Hci Group Inc
hcigroup.comHCI Group (NYSE: HCI) is a Florida-based insurance holding company that underwrites homeowners, fire, flood, and allied lines property insurance, primarily in Florida. It makes money by collecting premiums from policyholders and investing the resulting float, supplemented by fee income and technology services revenue from its subsidiary TypTap. The company's core insurance operations focus on policies assumed from Citizens Property Insurance Corporation, Florida's state-backed insurer of last resort, which has historically been its primary source of policy growth. HCI also operates Greencore Construction, a homebuilding subsidiary, and owns real estate assets. The filing is the 10-K for the fiscal year ended December 31, 2025, filed February 26, 2026. Based on the available filing excerpts, specific segment revenue figures, policy counts, and named competitors are not disclosed in the provided text.
Products & Services
Homeowners insurance, fire insurance, flood insurance, allied lines property insurance, technology-enabled insurance platform (TypTap), homebuilding and construction services (Greencore Construction), real estate holdings.
Revenue Model
Premium income from property and casualty insurance policies, investment income on the float, and technology platform fees from TypTap. Supplementary revenue from homebuilding operations through Greencore Construction.
Customers & Markets
Florida residential property owners; policies sourced in part through assumption from Citizens Property Insurance Corporation.
Geographic Exposure
Primary operations in Florida, as disclosed in the 10-K filed 2026-02-26.
Financial Snapshot
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