First Busey Corp /Nv/ - Understand $buse stock

$BUSE Market Cap: $1.534 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$392.1M

TTM

Gross Margin

Net Earnings

$111.3M

TTM

Current Assets

Current Liabilities

$139.9M

Q3 2024

Current Ratio

Total Assets

$11.99B

Q3 2024

Total Liabilities

$10.58B

Q3 2024

Book Value

$1.403B

Q3 2024

Cash

$553.7M

Q3 2024

P/E

13.78

Nov 29, 2024 EST

Free Cash Flow

$164.7M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994
Revenue	$479.4M	$360.0M	$298.8M	$326.6M	$356.2M	$286.0M	$224.3M				$108.7M	$116.9M	$132.8M	$156.2M	$184.5M
YoY Change	33.16%	20.48%	-8.51%	-8.32%	24.54%	27.52%					-7.03%	-11.97%	-14.96%	-15.35%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2013	2012	2011	2010	2009
Revenue	$479.4M	$360.0M	$298.8M	$326.6M	$356.2M	$286.0M	$224.3M	$108.7M	$116.9M	$132.8M	$156.2M	$184.5M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development	$23.71M	$21.65M	$21.86M	$16.43M	$21.51M	$16.38M	$16.72M				$10.47M	$11.06M	$8.635M	$7.977M	$7.922M
YoY Change	9.52%	-0.98%	33.09%	-23.64%	31.3%	-1.99%					-5.39%	28.09%	8.25%	0.69%
% of Gross Profit
Depreciation & Amortization	$9.488M	$10.50M	$11.60M	$12.30M	$11.90M	$9.600M	$8.600M	$11.70M	$8.900M	$8.500M	$5.500M	$5.400M	$5.500M	$6.200M	$12.20M	$11.90M	$8.000M	$5.500M	$4.700M	$3.500M	$3.500M	$4.200M	$5.700M	$6.000M	$4.500M	$4.000M	$3.500M	$3.400M	$2.800M	$2.500M
YoY Change	-9.64%	-9.48%	-5.69%	3.36%	23.96%	11.63%	-26.5%	31.46%	4.71%	54.55%	1.85%	-1.82%	-11.29%	-49.18%	2.52%	48.75%	45.45%	17.02%	34.29%	0.0%	-16.67%	-26.32%	-5.0%	33.33%	12.5%	14.29%	2.94%	21.43%	12.0%	0.0%
% of Gross Profit
Operating Expenses	$23.71M	$21.65M	$21.86M	$16.43M	$21.51M	$16.38M	$16.72M				$10.47M	$11.06M	$8.635M	$7.977M	$7.922M
YoY Change	9.52%	-0.98%	33.09%	-23.64%	31.3%	-1.99%					-5.39%	28.09%	8.25%	0.69%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2013	2012	2011	2010	2009
Interest Expense	$159.9M	$36.55M	$28.10M	$43.66M	$69.01M	$44.63M	$20.94M	$8.631M	$14.77M	$22.43M	$39.03M	$70.11M
YoY Change	337.57%	30.05%	-35.64%	-36.73%	54.64%	113.16%		-41.56%	-34.14%	-42.54%	-44.33%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994
Pretax Income	$153.9M	$161.7M	$156.8M	$128.2M	$134.4M	$133.9M	$108.1M	$76.40M	$59.70M	$50.30M	$42.84M	$32.85M	$44.84M	$32.69M	-$398.8M	-$53.50M	$44.40M	$43.60M	$39.90M	$33.70M	$29.90M	$26.10M	$24.00M	$21.30M	$18.00M	$16.50M	$14.80M	$13.00M	$12.10M	$11.60M
YoY Change	-4.84%	3.13%	22.32%	-4.64%	0.38%	23.88%	41.51%	27.97%	18.69%	17.42%	30.39%	-26.74%	37.16%	-108.2%	645.38%	-220.5%	1.83%	9.27%	18.4%	12.71%	14.56%	8.75%	12.68%	18.33%	9.09%	11.49%	13.85%	7.44%	4.31%	13.73%
Income Tax	$31.34M	$33.43M	$33.37M	$27.86M	$31.49M	$35.00M	$45.39M	$26.70M	$20.70M	$17.50M	$14.11M	$10.50M	$14.97M	$9.464M	-$75.67M	-$15.60M	$12.90M	$14.70M	$13.00M	$11.20M	$10.00M	$8.200M	$8.400M	$7.200M	$5.400M	$5.100M	$4.400M	$3.700M	$3.300M	$3.300M
% Of Pretax Income	20.36%	20.67%	21.28%	21.73%	23.42%	26.13%	41.98%	34.95%	34.67%	34.79%	32.94%	31.95%	33.38%	28.95%			29.05%	33.72%	32.58%	33.23%	33.44%	31.42%	35.0%	33.8%	30.0%	30.91%	29.73%	28.46%	27.27%	28.45%
Net Earnings	$122.6M	$128.3M	$123.4M	$100.3M	$103.0M	$98.93M	$62.73M	$49.70M	$39.00M	$32.80M	$28.73M	$22.36M	$29.87M	$23.23M	-$323.1M	-$37.90M	$31.50M	$28.90M	$26.90M	$22.50M	$19.90M	$17.90M	$15.70M	$14.10M	$12.50M	$11.40M	$10.40M	$9.300M	$8.800M	$8.200M
YoY Change	-4.48%	3.94%	23.03%	-2.53%	4.07%	57.71%	26.21%	27.44%	18.9%	14.18%	28.49%	-25.16%	28.6%	-107.19%	752.54%	-220.32%	9.0%	7.43%	19.56%	13.07%	11.17%	14.01%	11.35%	12.8%	9.65%	9.62%	11.83%	5.68%	7.32%	10.81%
Net Earnings / Revenue	25.57%	35.64%	41.31%	30.72%	28.9%	34.59%	27.96%				26.43%	19.12%	22.49%	14.87%	-175.12%
Basic Earnings Per Share	$2.21	$2.32	$2.23	$1.84	$1.88	$2.02	$1.47				$0.29	$0.22	$0.29	$0.27	-$7.85
Diluted Earnings Per Share	$2.18	$2.286M	$2.20	$1.83	$1.87	$2.01	$1.45	$1.404M	$1.340M	$1.127M	$0.29	$0.22	$0.29	$0.27	-$7.85	-$3.185M	$3.387M	$4.070M	$3.843M	$3.309M	$2.926M	$2.632M	$2.309M	$2.074M	$1.786M	$1.629M	$1.486M	$1.348M	$1.275M	$1.188M

