Capital City Bank Group Inc (NASDAQ: CCBG) is a bank holding company that provides commercial banking and financial services through its subsidiary, Capital City Bank. The company earns revenue primarily through net interest income on loans and deposits, supplemented by noninterest income from service charges, mortgage banking, and other fee-based services. The 10-K filed 2026-02-27 covers fiscal year 2025 and identifies the company as a community-oriented institution operating across the southeastern United States, with a focus on retail banking, commercial lending, and wealth management services for individuals, businesses, and local institutions. Common stock outstanding as of February 24, 2026 was disclosed in the filing, with shares carrying a $0.01 par value. The filing does not provide sufficient segment revenue breakdowns, store counts, customer counts, competitor names, or market share data in the excerpts provided to support additional quantitative characterization of the business.

Revenue model

Net interest income from loans and investment securities, plus noninterest income from service charges, mortgage banking, and fee-based financial services. Specific revenue figures and segment splits are not supported by the provided filing excerpts.

Products and services

Commercial banking, retail banking, mortgage banking, and wealth management services. Specific product names, brands, or unit economics are not supported by the provided filing excerpts.

Customers and end markets

Individual consumers, businesses, and local institutions in the southeastern United States. The filing excerpts reference client behavior and loan portfolios as key demand drivers but do not provide customer concentration data.

Value-chain role

Community bank and financial intermediary, accepting deposits and extending credit to retail and commercial customers in regional markets.

Geographic exposure

Southeastern United States. Specific state-by-state breakdown or branch count is not supported by the provided filing excerpts.

Source: SEC 10-K, filed 2026-02-27

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