Global Indemnity Group, Llc - Understand $gbli stock

$GBLI Market Cap: $499.9 Million

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Financial Snapshot

Revenue

$442.0M

TTM

Gross Margin

51.87%

TTM

Net Earnings

$40.01M

TTM

Current Assets

Current Liabilities

$10.84M

Q3 2024

Current Ratio

Total Assets

$1.761B

Q3 2024

Total Liabilities

$1.074B

Q3 2024

Book Value

$686.7M

Q3 2024

Cash

$31.02M

Q3 2024

P/E

12.49

Nov 29, 2024 EST

Free Cash Flow

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Revenue	$528.1M	$628.5M	$678.3M	$583.5M	$604.5M	$498.9M	$485.5M	$534.5M	$538.8M	$333.8M	$319.1M	$293.0M	$385.0M	$370.1M	$393.3M	$432.2M	$615.3M	$612.4M	$523.1M	$253.0M	$205.3M	$168.7M	$157.0M
YoY Change	-15.97%	-7.33%	16.23%	-3.46%	21.15%	2.76%	-9.17%	-0.79%	61.43%	4.58%	8.91%	-23.9%	4.02%	-5.89%	-9.0%	-29.76%	0.47%	17.07%	106.76%	23.23%	21.7%	7.45%	-1.88%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Revenue	$528.1M	$628.5M	$678.3M	$583.5M	$604.5M	$498.9M	$485.5M	$534.5M	$538.8M	$333.8M	$319.1M	$293.0M	$385.0M	$370.1M	$393.3M	$432.2M	$615.3M	$612.4M	$523.1M	$253.0M	$205.3M	$168.7M	$157.0M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$120.9M	$150.9M	$144.9M	$140.9M	$132.3M	$118.0M	$109.0M	$114.3M	$86.20M	$57.10M	$53.80M	$48.90M	$78.10M	$72.10M	$100.0K	$1.000M	$1.000M	$1.700M	$1.900M	$0.00	$0.00
YoY Change	-19.88%	4.14%	2.84%	6.5%	12.12%	8.26%	-4.64%	32.6%	50.96%	6.13%	10.02%	-37.39%	8.32%	72000.0%	-90.0%	0.0%	-41.18%	-10.53%
% of Gross Profit
Operating Expenses	$495.2M	$620.0M	$635.0M	$593.8M	$502.7M	$555.1M	$478.7M	$478.0M	$501.2M	$261.7M	$250.3M	$258.7M	$414.2M	$269.3M	$306.0M	$461.8M	$485.0M	$494.6M	$447.1M	$215.1M	$170.2M	$270.7M	$146.4M
YoY Change	-20.14%	-2.36%	6.94%	18.12%	-9.44%	15.96%	0.15%	-4.63%	91.52%	4.55%	-3.25%	-37.54%	53.81%	-11.99%	-33.74%	-4.78%	-1.94%	10.62%	107.86%	26.38%	-37.13%	84.9%	11.67%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Interest Expense	$0.00	$3.004M	$10.48M	$15.79M	$20.02M	$19.69M	$16.91M	$8.905M	$4.913M	$822.0K	$6.169M	$5.393M	$6.476M	$7.020M	-$7.200M	-$8.700M	-$11.40M	-$11.40M	-$9.400M	-$5.500M	-$1.700M	-$100.0K	-$100.0K
YoY Change	-100.0%	-71.34%	-33.63%	-21.13%	1.67%	16.49%	89.85%	81.25%	497.69%	-86.68%	14.39%	-16.72%	-7.75%	-197.5%	-17.24%	-23.68%	0.0%	21.28%	70.91%	223.53%	1600.0%	0.0%	-66.67%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Pretax Income	$32.98M	$1.971M	$32.80M	-$29.11M	$81.76M	-$75.93M	-$10.05M	$47.62M	$32.75M	$71.19M	$62.71M	$28.90M	-$35.60M	$93.77M	$74.50M	-$166.9M	$118.2M	$106.5M	$66.60M	$32.30M	$33.50M	-$102.0M	$10.50M
YoY Change	1573.06%	-93.99%	-212.68%	-135.61%	-207.68%	655.47%	-121.11%	45.42%	-54.0%	13.53%	116.98%	-181.17%	-137.97%	25.86%	-144.64%	-241.2%	10.99%	59.91%	106.19%	-3.58%	-132.84%	-1071.43%	-63.29%
Income Tax	$7.547M	$2.821M	$3.449M	-$8.105M	$11.74M	-$19.23M	-$499.0K	-$2.250M	-$8.723M	$8.338M	$1.019M	-$5.856M	$2.787M	$8.874M	$4.300M	-$29.20M	$18.70M	$18.20M	$3.000M	-$2.000M	$5.400M	-$40.60M	$300.0K
% Of Pretax Income	22.89%	143.13%	10.51%		14.36%			-4.73%	-26.64%	11.71%	1.62%	-20.26%		9.46%	5.77%		15.82%	17.09%	4.5%	-6.19%	16.12%		2.86%
Net Earnings	$25.43M	-$850.0K	$29.35M	-$21.01M	$70.02M	-$56.70M	-$9.551M	$49.87M	$41.47M	$62.86M	$61.69M	$34.76M	-$38.34M	$84.87M	$75.40M	-$141.6M	$98.90M	$99.40M	$65.60M	$37.00M	$77.10M	-$61.70M	$10.80M
YoY Change	-3091.65%	-102.9%	-239.74%	-130.0%	-223.49%	493.61%	-119.15%	20.25%	-34.03%	1.89%	77.49%	-190.66%	-145.17%	12.56%	-153.25%	-243.17%	-0.5%	51.52%	77.3%	-52.01%	-224.96%	-671.3%	-52.42%
Net Earnings / Revenue	4.81%	-0.14%	4.33%	-3.6%	11.58%	-11.36%	-1.97%	9.33%	7.7%	18.83%	19.33%	11.86%	-9.96%	22.93%	19.17%	-32.76%	16.07%	16.23%	12.54%	14.62%	37.55%	-36.57%	6.88%
Basic Earnings Per Share	$1.84	-$0.09	$2.00	-$1.48	$4.93	-$4.02	-$0.55	$2.89	$1.71	$2.50	$2.46	$1.30	-$1.27	$2.81	$2.92
Diluted Earnings Per Share	$1.83	-$0.09	$1.97	-$1.48	$4.88	-$4.02	-$0.55	$2.84	$1.69	$2.48	$2.45	$1.30	-$1.27	$2.80	$2.91	-$7.738M	$4.755M	$5.344M	$3.585M	$2.569M	$5.430M	-$9.641M	$1.688M

