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Dime Community Bancshares, Inc. logo

Dime Community Bancshares, Inc.

dime.com

What Do They Do?

Provides commercial and consumer banking, including deposit accounts, loans and payment services, to small and midsize businesses, municipalities and consumers.

How Do They Make Money?

Earns interest on loans and investments and fees from deposit and loan accounts, card processing, loan swaps, investment services and title insurance; it pays interest on deposits and borrowings.

FY2025 revenue

Who Are Their Customers?

Its customers are principally small and midsize businesses, municipalities and consumers, which use its commercial and consumer banking services.

Do Revenues Turn Into Profits?

Yes. Its net income in FY2025 was larger than its revenue.

Net income, FY2025
556% of revenue
▲ +281% vs FY2024 ($29.1M, 174%)

How Are They Changing?

Since the FY2025 annual report
Latest quarter: Q2 FY2026, the three months to Jun 30, 2026
Revenue
▲ +40%
vs $4.6M in Q2 FY2025
Net income
▲ +17%
vs $29.7M in Q2 FY2025

Growing. Revenue grew 24% in 4 years, from $16M in FY2021 to $19.9M in FY2025, about 6% a year.

Broader branch reach The latest report describes branches across Greater Long Island, New York City, Westchester County and New Jersey, while the older report describes branches in Long Island and New York City boroughs.

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