Old Republic International Corp - Understand $ori stock

$ORI Market Cap: $9.686 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$8.005B

TTM

Gross Margin

63.47%

TTM

Net Earnings

$938.0M

TTM

Current Assets

Current Liabilities

$509.8M

Q3 2024

Current Ratio

Total Assets

$28.84B

Q3 2024

Total Liabilities

$22.40B

Q3 2024

Book Value

$6.445B

Q3 2024

Cash

$525.2M

Q3 2024

P/E

10.33

Nov 29, 2024 EST

Free Cash Flow

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984
Revenue	$7.382B	$8.347B	$9.342B	$7.166B	$7.461B	$6.259B	$6.263B	$5.901B	$5.766B	$5.531B	$5.443B	$4.970B	$4.646B	$4.103B	$3.804B	$3.238B	$4.091B	$3.794B	$3.806B	$3.492B	$3.286B	$2.756B	$2.373B	$2.071B	$2.102B	$2.172B	$1.963B	$1.804B	$1.696B	$1.679B	$1.736B	$1.617B	$1.374B	$1.242B	$1.182B	$1.107B	$1.105B	$1.174B	$900.2M	$522.3M
YoY Change	-11.56%	-10.65%	30.36%	-3.95%	19.2%	-0.07%	6.15%	2.33%	4.26%	1.62%	9.51%	6.99%	13.23%	7.86%	17.48%	-20.86%	7.82%	-0.31%	9.0%	6.26%	19.21%	16.14%	14.62%	-1.49%	-3.21%	10.65%	8.82%	6.36%	1.01%	-3.3%	7.37%	17.65%	10.62%	5.13%	6.74%	0.24%	-5.89%	30.37%	72.35%	28.27%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984
Revenue	$7.382B	$8.347B	$9.342B	$7.166B	$7.461B	$6.259B	$6.263B	$5.901B	$5.766B	$5.531B	$5.443B	$4.970B	$4.646B	$4.103B	$3.804B	$3.238B	$4.091B	$3.794B	$3.806B	$3.492B	$3.286B	$2.756B	$2.373B	$2.071B	$2.102B	$2.172B	$1.963B	$1.804B	$1.696B	$1.679B	$1.736B	$1.617B	$1.374B	$1.242B	$1.182B	$1.107B	$1.105B	$1.174B	$900.2M	$522.3M
Cost Of Revenue	$2.580B	$2.428B	$2.398B	$2.473B	$2.545B	$2.441B	$2.459B	$2.330B	$2.441B	$2.500B	$2.223B	$2.747B	$2.749B	$2.266B	$2.591B
Gross Profit	$4.802B	$5.919B	$6.943B	$4.694B	$4.915B	$3.818B	$3.804B	$3.571B	$3.325B	$3.031B	$3.220B	$2.223B	$1.897B	$1.837B	$1.213B
Gross Profit Margin	65.05%	70.91%	74.33%	65.5%	65.88%	61.0%	60.74%	60.52%	57.66%	54.8%	59.16%	44.72%	40.83%	44.77%	31.88%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984
Selling, General & Admin	$3.844B	$4.719B	$22.70M	$18.90M	$27.30M	$19.80M	$19.50M	$18.10M	$17.90M	$14.40M	$15.20M	$17.90M	$15.60M	$12.10M	$7.800M	$15.20M	$9.300M	$7.300M	$5.300M	$2.200M	$15.10M	-$400.0K	-$400.0K	$900.0K	$3.100M	$300.0K	-$200.0K	$0.00	$7.500M	$7.600M	-$6.400M	$42.40M	$28.30M	$4.700M	$37.50M	$16.40M	$12.30M	$30.30M	$28.60M	$8.500M
YoY Change	-18.55%	20689.43%	20.11%	-30.77%	37.88%	1.54%	7.73%	1.12%	24.31%	-5.26%	-15.08%	14.74%	28.93%	55.13%	-48.68%	63.44%	27.4%	37.74%	140.91%	-85.43%	-3875.0%	0.0%	-144.44%	-70.97%	933.33%	-250.0%		-100.0%	-1.32%	-218.75%	-115.09%	49.82%	502.13%	-87.47%	128.66%	33.33%	-59.41%	5.94%	236.47%	136.11%
% of Gross Profit	80.04%	79.73%	0.33%	0.4%	0.56%	0.52%	0.51%	0.51%	0.54%	0.48%	0.47%	0.81%	0.82%	0.66%	0.64%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$33.00M	$28.30M	$27.20M	$26.90M	$26.80M	$27.60M	$27.20M	$29.60M	$26.60M	$26.10M	$23.80M	$23.90M	$21.90M	$18.20M	$15.20M																$0.00	$0.00
YoY Change	16.61%	4.04%	1.12%	0.37%	-2.9%	1.47%	-8.11%	11.28%	1.92%	9.66%	-0.42%	9.13%	20.33%	19.74%
% of Gross Profit	0.69%	0.48%	0.39%	0.57%	0.55%	0.72%	0.72%	0.83%	0.8%	0.86%	0.74%	1.08%	1.15%	0.99%	1.25%
Operating Expenses	$6.440B	$7.159B	$7.363B	$6.434B	$6.098B	$5.778B	$5.474B	$5.164B	$5.092B	$4.895B	$4.748B	$5.063B	$4.819B	$4.043B	$4.053B	$4.054B	$3.705B	$3.104B	$3.049B	$2.832B	$2.598B	$2.187B	$1.851B	$1.623B	$1.770B	$1.690B	$1.523B	$1.445B	$1.353B	$1.453B	$1.493B	$1.366B	$1.199B	$1.110B	$1.063B	$1.069B	$1.005B	$1.088B	$838.6M	$446.9M
