First Community Bankshares Inc

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First Community Bankshares (NASDAQ: FCBC) is a Virginia-based financial holding company that provides banking products and services to individual and commercial customers through its wholly owned subsidiary First Community Bank, a Virginia-chartered institution founded in 1874. Revenue comes primarily from net interest income, the spread between interest earned on loans and securities and interest paid on deposits, supplemented by noninterest income from service charges, fees, and wealth management. The company is headquartered in Bluefield, Virginia and operates as a community bank across Virginia, West Virginia, North Carolina, and Tennessee. As of December 31, 2025, the Bank operated 52 branches across those four states, with a further eight West Virginia branches added through the January 23, 2026 acquisition of Hometown Bancshares, bringing the total to 60 branches. Net interest income was $124.6 million in FY2025, with a net interest margin of 4.42%. Total noninterest income was $42.9 million in FY2025. Net income was $48.8 million, or $2.65 per diluted share, in FY2025. The holding company was founded in 1989 and is reincorporated under Virginia law.