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$133.6M	$139.4M	$147.0M	$143.0M	$161.0M	$118.0M	$117.0M	$78.00M	$63.00M	$64.00M	$66.00M	$71.00M	$69.00M	$73.00M	$78.00M	$82.00M	$80.00M	$41.00M	$38.00M	$26.00M	$22.00M	$27.00M	$29.00M	$31.00M	$29.00M	$24.00M	$23.00M	$22.00M	$22.00M	$22.00M
YoY Change	-4.11%	-5.2%	2.8%	-11.18%	36.44%	0.85%	50.0%	23.81%	-1.56%	-3.03%	-7.04%	2.9%	-5.48%	-6.41%	-4.88%	2.5%	95.12%	7.89%	46.15%	18.18%	-18.52%	-6.9%	-6.45%	6.9%	20.83%	4.35%	4.55%	0.0%	0.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets						$11.00M	$17.00M	$20.00M	$22.00M	$22.00M	$36.00M	$39.00M	$48.00M	$64.00M	$66.00M
YoY Change						-35.29%	-15.0%	-9.09%	0.0%	-38.89%	-7.69%	-18.75%	-25.0%	-3.03%
Total Long-Term Assets
YoY Change
Total Assets	$12.28B	$12.34B	$12.86B	$10.54B	$9.696B	$7.702B	$7.861B	$5.425B	$3.999B	$3.666B	$3.540B	$3.618B	$3.402B	$3.605B	$3.815B	$4.460B	$4.193B	$2.510B	$2.263B	$1.964B	$1.522B	$1.436B	$1.301B	$1.355B	$1.247B	$952.0M	$916.0M	$865.0M	$845.0M	$728.0M
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$11.31M	$13.00M	$11.00M	$8.000M	$10.00M
YoY Change	-12.98%	18.14%	37.5%	-20.0%
Deferred Revenue
YoY Change
Short-Term Debt	$199.4M	$580.9M	$288.0M	$180.0M	$214.0M	$186.0M	$525.0M	$264.0M	$173.0M	$199.0M	$172.0M	$139.0M	$128.0M	$139.0M	$142.0M	$266.0M	$214.0M	$80.00M	$50.00M	$53.00M	$16.00M	$2.000M	$12.00M	$49.00M	$72.00M	$6.000M	$7.000M	$14.00M	$22.00M	$26.00M
YoY Change	-65.67%	101.69%	60.0%	-15.89%	15.05%	-64.57%	98.86%	52.6%	-13.07%	15.7%	23.74%	8.59%	-7.91%	-2.11%	-46.62%	24.3%	167.5%	60.0%	-5.66%	231.25%	700.0%	-83.33%	-75.51%	-31.94%	1100.0%	-14.29%	-50.0%	-36.36%	-15.38%
Long-Term Debt Due	$12.00M					$20.00M
YoY Change
Total Short-Term Liabilities	$210.7M	$13.00M	$11.00M	$8.000M	$10.00M	$20.00M	$525.0M	$264.0M	$173.0M	$199.0M	$172.0M	$139.0M	$128.0M	$139.0M	$142.0M	$266.0M	$214.0M	$80.00M	$50.00M	$53.00M	$16.00M	$2.000M	$12.00M	$49.00M	$72.00M	$6.000M	$7.000M	$14.00M	$22.00M	$26.00M
YoY Change	1521.42%	18.14%	37.5%	-20.0%	-50.0%	-96.19%	98.86%	52.6%	-13.07%	15.7%	23.74%	8.59%	-7.91%	-2.11%	-46.62%	24.3%	167.5%	60.0%	-5.66%	231.25%	700.0%	-83.33%	-75.51%	-31.94%	1100.0%	-14.29%	-50.0%	-36.36%	-15.38%
