoY	$556.9M 1.31% YoY	$569.0M 0.53% YoY	$535.4M -15.35% YoY	$554.2M 0.01% YoY	$549.7M 6.5% YoY	$566.0M 0.02% YoY	$632.5M 16.62% YoY	$554.1M 26.71% YoY	$516.2M 73.11% YoY	$565.9M 73.86% YoY	$542.3M 70.6% YoY	$437.3M 3.85% YoY	$298.2M N/A	$325.5M N/A
Accrued Expenses	$100.7M 8.13% YoY	$106.2M 9.04% YoY	$93.00M -7.94% YoY	$91.43M -9.29% YoY	$93.14M -11.77% YoY	$97.39M -10.36% YoY	$101.0M -10.59% YoY	$100.8M -12.52% YoY	$105.6M -8.13% YoY	$108.6M -7.74% YoY	$113.0M -7.17% YoY	$115.2M -12.53% YoY	$114.9M -15.49% YoY	$117.8M -15.16% YoY	$121.7M -12.99% YoY	$131.7M -2.78% YoY	$136.0M -2.05% YoY	$138.8M N/A	$139.9M N/A
Deferred Revenue	$7.599M 39.23% YoY	$8.535M 14.2% YoY	$8.597M 11.17% YoY	$7.430M 4.97% YoY	$5.458M -3.48% YoY	$7.474M 30.71% YoY	$7.733M 42.73% YoY	$7.078M 3.74% YoY	$5.655M -33.67% YoY	$5.718M -42.98% YoY	$5.418M N/A	$6.823M N/A	$8.526M N/A	$10.03M 292.79% YoY	N/A	N/A	N/A	$2.553M 1.31% YoY	N/A
Short-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt Due	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Short-Term Liabilities	$830.0M 8.14% YoY	$849.9M 29.89% YoY	$852.6M 27.25% YoY	$767.7M 20.68% YoY	$767.5M 16.34% YoY	$654.3M -0.62% YoY	$670.0M -1.32% YoY	$636.2M -14.91% YoY	$659.7M -1.39% YoY	$658.4M 3.85% YoY	$679.0M -1.26% YoY	$747.7M 10.92% YoY	$669.0M 16.7% YoY	$634.0M 45.07% YoY	$687.6M 47.75% YoY	$674.1M 48.67% YoY	$573.3M 2.39% YoY	$437.0M N/A	$465.4M N/A
LONG-TERM LIABILITIES
Long-Term Debt	$1.814B -40.46% YoY	$1.816B -41.3% YoY	$2.714B -14.66% YoY	$3.943B 26.9% YoY	$3.047B 5.22% YoY	$3.093B -40.98% YoY	$3.181B -49.12% YoY	$3.107B -52.16% YoY	$2.895B -52.85% YoY	$5.241B -4.76% YoY	$6.252B 35.49% YoY	$6.496B 71.93% YoY	$6.141B 23.15% YoY	$5.503B 36.15% YoY	$4.614B 60.55% YoY	$3.778B 55.31% YoY	$4.987B 26.49% YoY	$4.042B N/A	$2.874B N/A
Other Long-Term Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$174.9M N/A
Total Long-Term Liabilities	$1.814B -40.46% YoY	$1.816B -41.3% YoY	$2.714B -14.66% YoY	$3.943B 26.9% YoY	$3.047B 5.22% YoY	$3.093B -40.98% YoY	$3.181B -49.12% YoY	$3.107B -52.16% YoY	$2.895B -52.85% YoY	$5.241B -4.76% YoY	$6.252B 35.49% YoY	$6.496B 71.93% YoY	$6.141B 23.15% YoY	$5.503B 36.15% YoY	$4.614B 51.34% YoY	$3.778B 41.4% YoY	$4.987B 26.49% YoY	$4.042B N/A	$3.049B N/A
TOTAL LIABILITIES
Total Short-Term Liabilities	$830.0M 8.14% YoY	$849.9M 29.89% YoY	$852.6M 27.25% YoY	$767.7M 20.68% YoY	$767.5M 16.34% YoY	$654.3M -0.62% YoY	$670.0M -1.32% YoY	$636.2M -14.91% YoY	$659.7M -1.39% YoY	$658.4M 3.85% YoY	$679.0M -1.26% YoY	$747.7M 10.92% YoY	$669.0M 16.7% YoY	$634.0M 45.07% YoY	$687.6M 47.75% YoY	$674.1M 48.67% YoY	$573.3M 2.39% YoY	$437.0M N/A	$465.4M N/A
