Ever Quote Inc - Understand $ever stock

$EVER Market Cap: $781 Million

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Financial Snapshot

Revenue

$318.9M

TTM

Gross Margin

92.51%

TTM

Net Earnings

-$27.26M

TTM

Current Assets

$117.1M

Q2 2024

Current Liabilities

$54.96M

Q2 2024

Current Ratio

213.0%

Q2 2024

Total Assets

$158.0M

Q2 2024

Total Liabilities

$57.11M

Q2 2024

Book Value

$100.8M

Q2 2024

Cash

$60.92M

Q2 2024

P/E

-28.65

Sep 18, 2024 EST

Free Cash Flow

$14.44M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$287.9M	$404.1M	$418.5M	$346.9M	$248.8M	$163.3M	$126.2M	$122.8M	$96.80M	$61.90M
YoY Change	-28.75%	-3.44%	20.64%	39.42%	52.32%	29.39%	2.8%	26.86%	56.38%	35.75%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$287.9M	$404.1M	$418.5M	$346.9M	$248.8M	$163.3M	$126.2M	$122.8M	$96.80M	$61.90M
Cost Of Revenue	$22.46M	$23.98M	$23.95M	$21.40M	$15.90M	$11.68M	$7.745M	$5.900M	$4.000M	$2.100M
Gross Profit	$265.5M	$380.1M	$394.6M	$325.6M	$232.9M	$151.7M	$118.5M	$116.9M	$92.80M	$59.80M
Gross Profit Margin	92.2%	94.07%	94.28%	93.86%	93.61%	92.85%	93.86%	95.2%	95.87%	96.61%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Selling, General & Admin	$266.4M	$377.4M	$379.7M	$305.3M	$219.5M	$151.4M	$114.0M	$110.7M	$90.60M	$59.20M
YoY Change	-29.4%	-0.62%	24.37%	39.08%	44.98%	32.83%	2.97%	22.19%	53.04%	35.78%
% of Gross Profit	100.36%	99.27%	96.23%	93.77%	94.25%	99.83%	96.2%	94.7%	97.63%	99.0%
Research & Development	$27.59M	$31.71M	$35.73M	$29.70M	$20.21M	$14.17M	$9.194M	$6.600M	$4.800M	$5.000M
YoY Change	-13.0%	-11.25%	20.31%	46.93%	42.62%	54.15%	39.3%	37.5%	-4.0%	31.58%
% of Gross Profit	10.39%	8.34%	9.06%	9.12%	8.68%	9.34%	7.76%	5.65%	5.17%	8.36%
Depreciation & Amortization	$6.196M	$5.848M	$5.072M	$3.350M	$2.190M	$1.340M	$1.360M	$1.440M
YoY Change	5.95%	15.3%	51.4%	52.97%	63.43%	-1.47%	-5.56%
% of Gross Profit	2.33%	1.54%	1.29%	1.03%	0.94%	0.88%	1.15%	1.23%
Operating Expenses	$294.0M	$409.1M	$415.4M	$334.9M	$239.7M	$165.6M	$123.2M	$117.3M	$95.40M	$64.20M
YoY Change	-28.12%	-1.53%	24.04%	39.7%	44.78%	34.42%	5.02%	22.96%	48.6%	35.44%
Operating Profit	-$51.98M	-$24.79M	-$20.86M	-$9.300M	-$8.049M	-$13.91M	-$4.689M	-$400.0K	-$2.600M	-$4.400M
YoY Change	109.68%	18.84%	124.29%	15.54%	-42.14%	196.69%	1072.25%	-84.62%	-40.91%	100.0%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Interest Expense	$1.251M	$349.0K	$37.00K	$200.0K	$700.0K	$199.0K	$382.0K	-$500.0K	-$800.0K	-$900.0K
YoY Change	258.45%	843.24%	-81.5%	-71.43%	251.76%	-47.91%	-176.4%	-37.5%	-11.11%	200.0%
% of Operating Profit
Other Income/Expense, Net	$1.265M	$372.0K	-$57.00K	$300.0K	$932.0K	$121.0K	-$382.0K
YoY Change	240.05%	-752.63%	-119.0%	-67.81%	670.25%	-131.68%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Pretax Income	-$50.71M	-$24.42M	-$21.94M	-$11.20M	-$7.100M	-$13.80M	-$5.100M	-$900.0K	-$3.400M	-$5.300M
YoY Change	107.69%	11.27%	95.93%	57.75%	-48.55%	170.59%	466.67%	-73.53%	-35.85%	103.85%
Income Tax	$577.0K	$0.00	-$2.510M		$0.00	$0.00	$0.00	$0.00	$0.00	-$300.0K
% Of Pretax Income
Net Earnings	-$51.30M	-$24.40M	-$19.40M	-$11.20M	-$7.100M	-$13.79M	-$5.071M	-$900.0K	-$3.400M	-$5.000M
YoY Change	110.25%	25.77%	73.21%	57.75%	-48.52%	171.96%	463.44%	-73.53%	-32.0%	100.0%
Net Earnings / Revenue	-17.82%	-6.04%	-4.64%	-3.23%	-2.85%	-8.44%	-4.02%	-0.73%	-3.51%	-8.08%
Basic Earnings Per Share	-$1.54	-$0.77	-$0.67	-$0.41
Diluted Earnings Per Share	-$1.54	-$0.77	-$668.1K	-$410.3K	-$275.2K	-$816.6K	-$205.6K	-$36.29K	-$137.1K	-$201.6K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016
Cash & Short-Term Investments	$37.96M	$30.84M	$34.85M	$42.90M	$46.10M	$41.60M	$2.400M	$12.40M
YoY Change	23.09%	-11.52%	-18.76%	-6.94%	10.82%	1633.33%	-80.65%