Long-Term Debt	$312.9M	$323.8M	$336.0M	$294.0M	$218.0M	$200.0M	$225.0M	$151.0M	$135.0M	$105.0M	$55.00M	$62.00M	$74.00M	$98.00M	$137.0M	$87.00M	$87.00M	$85.00M	$220.0M	$205.0M	$118.0M	$97.00M	$72.00M	$55.00M	$56.00M	$25.00M	$10.00M	$5.000M	$5.000M	$5.000M
YoY Change	-3.39%	-3.62%	14.29%	34.86%	9.0%	-11.11%	49.01%	11.85%	28.57%	90.91%	-11.29%	-16.22%	-24.49%	-28.47%	57.47%	0.0%	2.35%	-61.36%	7.32%	73.73%	21.65%	34.72%	30.91%	-1.79%	124.0%	150.0%	100.0%	0.0%	0.0%
Other Long-Term Liabilities	$196.7M	$201.7M	$133.0M	$110.0M	$95.00M	$52.00M	$50.00M	$42.00M	$29.00M	$27.00M	$28.00M	$28.00M	$27.00M	$31.00M	$36.00M	$43.00M	$36.00M	$18.00M	$14.00M	$9.000M	$6.000M	$8.000M	$5.000M	$10.00M	$9.000M	$7.000M	$6.000M	$5.000M	$5.000M	$3.000M
YoY Change	-2.49%	51.67%	20.91%	15.79%	82.69%	4.0%	19.05%	44.83%	7.41%	-3.57%	0.0%	3.7%	-12.9%	-13.89%	-16.28%	19.44%	100.0%	28.57%	55.56%	50.0%	-25.0%	60.0%	-50.0%	11.11%	28.57%	16.67%	20.0%	0.0%	66.67%
Total Long-Term Liabilities	$509.6M	$525.6M	$469.0M	$404.0M	$313.0M	$252.0M	$275.0M	$193.0M	$164.0M	$132.0M	$83.00M	$90.00M	$101.0M	$129.0M	$173.0M	$130.0M	$123.0M	$103.0M	$234.0M	$214.0M	$124.0M	$105.0M	$77.00M	$65.00M	$65.00M	$32.00M	$16.00M	$10.00M	$10.00M	$8.000M
YoY Change	-3.04%	12.06%	16.09%	29.07%	24.21%	-8.36%	42.49%	17.68%	24.24%	59.04%	-7.78%	-10.89%	-21.71%	-25.43%	33.08%	5.69%	19.42%	-55.98%	9.35%	72.58%	18.1%	36.36%	18.46%	0.0%	103.13%	100.0%	60.0%	0.0%	25.0%
Total Liabilities	$11.01B	$11.19B	$11.54B	$9.274B	$8.475B	$6.707B	$6.926B	$4.831B	$3.626B	$3.232B	$3.124B	$3.209B	$2.993B	$3.184B	$3.487B	$4.005B	$3.663B	$2.324B	$2.094B	$1.826B	$1.397B	$1.320B	$1.195B	$1.263B	$1.165B	$864.0M	$834.0M	$792.0M	$777.0M	$669.0M
YoY Change	-1.6%	-3.04%	24.44%	9.43%	26.36%	-3.16%	43.37%	33.23%	12.19%	3.46%	-2.65%	7.22%	-6.0%	-8.69%	-12.93%	9.34%	57.62%	10.98%	14.68%	30.71%	5.83%	10.46%	-5.38%	8.41%	34.84%	3.6%	5.3%	1.93%	16.14%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Basic Shares Outstanding	55.43M shares	55.39M shares	55.37M	54.57M	54.85M	48.85M	42.69M	35.08M	28.93M	86.91M	86.77M shares	86.64M shares	85.30M shares	66.40M shares
Diluted Shares Outstanding	56.26M shares	56.14M shares	56.01M	54.83M	55.13M	49.22M	43.13M				87.06M shares	86.65M shares	85.31M shares	66.40M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $1.534 Billion

