Navient Corporation
navient.comHow Do They Make Money?
Sources
-
10-K for FY2025, filed Feb 26, 2026
FY2025 revenue by reportable segment ↗
Revenue, FY2025
$3.1B
Sources
-
10-K for FY2025, filed Feb 26, 2026
$3.1B ↗
| Segment | Share | Revenue |
|---|---|---|
|
Consumer Lending
|
37% |
Consumer Lending, FY2025
$1.1B Sources
|
|
Federal Education Loans
|
62%
FY2022: 0.6%
|
Federal Education Loans, FY2025
$1.9B Sources
|
|
Business Processing
|
0.0%
FY2022: 99%
|
Business Processing, FY2025
$0 Sources
|
|
Other Segment
|
0.8% |
Other Segment, FY2025
$24M Sources
|
Do Revenues Turn Into Profits?
No. It lost $80M in FY2025.
10-K for FY2025, filed Feb 26, 2026
Sources
Net income, FY2025
Sources
10-K for FY2025, filed Feb 26, 2026
−$80MView ↗
▼ Now a loss
vs FY2024 ($131M, 48%)
How Are They Changing?
Since the FY2025 annual report
Latest quarter: Q2 FY2026, the three months to Jun 30, 2026
Federal Education Loans share of revenue
vs 63.4% in Q2 FY2025
Sources
10-Q for Q2 FY2026, filed Aug 7, 2026
Open tableView ↗
Growing. Revenue grew 6.1x in 4 years, from $507M in FY2021 to $3.1B in FY2025, about 57% a year.
Revenue over time
Consumer Lending
Federal Education Loans
Business Processing
Other Segment
$5B$2.5B$0
$1.1B
$1.9B
100%50%0%
96%
99%
100%
100%
37%
62%
Loading...
Comments
