Huntington Bancshares Inc
huntington.comWhat Do They Do?
Provides deposit and lending services, payments, and wealth management to consumers, businesses, and other organizations.
10-K for FY2025, filed Feb 13, 2026We are a multi-state diversified regional bank holding company organized under Maryland law in 1966 and headquartered in Columbus, Ohio.…View ↗
Consumer & Regional Banking: The Consumer & Regional Banking segment provides a wide array of financial products and services to consumer…View ↗
Wealth Management has a comprehensive product offering, including private banking, wealth management, and legacy planning through…View ↗
Commercial Banking: The Commercial Banking segment provides expertise through bankers, capabilities, and digital channels, which includes a…View ↗
How Do They Make Money?
Payments and cash management is the largest listed fee source: Huntington earns card interchange fees when transactions settle and cash-management fees as services are provided. Wealth fees accrue over time; deposit and lending fees are charged over time or for specific services, while capital-markets fees are earned when a deal closes.
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10-K for FY2025, filed Feb 13, 2026
FY2025 revenue by product or service ↗
$1.6B
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10-K for FY2025, filed Feb 13, 2026
$1.6B ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Payments and cash management revenue
Mix
10-K for FY2025, filed Feb 13, 2026 |
39%
FY2022: 39%
|
Payments and cash management revenue, FY2025
$613M Sources
|
Mix |
|
Wealth and asset management revenue
Recurring
10-K for FY2025, filed Feb 13, 2026 |
26%
FY2022: 23%
|
Wealth and asset management revenue, FY2025
$408M Sources
|
Recurring |
|
Customer deposit and loan fees
Mix
10-K for FY2025, filed Feb 13, 2026 |
16%
FY2022: 18%
|
Customer deposit and loan fees, FY2025
$250M Sources
|
Mix |
|
Capital markets and advisory fees
Sold outright
10-K for FY2025, filed Feb 13, 2026 |
11%
FY2022: 8.4%
|
Capital markets and advisory fees, FY2025
$168M Sources
|
Sold outright |
|
Leasing revenue
Mix
|
0.8%
FY2022: 5.1%
|
Leasing revenue, FY2025
$12M Sources
|
Mix |
|
Insurance income
Mix
|
5.2%
FY2022: 6.0%
|
Insurance income, FY2025
$81M Sources
|
Mix |
|
Other noninterest income
|
1.9%
FY2022: 1.4%
|
Other noninterest income, FY2025
$30M Sources
|
Who Are Their Customers?
Consumers and small businesses use branches, ATMs, online and mobile banking, call centers, and partner channels; auto and dealer financing is provided through dealerships. Mid-sized and larger companies work with commercial bankers and digital channels.
10-K for FY2025, filed Feb 13, 2026Consumer & Regional Banking: The Consumer & Regional Banking segment provides a wide array of financial products and services to consumer…View ↗
Consumer Finance provides direct and indirect consumer loans, as well as dealer finance loans and deposits. Direct consumer loan products…View ↗
Commercial Banking: The Commercial Banking segment provides expertise through bankers, capabilities, and digital channels, which includes a…View ↗
Do Revenues Turn Into Profits?
Yes. Its net income in FY2025 was larger than its revenue and turned 142 cents into free cash flow.
How Are They Changing?
10-Q for Q2 FY2026, filed Jul 28, 2026
Open tableView ↗
Growing. Revenue grew 40% in 4 years, from $1.1B in FY2021 to $1.6B in FY2025, about 9% a year.
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