Old Republic International Corp
oldrepublic.comWhat Do They Do?
Underwrites commercial property and liability insurance for businesses, governments and institutions, and provides title insurance and related services.
10-K for FY2025, filed Feb 26, 2026(a) General Description of Business. Old Republic International Corporation is a Chicago-based holding company engaged in the business of…View ↗
Old Republic's Specialty Insurance segment is best characterized as a commercial lines insurance business with a strong focus on lines of…View ↗
The Company is engaged in the business of insurance underwriting and related services. It conducts its business through a number of…View ↗
How Do They Make Money?
Specialty customers buy mostly annual insurance policies, and Old Republic earns premiums across the policy period. Title premiums are earned at closing, closing-service fees when services are completed, and independent title-agent premiums when received.
10-K for FY2025, filed Feb 26, 2026
-
10-K for FY2025, filed Feb 26, 2026
FY2025 revenue by reportable segment (Net investment income) ↗
$9.1B
-
10-K for FY2025, filed Feb 26, 2026
$9.1B ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Specialty Insurance Group
Recurring
10-K for FY2025, filed Feb 26, 2026 |
86% |
Specialty Insurance Group, FY2025
$611.7M Sources
|
Recurring |
|
Title Insurance Group
Sold outright
10-K for FY2025, filed Feb 26, 2026 |
9.8% |
Title Insurance Group, FY2025
$69.6M Sources
|
Sold outright |
|
Corporate & Other
|
13% |
Corporate & Other, FY2025
$91.5M Sources
|
Who Are Their Customers?
Specialty Insurance serves businesses, governments and other institutions, with most premiums produced through independent agencies or brokerages and the rest through direct sales. Title insurance is handled through Old Republic's branches and wholly owned agencies, as well as independent title agents.
10-K for FY2025, filed Feb 26, 2026Old Republic's Specialty Insurance segment is best characterized as a commercial lines insurance business with a strong focus on lines of…View ↗
Approximately 95% of Specialty Insurance premiums are produced through independent agency or brokerage channels, while the remaining 5% is…View ↗
Title Insurance premium and fee revenues stemming from the Company's direct operations (which include branch offices of its title insurers…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 10 cents of every revenue dollar as net income in FY2025.
10-K for FY2025, filed Feb 26, 2026
10-K for FY2025, filed Feb 26, 2026
$935.4MView ↗
How Are They Changing?
- Net income
-
Sources
10-Q for Q2 FY2026, filed Jul 31, 2026
$322.3MView ↗
- ▲ +58%
- vs $204.4M in Q2 FY2025
10-Q for Q2 FY2026, filed Jul 31, 2026
Open tableView ↗
-
Jul 1, 2026
Everett Cash Mutual members approved Old Republic's acquisition
Approval covered conversion to a stock insurer and acquisition of ECM Group; completion was to follow filing ECM's amended certificate.
Sources
8-K, filed Jul 1, 2026
On June 30, 2026, Old Republic International Corporation (“ORI”) announced the results of the special meeting of the members of Everett…View ↗
Flat. Revenue was $9.1B in FY2025, about the same as the $9.3B of FY2021.
RFIG Run-off sold
The older report listed RFIG Run-off as a separate segment. The latest says Old Republic sold the business and included its results in Corporate & Other through the sale.
10-K for FY2022, filed Feb 24, 2023 10-K for FY2025, filed Feb 26, 2026(a) General Description of Business. Old Republic International Corporation is a Chicago based holding company engaged in the single…View ↗
(a) General Description of Business. Old Republic International Corporation is a Chicago-based holding company engaged in the business of…View ↗
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