Stewart Information Services Corp
stewart.comWhat Do They Do?
Insures property titles and provides search and closing services for home buyers and sellers, real estate professionals, and mortgage lenders. Also provides credit and property data and other real estate services to mortgage and real estate businesses.
10-K for FY2025, filed Feb 27, 2026Founded in 1893, Stewart Information Services Corporation (NYSE:STC) (Stewart) is a customer-focused, global title insurance and real…View ↗
Title insurance and related services include the functions of searching, examining, closing and insuring the condition of the title to real…View ↗
The real estate solutions segment supports the real estate mortgage industry by primarily providing credit and real estate information…View ↗
How Do They Make Money?
Title brings in premiums for title policies and fees for escrow work, with direct policies and escrow fees tied to closing and agency premiums counted when reported. Real estate solutions brings in fees when services are delivered.
10-K for FY2025, filed Feb 27, 2026D. Revenues. Direct title insurance premiums - Premiums from title insurance policies directly issued or issued by affiliate offices are…View ↗
Agency title insurance premiums - Premiums from title insurance policies written by independent agencies are recognized when the policies…View ↗
Escrow fees - An escrow is a transaction pursuant to an agreement of a buyer, seller, borrower, or lender wherein an impartial third party…View ↗
Real estate solutions and abstract fees revenues - These revenues consist primarily of revenues from credit and real estate information…View ↗
$2.9B
-
10-K for FY2025, filed Feb 27, 2026
$2.9B ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Title:
Sold outright
10-K for FY2025, filed Feb 27, 2026 |
85%
FY2022: 89%
|
Title:, FY2025
$2.5B Sources
|
Sold outright |
|
Real estate solutions:
Sold outright
10-K for FY2025, filed Feb 27, 2026 |
15%
FY2022: 9.7%
|
Real estate solutions:, FY2025
$438.4M Sources
|
Sold outright |
|
Corporate
|
<0.1%
FY2022: 1.3%
|
Corporate, FY2025
$1.3M Sources
|
Who Are Their Customers?
Title business reaches customers through Stewart's direct operations and approved agencies. Real estate-solutions services are used by professionals and intermediaries helping consumers with property sales, purchases, mortgages, transfers, recording and servicing.
10-K for FY2025, filed Feb 27, 2026
Do Revenues Turn Into Profits?
Yes. It kept 4 cents of every revenue dollar as net income in FY2025 and turned 5 cents into free cash flow.
How Are They Changing?
10-Q for Q2 FY2026, filed Aug 4, 2026
Open tableView ↗
Shrinking. Revenue fell 12% in 4 years, from $3.3B in FY2021 to $2.9B in FY2025, about 3% a year.
Property preservation and field services
The latest description adds property preservation and field services to the real estate-solutions offerings; the older description listed appraisal management, online notarization and closing, credit and real estate information, and search and valuation services.
10-K for FY2022, filed Feb 28, 2023 10-K for FY2025, filed Feb 27, 2026The real estate solutions segment supports the real estate mortgage industry by primarily providing appraisal management services, online…View ↗
The real estate solutions segment supports the real estate mortgage industry by primarily providing credit and real estate information…View ↗
Who Do They Compete With?
Competes with Fidelity National Financial, First American Financial, and Old Republic Title Insurance Group
10-K for FY2025, filed Feb 27, 2026Market share. Title insurance statistics are compiled quarterly by the American Land Title Association (ALTA), the title industry’s…View ↗
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