Financial Snapshot

Revenue
$750.8M
TTM
Gross Margin
50.86%
TTM
Net Earnings
$148.3M
TTM
Current Assets
$55.28M
Q3 2024
Current Liabilities
$122.1M
Q3 2024
Current Ratio
45.26%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$468.2M
Q3 2024
Cash
Q3 2024
P/E
8.359
Nov 29, 2024 EST
Free Cash Flow
$406.2M
TTM

Revenues

Revenues

Revenue YoY Change

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Revenue $550.7M $499.6M $407.9M $310.4M $242.5M $231.3M $244.4M $264.4M $286.0M $266.1M $241.1M $163.1M $93.81M $68.60M $68.40M $49.50M $7.700M $0.00
YoY Change 10.23% 22.47% 31.4% 28.03% 4.83% -5.37% -7.58% -7.52% 7.46% 10.38% 47.85% 73.83% 36.75% 0.29% 38.18% 542.86%

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Revenue $550.7M $499.6M $407.9M $310.4M $242.5M $231.3M $244.4M $264.4M $286.0M $266.1M $241.1M $163.1M $93.81M $68.60M $68.40M $49.50M $7.700M $0.00
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

Operating Profits/Loss

No data

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Selling, General & Admin $54.15M $57.73M $47.40M $35.10M $31.60M $25.90M $25.10M $400.0K $100.0K
YoY Change -6.2% 21.8% 35.04% 11.08% 22.01% 3.19% 300.0%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $86.21M $100.7M $2.184M $1.853M $1.550M $1.369M $1.238M $1.272M $1.338M $1.304M $27.06M $18.27M $19.45M $200.0K $100.0K $0.00 $0.00
YoY Change -14.36% 4509.39% 17.86% 19.55% 13.22% 10.58% -2.67% -4.93% 2.61% -95.18% 48.08% -6.05% 9625.0% 100.0%
% of Gross Profit
Operating Expenses $421.9M $557.9M $390.3M $261.6M $193.3M $186.3M $243.2M $206.2M $179.8M $165.1M $134.6M $113.5M $77.40M $60.00M $50.60M $28.70M $6.000M $100.0K
YoY Change -24.38% 42.96% 49.19% 35.33% 3.76% -23.4% 17.94% 14.71% 8.85% 22.66% 18.64% 46.61% 29.01% 18.58% 76.31% 378.33% 5900.0%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Interest Expense $150.0K -$7.768M -$6.400M -$11.70M -$13.10M -$18.10M -$16.80M -$11.10M -$10.80M -$10.50M -$3.600M $0.00
YoY Change -101.93% 21.38% -45.3% -10.69% -27.62% 7.74% 51.35% 2.78% 2.86% 191.67%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Pretax Income $117.7M -$68.42M $11.23M $36.93M $36.09M $26.90M -$15.62M $46.86M $106.2M $101.0M $106.5M $49.58M $16.41M $8.600M $17.70M $20.80M $1.600M -$100.0K
YoY Change -271.96% -709.08% -69.58% 2.31% 34.16% -272.18% -133.34% -55.88% 5.18% -5.16% 114.71% 202.22% 90.76% -51.41% -14.9% 1200.0% -1700.0%
Income Tax $28.39M -$13.82M $3.991M $9.348M $9.517M $9.177M -$8.731M $17.84M $40.33M $38.30M $40.89M $19.42M $6.441M $3.200M $6.800M $8.100M $600.0K $0.00
% Of Pretax Income 24.13% 35.53% 25.31% 26.37% 34.11% 38.06% 37.98% 37.93% 38.41% 39.18% 39.26% 37.21% 38.42% 38.94% 37.5%
Net Earnings $79.03M -$58.51M $1.856M $27.58M $26.58M $17.73M -$6.893M $29.02M $65.86M $62.66M $65.56M $30.16M $9.964M $5.400M $10.90M $12.70M $1.000M -$100.0K
YoY Change -235.08% -3252.53% -93.27% 3.78% 49.94% -357.14% -123.75% -55.94% 5.1% -4.42% 117.4% 202.66% 84.52% -50.46% -14.17% 1170.0% -1100.0%
Net Earnings / Revenue 14.35% -11.71% 0.45% 8.88% 10.96% 7.66% -2.82% 10.97% 23.03% 23.55% 27.19% 18.49% 10.62% 7.87% 15.94% 25.66% 12.99%
Basic Earnings Per Share $9.13 -$6.24 $0.23 $3.55 $3.32 $2.34 -$0.75 $2.95 $6.51 $5.90 $5.82 $3.45 $1.49
Diluted Earnings Per Share $7.62 -$6.24 $0.21 $3.49 $3.31 $2.34 -$0.75 $2.92 $5.90 $5.36 $5.63 $3.02 $1.34 $806.0K $1.514M $2.082M $285.7K -$28.57K

