Parke Bancorp Inc (NASDAQ: PKBK) is a bank holding company that provides personal and business financial services through its subsidiary bank. Revenue is generated primarily through net interest income, the spread between interest earned on loans and investments and interest paid on deposits and borrowings. The company is headquartered in Washington Township, New Jersey, and serves individuals and small to mid-sized businesses in New Jersey, Pennsylvania, and New York. Net interest income was $76.5 million for the year ended December 31, 2025, up 30.2% from $58.7 million in 2024. Net income available to common shareholders was $37.8 million, or $3.20 per basic share, for the year ended December 31, 2025, compared to $27.5 million, or $2.30 per basic share, in 2024. The company paid $0.18 per share in quarterly common stock cash dividends during each quarter of 2025, totaling $8.4 million for the full year. As of March 9, 2026, there were 11,730,950 shares of common stock issued and outstanding.

Revenue model

Net interest income from loans and investment securities, supplemented by non-interest income including service fees on deposit accounts, other loan fees, and bank-owned life insurance income.

Products and services

Personal and business banking services including loans, deposits, and related financial products. Non-interest income sources include service fees on deposit accounts, other loan fees, and bank-owned life insurance income.

Customers and end markets

Individuals and small to mid-sized businesses in New Jersey, Pennsylvania, and New York. The filing also references exposure to cannabis-related businesses as a distinct customer segment subject to regulatory risk.

Value-chain role

Community bank holding company operating as a deposit-taking and loan-originating institution, with the subsidiary bank as the primary operating entity generating the vast majority of revenue and income.

Geographic exposure

Primary markets are New Jersey, Pennsylvania, and New York. Branch locations include Galloway Township, Northfield, Washington Township, and Collingswood, New Jersey, and Philadelphia, Pennsylvania.

Source: SEC 10-K, filed 2026-03-11

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