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National Bank Holdings Corp

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National Bank Holdings Corp (NYSE: NBHC) is a bank holding company that operates a community banking business serving individuals and businesses. It earns revenue primarily through net interest income on loans and deposits, supplemented by fee-based banking services. The filing references an acquisition of Vista Bancshares, Inc., indicating growth through bank acquisitions, and notes deposit categories including demand, savings, and money market accounts. The company references Federal Home Loan Bank borrowings and relationships with the Federal Reserve, FDIC, and FHLMC, consistent with a conventional commercial bank funding and regulatory structure. A 2023 Omnibus Incentive Plan and a 2023 Equity Unit Incentive Plan are disclosed, reflecting standard public company compensation arrangements. The filing excerpts do not supply specific revenue figures, loan portfolio size, branch counts, headquarters location, founding year, or named executive officers, so those details are omitted here.

Products & Services

Transaction deposits (demand, savings, and money market deposits), lending products, and general commercial banking services. The filing also references FHA-related activity and Federal Home Loan Bank borrowings as funding tools.

Revenue Model

Net interest income from loans funded by customer deposits, supplemented by fee income from banking services. Specific revenue figures are not present in the provided filing excerpts.

Customers & Markets

Individuals and businesses served through community banking. Specific customer segments, concentrations, or end-market breakdowns are not disclosed in the provided filing excerpts.

Geographic Exposure

Not specified in the provided filing excerpts.

Financial Snapshot

Revenue
TTM
$33.70M
Gross Margin
Last 4 Quarters
N/A
Net Income
TTM
$106.1M
Current Assets
Last 4 Quarters
N/A
Current Liabilities
2026 Q1
$16.99M
Current Ratio
Last 4 Quarters
N/A
Total Assets
2026 Q1
Total Liabilities
2026 Q1
Book Value
2026 Q1
1.665B
Cash
2026 Q1
P/E
TTM
18.72
Free Cash Flow
TTM
$40.72M

Stock Price

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Market Cap: $1.9856 Billion

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