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Cash & Short-Term Investments
YoY Change
Cash & Equivalents	$38.04M	$38.85M	$78.28M	$67.40M	$44.30M	$99.50M	$74.40M	$75.10M	$105.5M	$104.5M	$175.9M	$119.9M	$186.1M	$292.6M	$244.3M	$273.7M	$215.5M	$242.1M	$214.8M	$72.90M	$77.10M
Short-Term Investments
Other Short-Term Assets										$5.900M	$6.600M	$11.10M	$16.50M	$24.00M	$29.20M	$38.30M	$41.70M	$42.60M	$117.9M	$196.2M	$173.0M
YoY Change										-10.61%	-40.54%	-32.73%	-31.25%	-17.81%	-23.76%	-8.15%	-2.11%	-63.87%	-39.91%	13.41%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets										$12.70M	$10.30M	$11.10M	$20.00M	$40.50M	$29.20M	$38.30M	$66.40M	$42.60M	$122.8M	$228.0M	$175.4M
YoY Change										23.3%	-7.21%	-44.5%	-50.62%	38.7%	-23.76%	-42.32%	55.87%	-65.31%	-46.14%	29.99%
Property, Plant & Equipment	$9.715M	$11.74M	$16.05M	$21.10M	$22.80M
YoY Change	-17.24%	-26.86%	-23.93%	-7.46%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$1.349B	$1.304B	$1.454B	$1.387B	$1.564B	$1.411B	$1.460B	$1.427B	$1.462B	$1.430B	$1.472B	$1.597B	$1.545B	$1.307B	$1.521B	$1.383B	$1.204B	$682.1M	$633.5M	$522.4M	$421.9M
YoY Change	3.42%	-10.35%	4.85%	-11.28%	10.83%	-3.34%	2.3%		2.27%	-2.88%	-7.85%	3.37%	18.23%	-14.06%	9.97%	14.85%	76.53%	7.67%	21.27%	23.82%
Other Assets	$36.80M	$46.68M	$37.33M	$34.30M	$31.10M	$48.60M	$26.20M	$41.00M	$4.200M	$10.80M	$14.60M	$6.900M	$13.80M	$32.50M	$8.200M	$12.70M	$21.60M	$28.40M	$25.30M	$30.00M	$15.70M
YoY Change	-21.16%	25.04%	8.83%	10.29%	-36.01%	85.5%	-36.1%		-61.11%	-26.03%	111.59%	-50.0%	-57.54%	296.34%	-35.43%	-41.2%	-23.94%	12.25%	-15.67%	91.08%
Total Long-Term Assets										$1.891B	$2.063B	$2.284B	$2.426B	$2.437B	$2.746B	$2.946B	$3.036B	$2.583B	$2.726B	$2.458B	$1.400B
YoY Change										-8.32%	-9.68%	-5.86%	-0.44%	-11.27%	-6.8%	-2.94%	17.51%	-5.23%	10.92%	75.49%
Total Assets	$1.730B	$1.800B	$2.013B	$1.905B	$2.076B	$1.960B	$2.002B	$1.973B	$1.912B	$1.904B	$2.073B	$2.295B	$2.446B	$2.477B	$2.775B	$2.985B	$3.102B	$2.626B	$2.849B	$2.686B	$1.576B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$12.73M	$15.70M	$19.08M	$23.00M	$23.50M
YoY Change	-18.9%	-17.71%	-17.05%	-2.13%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due																	$6.500M	$0.00
YoY Change
Total Short-Term Liabilities	$14.33M	$15.77M	$19.87M	$27.70M	$24.40M			$3.900M	$1.600M	$2.600M		$4.800M	$37.30M	$700.0K	$3.500M	$400.0K	$31.80M	$1.900M		$6.400M	$100.0K
YoY Change	-9.13%	-20.66%	-28.26%	13.52%					-38.46%			-87.13%	5228.57%	-80.0%	775.0%	-98.74%	1573.68%			6300.0%
Long-Term Debt	$0.00	$0.00	$126.4M	$126.3M	$296.6M	$288.6M	$294.7M	$163.1M	$100.0M	$84.90M	$103.0M	$121.3M	$121.6M	$121.8M	$137.6M	$156.2M	$151.9M	$103.8M	$103.8M	$0.00	$0.00
YoY Change		-100.0%	0.1%	-57.42%	2.77%	-2.07%	80.69%		17.79%	-17.57%	-15.09%	-0.25%	-0.16%	-11.48%	-11.91%	2.83%	46.34%	0.0%