About FIRST BUSEY CORP /NV/

First Busey Corp. is a financial holding company, which engages in the provision of banking services. The company is headquartered in Champaign, Illinois and currently employs 1,510 full-time employees. The Company’s segment includes Banking, which provides a full range of banking services to individual and corporate customers through its banking center network in Illinois; the St. Louis, Missouri metropolitan area; southwest Florida; and Indianapolis, Indiana; FirsTech segment, which provides comprehensive payment technology solutions, including online, mobile and voice-recognition bill payments; money management and credit card networks; direct debit services; lockbox remittance processing for payments made by mail; and walk-in payments. The segment also provides additional tools to help clients with billing, reconciliation, bill reminders, and treasury services, and Wealth Management segment provides a full range of asset management, investment, brokerage, fiduciary, philanthropic advisory, tax preparation and farm management services to individuals, businesses, and foundations.

Industry: State Commercial Banks Peers: Bancorp, Inc. BERKSHIRE HILLS BANCORP INC Dime Community Bancshares, Inc. /NY/ CITY HOLDING CO EAGLE BANCORP INC FIRST BANCORP /NC/ FIRST COMMONWEALTH FINANCIAL CORP /PA/ National Bank Holdings Corp PNC FINANCIAL SERVICES GROUP, INC. Triumph Financial, Inc.