ACNB Corp

acnb.com

ACNB Corp (NASDAQ: ACNB) is a Pennsylvania-based bank holding company that operates ACNB Bank, a full-service commercial bank serving south-central Pennsylvania and northern Maryland. The company earns money primarily through net interest income on loans and deposits, with additional fee income from mortgage origination and trust services. ACNB Bank operates 33 community banking offices across Adams, York, Cumberland, Franklin, and Lancaster Counties in Pennsylvania, and Carroll and Frederick Counties in Maryland, with its main office at 16 Lincoln Square, Gettysburg, Pennsylvania. As of December 31, 2025, the bank held total assets of $3.21 billion, total loans net of unearned income of $2.33 billion, total deposits of $2.48 billion, and total equity capital of $398.3 million. The loan portfolio is concentrated in commercial real estate ($1.27 billion, 54.6% of gross loans), residential mortgage ($599.1 million, 25.7%), commercial and industrial ($205.5 million, 8.8%), home equity lines of credit ($127.3 million, 5.5%), and real estate construction ($116.7 million, 5.0%), as of December 31, 2025. James P. Helt serves as President and Chief Executive Officer.