Other Long-Term Liabilities	$30.40M	$39.36M	$48.08M	$69.40M	$62.60M	$65.70M	$57.70M	$55.20M	$35.60M	$32.10M	$36.50M	$38.90M	$49.60M	$41.20M	$50.50M	$63.20M	$46.00M	$26.10M	$46.90M	$83.50M	$69.80M
YoY Change	-22.76%	-18.13%	-30.73%	10.86%	-4.72%	13.86%	4.53%		10.9%	-12.05%	-6.17%	-21.57%	20.39%	-18.42%	-20.09%	37.39%	76.25%	-44.35%	-43.83%	19.63%
Total Long-Term Liabilities	$30.40M	$39.36M	$174.5M	$195.7M	$359.2M	$354.3M	$352.4M	$218.3M	$135.6M	$117.0M	$139.5M	$160.2M	$171.2M	$163.0M	$188.1M	$219.4M	$197.9M	$129.9M	$150.7M	$83.50M	$69.80M
YoY Change	-22.76%	-77.45%	-10.83%	-45.52%	1.38%	0.54%	61.43%		15.9%	-16.13%	-12.92%	-6.43%	5.03%	-13.34%	-14.27%	10.86%	52.35%	-13.8%	80.48%	19.63%
Total Liabilities	$1.081B	$1.174B	$1.306B	$1.187B	$1.349B	$1.331B	$1.283B	$1.175B	$1.039B	$1.097B	$1.234B	$1.366B	$1.614B	$1.845B	$1.939B	$2.221B	$2.462B	$2.193B	$2.468B	$2.417B	$1.251B
YoY Change	-7.95%	-10.11%	10.08%	-12.05%	1.34%	3.73%	9.22%		-5.34%	-11.09%	-9.67%	-15.36%	-12.54%	-4.84%	-12.71%	-9.78%	12.25%	-11.13%	2.11%	93.22%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Basic Shares Outstanding	13.55M	14.48M	14.43M	14.29M	14.19M	14.09M	17.31M	17.25M	24.25M shares	25.13M shares	25.07M shares	26.72M shares	30.25M shares	30.24M shares	25.86M
Diluted Shares Outstanding	13.67M	14.48M	14.66M	14.29M	14.33M	14.09M	17.31M	17.55M	24.51M shares	25.33M shares	25.17M shares	26.75M shares	30.25M shares	30.27M shares	25.88M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $499.88 Million

About Global Indemnity Group, LLC

Global Indemnity Group LLC engages in providing diversified insurance and reinsurance services. The company is headquartered in Bala Cynwyd, Pennsylvania and currently employs 266 full-time employees. The company went IPO on 2003-12-16. Its segments include Penn-America and Non-Core Operations. The Penn-America segment includes all core products which include Wholesale Commercial, Programs, Assumed Reinsurance, and the InsurTech products. The Penn-America segment distributes specialty property and casualty insurance products in the excess and surplus lines marketplace. InsurTech products are Collectibles, VacantExpress and smaller products which are distributed via the Internet. The Non-Core Operations segment represents lines of business that have been de-emphasized or are no longer being written. Non-Core Operations includes manufactured and dwelling home business, farm, ranch and equine business, specialty personal lines products, such as motorcycle, watercraft, and certain homeowners and others.

Industry: Fire, Marine & Casualty Insurance Peers: AMBAC FINANCIAL GROUP INC TIPTREE INC. DONEGAL GROUP INC HCI Group, Inc. INVESTORS TITLE CO MBIA INC NI Holdings, Inc. PROGRESSIVE CORP/OH/ Trean Insurance Group, Inc. UNIVERSAL INSURANCE HOLDINGS, INC.