Cash & Equivalents	$37.96M	$30.84M	$34.85M	$42.90M	$46.10M	$41.60M
Short-Term Investments
Other Short-Term Assets	$5.755M	$7.005M	$14.18M	$8.500M	$7.100M	$1.500M	$600.0K	$600.0K
YoY Change	-17.84%	-50.61%	66.87%	19.72%	373.33%	150.0%	0.0%
Inventory
Prepaid Expenses
Receivables	$21.18M	$29.60M	$35.66M	$46.10M	$32.20M	$17.50M	$14.70M	$12.20M
Other Receivables	$4.349M	$13.53M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Total Short-Term Assets	$69.24M	$80.97M	$84.69M	$97.40M	$85.30M	$60.60M	$17.70M	$25.20M
YoY Change	-14.49%	-4.39%	-13.05%	14.19%	40.76%	242.37%	-29.76%
Property, Plant & Equipment	$7.336M	$12.23M	$13.09M	$15.80M	$5.200M	$4.500M	$2.100M	$2.400M
YoY Change	-40.01%	-6.56%	-17.17%	203.85%	15.56%	114.29%	-12.5%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$29.00K	$450.0K	$14.10M	$2.700M	$700.0K	$700.0K	$700.0K	$700.0K
YoY Change	-93.56%	-96.81%	422.07%	285.71%	0.0%	0.0%	0.0%
Total Long-Term Assets	$41.68M	$75.55M	$58.91M	$31.70M	$5.900M	$5.100M	$2.800M	$3.100M
YoY Change	-44.82%	28.23%	85.85%	437.29%	15.69%	82.14%	-9.68%
Total Assets	$110.9M	$156.5M	$143.6M	$129.1M	$91.20M	$65.70M	$20.50M	$28.30M
YoY Change
Accounts Payable	$17.20M	$30.68M	$29.60M	$33.00M	$23.70M	$16.80M	$11.90M	$10.40M
YoY Change	-43.93%	3.65%	-10.31%	39.24%	41.07%	41.18%	14.42%
Accrued Expenses	$9.563M	$11.16M	$12.48M	$9.300M	$11.30M	$2.300M	$1.300M	$1.300M
YoY Change	-14.31%	-10.58%	34.19%	-17.7%	391.3%	76.92%	0.0%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due						$0.00	$400.0K	$1.500M
YoY Change						-100.0%	-73.33%
Total Short-Term Liabilities	$29.95M	$45.41M	$47.41M	$46.80M	$38.40M	$21.40M	$15.00M	$14.10M
YoY Change	-34.05%	-4.22%	1.29%	21.88%	79.44%	42.67%	6.38%
Long-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$4.300M	$2.600M
YoY Change						-100.0%	65.38%
Other Long-Term Liabilities	$70.00K	$3.626M	$11.08M	$11.20M	$1.100M	$1.200M	$900.0K	$300.0K
YoY Change	-98.07%	-67.26%	-1.11%	918.18%	-8.33%	33.33%	200.0%
Total Long-Term Liabilities	$70.00K	$3.626M	$11.08M	$11.20M	$1.100M	$1.200M	$5.200M	$2.900M
YoY Change	-98.07%	-67.26%	-1.11%	918.18%	-8.33%	-76.92%	79.31%
Total Liabilities	$30.02M	$49.03M	$58.48M	$58.10M	$39.50M	$22.60M	$20.10M	$17.00M
YoY Change	-38.78%	-16.16%	0.66%	47.09%	74.78%	12.44%	18.24%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020
Basic Shares Outstanding	33.35K	31.61K	29.09K	27.33K
Diluted Shares Outstanding	33.35K	31.61K	29.09K	27.33K
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Dividends

Stock Price

Market Cap: $780.98 Million

About EverQuote Inc

EverQuote, Inc. operates as an online insurance marketplace connecting consumers with insurance providers. The company is headquartered in Cambridge, Massachusetts and currently employs 381 full-time employees. The company went IPO on 2018-06-28. The Company’s data and technology platform, matches and connects consumers seeking to purchase insurance with relevant options from its network of insurance providers, saving consumers and providers time and money. Its technology platform combines internally developed, third-party and open-source software. Its Websites and supporting services, as well as its development and test environments, are hosted across industry-standard cloud providers, such as Amazon Web Services and Google Cloud Platform. The company uses content delivery network solutions for fast, local access to its products. Its insurance provider customers include insurance carriers and third-party insurance agents. Insurance carriers write auto, home and renters, and life insurance policies for consumers directly and through agents.

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