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Investar Holding Corp logo

Investar Holding Corp

investarbank.com

What Do They Do?

Offers commercial and consumer loans, deposit accounts and payment services to individuals and small to medium-sized businesses.

How Do They Make Money?

Earns most of its income as interest on loans, with additional income from securities and fees for loan and deposit services. Service fees are generally paid in the period a transaction occurs or the service is performed.

revenue
SegmentShareRevenue
Deposit Account
67%
FY2022: 59%
Bank Servicing
0.0%
FY2022: 1.4%
Credit and Debit Card
33%
FY2022: 39%

Who Are Their Customers?

Customers use Investar's branches, online and mobile banking; business clients can also use treasury-management and payment services.

Do Revenues Turn Into Profits?

Yes. It kept 24 cents of every revenue dollar as net income in FY2025.

Net income, FY2025
24% of revenue
▲ +13% vs FY2024 ($20.3M, 23%)

How Are They Changing?

Since the FY2025 annual report
Latest quarter: Q2 FY2026, the three months to Jun 30, 2026
Revenue
▲ +50%
vs $35.4M in Q2 FY2025
Net income
▲ +111%
vs $4.5M in Q2 FY2025
Deposit Account share of noninterest income vs 66.3% in Q2 FY2025
  • Jun 22, 2026 Investar replaced BDO with Wipfli as its independent auditor It dismissed BDO and engaged Wipfli for the fiscal year ending December 31, 2026.

Growing. Revenue grew 28% in 4 years, from $73M in FY2021 to $93.6M in FY2025, about 6% a year.

Expanded Texas markets The bank's Texas market expanded beyond the Houston area to include north Dallas and Wichita Falls.

Revenue over time
Deposit Account Bank Servicing Credit and Debit Card
$10M$5M$0

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