Investors Title Co
invtitle.comWhat Do They Do?
Underwrites title insurance for residential and commercial property owners and mortgage lenders, and provides tax-deferred real-property exchange, title-agency management, and investment and trust services.
10-K for FY2025, filed Mar 16, 2026The Company has two reportable segments. The Company’s primary business activity, and one of its reportable operating segments, is the…View ↗
Through its two wholly owned title underwriting subsidiaries, ITIC and NITIC, the Company underwrites title insurance for owners and…View ↗
In 1988, the Company established ITEC to provide services in connection with tax-deferred exchanges of like-kind property pursuant to §1031…View ↗
ITMS offers various consulting and management services to provide clients with the technical expertise to start and successfully operate a…View ↗
Investors Trust provides investment management and trust services to individuals, companies, banks and trusts.View ↗
How Do They Make Money?
The company earns one-time title-insurance premiums when property deals close. Customers pay fees for escrow and other title-related transactions when those transactions finish; exchange fees are collected at closing, while other service fees are charged as the work is completed.
10-K for FY2025, filed Mar 16, 2026Title Insurance Underwriting Operations: ITIC and NITIC issue title insurance policies directly and through a network of agents. Issuing…View ↗
Generally, premiums for title insurance are recorded and recognized as revenue at the closing of the related transaction, when the earnings…View ↗
Escrow and other title-related fees: The Company’s title segment recognizes commission revenue and fees related to items such as searches…View ↗
Non-title services: Through various subsidiaries, the Company offers management services, tax-deferred real property exchange services…View ↗
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10-K for FY2025, filed Mar 16, 2026
FY2025 revenue by product or service (Revenue from contracts with customers) ↗
$272.8M
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10-K for FY2025, filed Mar 16, 2026
$272.8M ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Escrow and other title-related fees
Sold outright
10-K for FY2025, filed Mar 16, 2026 |
47%
FY2022: 62%
|
Escrow and other title-related fees, FY2025
$19.3M Sources
|
Sold outright |
|
Non-title services
Sold outright
10-K for FY2025, filed Mar 16, 2026 |
53%
FY2022: 38%
|
Non-title services, FY2025
$21.6M Sources
|
Sold outright |
Who Are Their Customers?
Title insurance is issued directly or through real-estate attorneys, independent agents, and subsidiaries of community and regional mortgage lenders. Investment and trust services are provided to individuals, companies, banks, and trusts.
10-K for FY2025, filed Mar 16, 2026Title Insurance Policies: The Company issues title insurance policies based on a search of public records. The title search documents the…View ↗
Title Insurance Underwriting Operations: ITIC and NITIC issue title insurance policies directly and through a network of agents. Issuing…View ↗
Investors Trust provides investment management and trust services to individuals, companies, banks and trusts.View ↗
The Company markets its title insurance services to a broad range of customers in the residential and commercial market sectors of the real…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 13 cents of every revenue dollar as net income in FY2025 and turned 9 cents into free cash flow.
10-K for FY2025, filed Mar 16, 2026
$39.9MView ↗
10-K for FY2025, filed Mar 16, 2026
$35.2MView ↗
10-K for FY2025, filed Mar 16, 2026
$25.4MView ↗
How Are They Changing?
- Net income
-
Sources
10-Q for Q2 FY2026, filed Aug 10, 2026
$14.6MView ↗
- ▲ +19%
- vs $12.3M in Q2 FY2025
10-Q for Q2 FY2026, filed Aug 10, 2026
Open tableView ↗
Shrinking. Revenue fell 17% in 4 years, from $329.5M in FY2021 to $272.8M in FY2025, about 5% a year.
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