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

No data

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $536.5M $234.9M $628.9M $431.3M $229.2M $239.5M $255.9M $280.5M $267.7M $314.4M $293.4M $230.2M $100.4M $54.80M $43.50M $81.10M $15.70M $0.00
Short-Term Investments
Other Short-Term Assets $2.882M $2.826M $2.853M $9.100M $14.20M $17.80M $7.200M $7.100M $0.00
YoY Change 1.98% -0.95% -35.92% -20.22% 147.22% 1.41%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $138.9M $24.59M $9.442M $9.100M $14.20M $17.80M $7.200M $7.600M
YoY Change 464.85% 160.41% -35.92% -20.22% 147.22% -5.26%
Property, Plant & Equipment $30.66M $18.69M $16.44M $16.80M $15.20M $13.30M $12.50M $11.40M $11.80M $12.30M $13.10M $10.90M $10.50M $7.800M $400.0K $300.0K $0.00 $0.00
YoY Change 64.06% 13.7% -2.17% 10.53% 14.29% 6.4% 9.65% -3.39% -4.07% -6.11% 20.18% 3.81% 34.62% 1850.0% 33.33%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $550.3M $664.4M $270.4M $225.7M $341.5M $387.8M $380.3M $298.7M $232.9M $168.8M $146.0M $60.90M $58.80M $43.50M $48.30M $27.60M $17.10M $0.00
YoY Change -17.16% 145.67% 19.82% -33.91% -11.94% 1.97% 27.32% 28.25% 37.97% 15.62% 139.74% 3.57% 35.17% -9.94% 75.0% 61.4%
Other Assets $3.799M $2.900M $2.400M $2.400M $700.0K $700.0K $0.00 $300.0K $3.200M $2.500M $3.800M $2.400M $600.0K $2.400M $3.600M $700.0K $0.00
YoY Change 31.0% 20.83% 0.0% 242.86% 0.0% -100.0% -90.63% 28.0% 58.33% 300.0% -75.0% -33.33% 414.29%
Total Long-Term Assets $1.672B $1.779B $1.167B $329.2M $200.6M $123.1M $130.7M $124.4M
YoY Change -5.98% 52.37% 64.11% 62.96% -5.81% 5.06%
Total Assets $1.811B $1.803B $1.177B $941.3M $802.6M $832.9M $842.3M $670.1M $637.0M $598.6M $526.3M $338.3M $214.8M $140.9M $137.9M $132.0M $40.00M $0.00
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $37.03M $33.84M $31.43M $25.60M $16.20M $12.70M $11.00M $11.20M $11.30M $9.200M $8.500M $7.100M $5.600M $3.500M $3.600M $1.500M $800.0K $0.00
YoY Change 9.41% 7.68% 22.76% 58.02% 27.56% 15.45% -1.79% -0.88% 22.83% 8.24% 19.72% 26.79% 60.0% -2.78% 140.0% 87.5%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $15.00M $23.80M $9.800M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change -100.0% -36.97% 142.86%
Long-Term Debt Due $2.000K
YoY Change
Total Short-Term Liabilities $44.73M $33.84M $46.43M $49.40M $26.00M $12.70M $11.00M $11.20M $11.30M $9.200M $9.100M $16.00M $10.80M $3.800M $3.800M $6.200M $2.100M
YoY Change 32.17% -27.11% -6.02% 90.0% 104.72% 15.45% -1.79% -0.88% 22.83% 1.1% -43.13% 48.15% 184.21% 0.0% -38.71% 195.24%
Long-Term Debt $208.5M $211.7M $45.50M $156.5M $163.7M $250.2M $237.8M $138.9M $129.4M $125.9M $126.9M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change -1.51% 365.21% -70.92% -4.4% -34.57% 5.21% 71.2% 7.34% 2.78% -0.79%
Other Long-Term Liabilities $35.62M $43.22M $31.49M $40.80M $27.50M $22.20M $34.10M $26.70M $18.50M $17.70M $6.800M $4.300M $4.100M $3.300M $1.000M $200.0K $200.0K $100.0K
YoY Change -17.59% 37.28% -22.83% 48.36% 23.87% -34.9% 27.72% 44.32% 4.52% 160.29% 58.14% 4.88% 24.24% 230.0% 400.0% 0.0% 100.0%
Total Long-Term Liabilities $244.1M $254.9M $76.99M $197.3M $191.2M $272.4M $271.9M $165.6M $147.9M $143.6M $133.7M $4.300M $4.100M $3.300M $1.000M $200.0K $200.0K $100.0K
YoY Change -4.23% 231.1% -60.98% 3.19% -29.81% 0.18% 64.19% 11.97% 2.99% 7.4% 3009.3% 4.88% 24.24% 230.0% 400.0% 0.0% 100.0%
Total Liabilities $1.486B $1.641B $853.5M $740.2M $617.1M $651.4M $648.3M $426.3M $399.3M $416.0M $365.8M $217.0M $151.0M $94.30M $92.50M $94.60M $25.70M $100.0K
YoY Change -9.4% 92.24% 15.31% 19.95% -5.27% 0.48% 52.08% 6.76% -4.01% 13.72% 68.57% 43.71% 60.13% 1.95% -2.22% 268.09% 25600.0%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

No data

Treasury Stock Shares

No data

Stock Issuance & Repurchase

Ownership Data

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Dividends

Stock Price

Market Cap: $1.2395 Billion

About HCI Group, Inc.

HCI Group, Inc. engages in the business of property and casualty insurance, reinsurance, real estate, and information technology. The company is headquartered in Tampa, Florida and currently employs 547 full-time employees. The company went IPO on 2008-09-15. The Company’s segments include HCPCI insurance operations, TypTap Group, real estate operations, and corporate and other. HCPCI insurance operations segment includes property and casualty insurance, which provides various forms of residential insurance products such as homeowners insurance, fire insurance, flood insurance and wind-only insurance to homeowners, condominium owners and tenants, and reinsurance and other auxiliary operations, which operates through its subsidiary, Claddaugh Casualty Insurance Company Ltd. TypTap Group segment is engaged in the property and casualty insurance business, focusing on standalone flood and homeowners multi-peril policies, and is uses internally developed technology to collect and analyze claims and other supplemental data to generate savings and efficiency for its insurance operations.

Industry: Fire, Marine & Casualty Insurance Peers: AMBAC FINANCIAL GROUP INC AMERISAFE INC TIPTREE INC. DONEGAL GROUP INC Global Indemnity Group, LLC INVESTORS TITLE CO MBIA INC PROGRESSIVE CORP/OH/ UNIVERSAL INSURANCE HOLDINGS, INC. UNITED FIRE GROUP INC