First Busey Corporation (NASDAQ: BUSE) is a bank holding company that operates through its banking subsidiary, providing commercial and retail banking services. It earns revenue primarily through net interest income on loans and deposits, supplemented by fee-based income from wealth management and payment technology services. The company is listed on the Nasdaq Global Select Market and, based on the 10-K filed February 26, 2026 for fiscal year ended 2025, had an aggregate market value of non-affiliate common equity measured at a per-share closing price of $22.89 as of June 30, 2025. First Busey operates across multiple banking center markets and conducts business through segments that include banking operations and related financial services. The filing references business combinations activity, indicating growth through acquisitions. The company is incorporated and regulated as a bank holding company, subject to federal and state banking supervision. Dividend and capital structure details are addressed under regulatory capital disclosures in the filing.

Revenue model

Net interest income from loans and deposit-funded lending, supplemented by non-interest fee income from wealth management and payment technology services, as indicated by the operating segments and related information disclosed in the FY2025 10-K.

Products and services

Commercial and retail banking, wealth management services, payment technology services, and deposit products. The filing table of contents references portfolio loans, debt securities, deposits, borrowings, and trust and fiduciary activities as core product areas (FY2025 10-K).

Customers and end markets

Commercial and retail banking customers across the banking center markets identified in the FY2025 10-K. End markets include commercial lending, consumer lending, and wealth management clients. No specific customer concentration data is disclosed in the available filing excerpts.

Value-chain role

Direct lender and deposit-taking institution serving as a primary financial intermediary for commercial and retail customers, with ancillary wealth management and payment technology capabilities.

Geographic exposure

Operates across multiple banking center markets as described in the FY2025 10-K. Specific states or regional geographies are referenced in the filing but not detailed in the available excerpts.

Source: SEC 10-K, filed 2026-02-26

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