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Universal Insurance Holdings Inc

universalinsuranceholdings.com

Universal Insurance Holdings Inc (NYSE: UVE) is a property and casualty insurance holding company that underwrites and services residential homeowners insurance. The company generates revenue primarily through net premiums earned on policies it writes and reinsures, supplemented by net investment income on its float. The filing excerpts from the 10-K filed 2026-02-27 confirm UVE's identity as a vertically integrated insurance enterprise, encompassing policy underwriting, claims management, and ancillary insurance services. Based on the table of contents disclosed in the filing, operations span multiple business functions including product development, catastrophe exposure management, and reserve management. The company is a well-known seasoned issuer as indicated in the 2026-02-27 filing. Specific segment revenue figures, geographic breakdowns, competitor names, customer counts, and leadership details are not supported by the filing excerpts provided.

Products & Services

Residential homeowners property and casualty insurance policies. Ancillary insurance services including claims management. Specific product names and brands are not supported by the provided filing excerpts.

Revenue Model

Net premiums earned from residential property insurance policies, net investment income on insurance float. Specific revenue figures and segment breakdowns are not supported by the provided filing excerpts.

Customers & Markets

Residential homeowners seeking property insurance coverage. Specific customer counts, concentration data, or end-market breakdowns are not supported by the provided filing excerpts.

Geographic Exposure

Not supported by the provided filing excerpts.

Financial Snapshot

Revenue
TTM
$1.629B
Gross Margin
TTM
40.62%
Net Income
TTM
$219.9M
Current Assets
Last 4 Quarters
N/A
Current Liabilities
2026 Q2
$81.32M
Current Ratio
Last 4 Quarters
N/A
Total Assets
2026 Q2
$3.306B
Total Liabilities
2026 Q2
$2.669B
Book Value
2026 Q2
637.2M
Cash
2026 Q2
$532.2M
P/E
TTM
5.548
Free Cash Flow
TTM
$239.1M

Stock Price

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Market Cap: $1.22 Billion

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