First Community Bankshares Inc
ir.fcbresource.comWhat Do They Do?
Provides banking products and services to individuals and commercial customers, plus wealth management and investment advice.
10-K for FY2025, filed Mar 6, 2026First Community Bankshares, Inc. (the “Company”), a financial holding company, was founded in 1989 and reincorporated under the laws of the…View ↗
How Do They Make Money?
The bank earns interest on loans and investments, less the interest it pays on deposits and other funding; it also collects monthly wealth-management fees and deposit charges, including transaction fees paid when transactions are completed.
10-K for FY2025, filed Mar 6, 2026First Community Bankshares, Inc. is a financial holding company, headquartered in Bluefield, Virginia, that provides banking products and…View ↗
Wealth management. Wealth management income represents monthly fees due from wealth management customers in consideration for managing and…View ↗
Service charges on deposits and other service charges and fees represent general service fees for account maintenance and activity and…View ↗
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10-K for FY2025, filed Mar 6, 2026
FY2025 revenue by product or service (Noninterest income) ↗
$142.5M
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10-K for FY2025, filed Mar 6, 2026
$142.5M ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Fiduciary and Trust
Recurring
|
13%
FY2022: 13%
|
Fiduciary and Trust, FY2025
$4.9M Sources
|
Recurring |
|
Deposit Account
|
46%
FY2022: 47%
|
Deposit Account, FY2025
$16.8M Sources
|
|
|
Financial Service, Other
|
41%
FY2022: 41%
|
Financial Service, Other, FY2025
$15M Sources
|
Who Are Their Customers?
Serves individuals and businesses in the communities around its branches with banking and lending services; its Trust Division and First Community Wealth Management provide wealth management and investment advice.
10-K for FY2025, filed Mar 6, 2026First Community Bankshares, Inc. (the “Company”), a financial holding company, was founded in 1989 and reincorporated under the laws of the…View ↗
As of December 31, 2025, we operated 52 branch locations in Virginia, West Virginia, North Carolina, and Tennessee through our sole…View ↗
The Bank offers trust management, estate administration, and investment advisory services through its Trust Division and wholly owned…View ↗
The Company conducts its business activities through community banking. Community banking revolves around serving the community and…View ↗
How Are They Changing?
10-Q for Q2 FY2026, filed Aug 7, 2026
Open tableView ↗
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May 1, 2026
Bearing Insurance Group completed its sale to BroadStreet
First Community owned 11 units and expects a pre-tax gain of approximately $10 million.
Sources
8-K, filed May 1, 2026
On May 1, 2026, Bearing Insurance Group, LLC (“Bearing”) completed its sale to BroadStreet Partners Group, LLC. First Community Bankshares…View ↗
Growing. Revenue grew 35% in 4 years, from $105.3M in FY2021 to $142.5M in FY2025, about 8% a year.
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