Total Long-Term Liabilities	$1.814B -40.46% YoY	$1.816B -41.3% YoY	$2.714B -14.66% YoY	$3.943B 26.9% YoY	$3.047B 5.22% YoY	$3.093B -40.98% YoY	$3.181B -49.12% YoY	$3.107B -52.16% YoY	$2.895B -52.85% YoY	$5.241B -4.76% YoY	$6.252B 35.49% YoY	$6.496B 71.93% YoY	$6.141B 23.15% YoY	$5.503B 36.15% YoY	$4.614B 51.34% YoY	$3.778B 41.4% YoY	$4.987B 26.49% YoY	$4.042B N/A	$3.049B N/A
Total Liabilities	$42.89B 38.03% YoY	$40.17B 35.14% YoY	$36.51B 29.21% YoY	$34.25B 28.09% YoY	$31.07B 23.49% YoY	$29.73B 21.23% YoY	$28.26B 25.02% YoY	$26.74B 33.81% YoY	$25.16B 48.89% YoY	$24.52B 81.91% YoY	$22.60B 118.74% YoY	$19.98B 178.93% YoY	$16.90B 151.62% YoY	$13.48B 200.97% YoY	$10.33B 194.03% YoY	$7.164B 129.24% YoY	$6.716B 49.17% YoY	$4.479B -18.72% YoY	$3.514B N/A
SHAREHOLDERS EQUITY
Retained Earnings	-$657.5M -46.73% YoY	-$824.3M -36.87% YoY	-$997.8M -39.09% YoY	-$1.137B -33.06% YoY	-$1.234B -28.07% YoY	-$1.306B -27.64% YoY	-$1.638B -11.56% YoY	-$1.699B 7.15% YoY	-$1.716B 11.59% YoY	-$1.804B 20.0% YoY	-$1.852B 26.56% YoY	-$1.585B N/A	-$1.538B 18.9% YoY	-$1.504B 27.08% YoY	-$1.464B 36.51% YoY	N/A	-$1.293B N/A	-$1.183B 69.22% YoY	-$1.072B N/A
Common Stock	$127.0K 15.45% YoY	$126.0K 15.6% YoY	$120.0K 11.11% YoY	$111.0K 4.72% YoY	$110.0K 4.76% YoY	$109.0K 12.37% YoY	$108.0K 13.68% YoY	$106.0K 12.77% YoY	$105.0K 11.7% YoY	$97.00K 4.3% YoY	$95.00K 3.26% YoY	$94.00K N/A	$94.00K 3.3% YoY	$93.00K 12.05% YoY	$92.00K 15.0% YoY	N/A	$91.00K N/A	$83.00K N/A	$80.00K N/A
Preferred Stock	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Treasury Stock (at cost)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Treasury Stock Shares	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Shareholders Equity	$10.81B 61.89% YoY	$10.49B 60.76% YoY	$8.780B 43.43% YoY	$6.861B 16.25% YoY	$6.679B 14.64% YoY	$6.525B 24.65% YoY	$6.121B 21.14% YoY	$5.901B 12.25% YoY	$5.826B 4.88% YoY	$5.235B 0.51% YoY	$5.053B -8.14% YoY	$5.258B -4.52% YoY	$5.554B 6.61% YoY	$5.208B 18.98% YoY	$5.501B 29.49% YoY	$5.507B 30.88% YoY	$5.210B -1874.4% YoY	$4.377B -3744.28% YoY	$4.249B -1217.25% YoY
Total Liabilities & Shareholders Equity	$53.70B 42.25% YoY	$50.66B 39.75% YoY	$45.29B 31.74% YoY	$41.11B 25.95% YoY	$37.75B 20.58% YoY	$36.25B 20.54% YoY	$34.38B 22.89% YoY	$32.64B 27.7% YoY	$31.31B 39.43% YoY	$30.07B 58.22% YoY	$27.98B 76.68% YoY	$25.56B 101.73% YoY	$22.45B 83.34% YoY	$19.01B 107.14% YoY	$15.83B 95.9% YoY	$12.67B 65.57% YoY	$12.25B 65.89% YoY	$9.176B 7.16% YoY	$8.083B N/A