Parke Bancorp Inc

parkebank.com

What Do They Do?

Provides loans, deposit accounts and other financial services to individuals and small to mid-sized businesses through its bank.

How Do They Make Money?

It earns interest on loans, investments and other financial products under their contract terms, plus fees for deposit services. Fees tied to an event are earned when the service happens, while account-maintenance fees are earned over each month.

FY2025 revenue

Who Are Their Customers?

Individuals and small to mid-sized businesses use its retail branches and other channels for loans, deposit accounts and other financial services.

Do Revenues Turn Into Profits?

Yes. It kept 26 cents of every revenue dollar as net income in FY2025 and turned 27 cents into free cash flow.

Net income, FY2025

26% of revenue

▲ +37% vs FY2024 ($27.5M, 22%)

Free cash flow, FY2025

27% of revenue

▲ +11% vs FY2024 ($35M, 28%)

How Are They Changing?

Since the FY2025 annual report

Latest quarter: Q2 FY2026, the three months to Jun 30, 2026

Revenue: ▲ +10%; vs $35M in Q2 FY2025
Net income: ▲ +48%; vs $8.3M in Q2 FY2025

Growing. Revenue grew 74% in 4 years, from $82.1M in FY2021 to $142.7M in FY2025, about 15% a year.

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