Dime Community Bancshares, Inc. /Ny/ - Understand $dcom stock

$DCOM Market Cap: $1.597 Billion

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Financial Snapshot

Revenue

$12.78M

TTM

Gross Margin

Net Earnings

$63.76M

TTM

Current Assets

Current Liabilities

$51.36M

Q3 2024

Current Ratio

Total Assets

$13.75B

Q3 2024

Total Liabilities

$12.48B

Q3 2024

Book Value

$1.264B

Q3 2024

Cash

$626.1M

Q3 2024

P/E

25.05

Nov 29, 2024 EST

Free Cash Flow

-$35.70M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2013	2012	2011
Revenue	$16.44M	$16.21M	$384.6M	$234.0M	$238.3M	$169.0M			$58.43M	$54.51M	$50.43M
YoY Change	1.43%	-95.79%	64.37%	-1.79%	41.0%				7.18%	8.11%	12.31%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2013	2012	2011
Revenue	$16.44M	$16.21M	$384.6M	$234.0M	$238.3M	$169.0M	$58.43M	$54.51M	$50.43M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$6.700M	$7.400M	$6.500M	$4.100M	$4.700M	$3.800M	$1.047M	$2.637M
YoY Change	-9.46%	13.85%	58.54%	-12.77%	23.68%	262.94%	-60.3%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2013	2012	2011
Interest Expense	$292.8M	$59.36M	$27.02M	$56.30M	$90.85M	$32.20M	$7.272M	$7.555M	$7.616M
YoY Change	393.23%	119.72%	-52.01%	-38.02%	182.1%		-3.75%	-0.8%	-1.6%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2013	2012	2011
Pretax Income	$136.9M	$211.9M	$148.2M	$54.98M	$46.86M	$48.37M	$39.49M	$54.29M	$19.76M	$18.85M	$15.02M
YoY Change	-35.41%	43.03%	169.47%	17.33%	-3.11%	22.5%	-27.26%		4.83%	25.5%	13.69%
Income Tax	$40.79M	$59.36M	$44.17M	$12.67M	$10.68M	$9.141M	$26.55M	$18.80M	$6.669M	$6.080M	$4.663M
% Of Pretax Income	29.8%	28.01%	29.81%	23.04%	22.78%	18.9%	67.23%	34.62%	33.75%	32.25%	31.04%
Net Earnings	$96.09M	$152.6M	$104.0M	$42.32M	$36.19M	$39.23M	$20.54M	$35.49M	$13.09M	$12.77M	$10.36M
YoY Change	-37.01%	46.69%	145.75%	16.95%	-7.75%	90.99%	-42.13%		2.51%	23.29%	13.02%
Net Earnings / Revenue	584.62%	941.36%	27.04%	18.08%	15.19%	23.21%			22.41%	23.43%	20.54%
Basic Earnings Per Share	$2.29	$3.73	$2.45	$1.74	$1.56	$1.97			$1.36	$1.48	$1.54
Diluted Earnings Per Share	$2.29	$3.73	$2.45	$1.74	$1.55	$1.97	$1.060M	$1.988M	$1.36	$1.48	$1.54

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$97.60M	$104.6M	$114.6M	$78.88M	$77.51M	$35.01M	$33.51M	$35.26M
YoY Change	-6.7%	-8.74%	45.32%	1.76%	121.41%	4.49%	-4.99%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$905.0K	$0.00	$556.0K	$10.31M	$10.99M	$10.26M	$9.936M	$7.070M
YoY Change		-100.0%	-94.61%	-6.14%	7.06%	3.29%	40.54%
Total Long-Term Assets
YoY Change
Total Assets	$13.64B	$13.19B	$12.07B	$6.434B	$4.922B	$4.701B	$4.430B	$4.055B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$55.45M	$60.34M	$66.10M	$46.71M	$45.98M
YoY Change	-8.1%	-8.72%	41.51%	1.6%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$1.360M	$1.862M	$1.223M	$999.0K	$539.0K	$50.88M	$100.7M
YoY Change	-100.0%	-26.96%	52.25%	22.42%	85.34%	-98.94%	-49.46%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$55.45M	$60.34M	$66.10M	$46.71M	$45.98M	$539.0K	$50.88M	$100.7M
YoY Change	-8.1%	-8.72%	41.51%	1.6%	8430.06%	-98.94%	-49.46%
Long-Term Debt	$200.2M	$200.3M	$197.1M	$79.06M	$78.92M	$78.78M	$78.64M	$93.75M
YoY Change	-0.04%	1.62%	149.3%	0.18%	0.18%	0.18%	-16.11%
Other Long-Term Liabilities	$310.5M	$372.9M	$124.7M	$85.22M	$48.82M	$40.77M	$35.37M	$29.47M
YoY Change	-16.75%	199.05%	46.34%	74.54%	19.76%	15.27%	20.01%
Total Long-Term Liabilities	$510.7M	$573.2M	$321.8M	$164.3M	$127.7M	$119.5M	$114.0M	$123.2M
YoY Change	-10.91%	78.13%	95.89%	28.6%	6.85%	4.86%	-7.47%
Total Liabilities	$12.41B	$12.02B	$10.87B	$5.916B	$4.424B	$4.247B	$4.001B	$3.647B
YoY Change	3.24%	10.54%	83.79%	33.72%	4.18%	6.15%	9.71%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2013	2012	2011
Basic Shares Outstanding	38.19M	38.54M	38.90M	21.54M	23.10M	19.44K	9.380M shares	8.410M shares	6.519M shares
Diluted Shares Outstanding	38.19M	38.54M	38.90M	21.54M	23.19M	19.47K	9.380M shares	8.411M shares	6.520M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $1.5969 Billion

About Dime Community Bancshares, Inc. /NY/

Dime Community Bancshares, Inc. is a holding company. The company is headquartered in Hauppauge, New York and currently employs 851 full-time employees. The firm is engaged in providing commercial banking and financial services through its wholly owned subsidiary, Dime Community Bank (the Bank). The company is engaged in providing full-service commercial and consumer banking services, including accepting time, savings and demand deposits from the businesses, consumers, and local municipalities. The company also offers the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS) programs. In addition, it offers merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts as well as investment services through Dime Financial Services LLC. Through its title insurance subsidiary, the Bank acts as a broker for title insurance services. The company operates 60 branch locations throughout Long Island and the New York City.

Industry: National Commercial Banks Peers: 1ST SOURCE CORP Bancorp, Inc. BERKSHIRE HILLS BANCORP INC FIRST BUSEY CORP /NV/ FIRST COMMONWEALTH FINANCIAL CORP /PA/ National Bank Holdings Corp OCEANFIRST FINANCIAL CORP PNC FINANCIAL SERVICES GROUP, INC. S&T BANCORP INC SOUTHSIDE BANCSHARES INC