YoY Change	-10.05%	-2.77%	14.45%	5.5%	5.53%	5.55%	6.01%	1.41%	4.02%	3.11%	-6.21%	5.06%	19.19%	-0.24%	-0.03%	9.41%	19.36%	1.81%	7.67%	9.02%	18.78%	18.18%	14.02%	-8.33%	4.73%	11.01%	5.35%	6.85%	-6.89%	-2.68%	9.28%	13.93%	8.06%	4.44%	-0.56%	6.3%	-7.64%	29.78%	87.65%	30.79%
Operating Profit	-$1.638B	-$1.240B	-$419.9M	-$1.740B	-$1.183B	-$1.961B	-$1.671B	-$1.594B	-$1.767B	-$1.865B	-$1.528B	-$2.840B	-$2.922B	-$2.207B	-$2.840B
YoY Change	32.08%	195.36%	-75.87%	47.12%	-39.67%	17.36%	4.83%	-9.84%	-5.22%	22.02%	-46.19%	-2.81%	32.43%	-22.31%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995
Interest Expense	-$194.4M	-$330.1M	$694.9M	-$199.9M	$559.5M	-$336.0M	-$63.00M	-$50.20M	-$41.90M	-$25.60M	-$21.60M	-$36.20M	-$63.40M	-$32.00M	-$24.20M	-$2.700M	-$7.300M	-$9.900M	-$9.500M	-$8.900M	-$8.100M	-$8.500M	-$18.90M	-$21.20M	-$14.50M	-$14.30M	-$13.40M	-$16.00M	-$26.90M
YoY Change	-41.11%	-147.5%	-447.62%	-135.73%	-266.52%	433.33%	25.5%	19.81%	63.67%	18.52%	-40.33%	-42.9%	98.13%	32.23%	796.3%	-63.01%	-26.26%	4.21%	6.74%	9.88%	-4.71%	-55.03%	-10.85%	46.21%	1.4%	6.72%	-16.25%	-40.52%
% of Operating Profit
Other Income/Expense, Net	-$100.0K			-$100.0K			-$300.0K	-$100.0K	-$200.0K	-$300.0K	-$300.0K
YoY Change							200.0%	-50.0%	-33.33%	0.0%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984
Pretax Income	$747.4M	$857.4M	$1.922B	$688.4M	$1.322B	$438.1M	$725.4M	$686.0M	$631.8M	$609.4M	$672.9M	-$128.5M	-$236.7M	$27.60M	-$273.6M	-$819.1M	$378.3M	$680.0M	$747.3M	$650.9M	$680.1M	$561.0M	$504.0M	$426.5M	$317.0M	$467.0M	$426.5M	$342.2M	$316.0M	$225.9M	$243.2M	$250.8M	$175.2M	$132.7M	$119.3M	$38.70M	$99.30M	$85.30M	$61.60M	$75.40M
YoY Change	-12.83%	-55.39%	179.21%	-47.94%	201.85%	-39.61%	5.74%	8.58%	3.68%	-9.44%	-623.66%	-45.71%	-957.61%	-110.09%	-66.6%	-316.52%	-44.37%	-9.01%	14.81%	-4.29%	21.23%	11.31%	18.17%	34.54%	-32.12%	9.5%	24.63%	8.29%	39.88%	-7.11%	-3.03%	43.15%	32.03%	11.23%	208.27%	-61.03%	16.41%	38.47%	-18.3%	15.11%
Income Tax	$148.7M	$170.9M	$387.7M	$129.7M	$265.9M	$67.50M	$164.8M	$219.0M	$209.6M	$199.7M	$225.0M	-$59.80M	-$96.10M	-$2.500M	-$174.4M	-$260.8M	$105.9M	$215.2M	$195.9M	$215.9M	$219.9M	$167.7M	$159.7M	$131.0M	$92.90M	$145.9M	$129.2M	$108.5M	$103.6M	$73.40M	$78.00M	$75.00M	$45.20M	$28.90M	$21.20M	-$9.900M	-$2.800M	$11.10M	$3.900M	$14.40M
% Of Pretax Income	19.9%	19.93%	20.17%	18.84%	20.11%	15.41%	22.72%	31.92%	33.18%	32.77%	33.44%			-9.06%			27.99%	31.65%	26.21%	33.17%	32.33%	29.89%	31.69%	30.72%	29.31%	31.24%	30.29%	31.71%	32.78%	32.49%	32.07%	29.9%	25.8%	21.78%	17.77%	-25.58%	-2.82%	13.01%	6.33%	19.1%
Net Earnings	$598.6M	$686.4M	$1.534B	$558.6M	$1.056B	$370.5M	$560.5M	$466.9M	$422.1M	$409.7M	$447.8M	-$68.60M	-$140.5M	$30.10M	-$99.10M	-$558.3M	$272.4M	$464.8M	$551.4M	$434.8M	$459.8M	$392.9M	$346.9M	$297.5M	$226.8M	$323.7M	$297.9M	$230.2M	$212.6M	$151.1M	$174.9M	$174.9M	$131.0M	$104.5M	$98.10M	$48.60M	$102.1M	$64.50M	$19.90M	$61.00M
YoY Change	-12.79%	-55.26%	174.67%	-47.12%	185.13%	-33.9%	20.05%	10.61%	3.03%	-8.51%	-752.77%	-51.17%	-566.78%	-130.37%	-82.25%	-304.96%	-41.39%	-15.71%	26.82%	-5.44%	17.03%	13.26%	16.61%	31.17%	-29.94%	8.66%	29.41%	8.28%	40.7%	-13.61%	0.0%	33.51%	25.36%	6.52%	101.85%	-52.4%	58.29%	224.12%	-67.38%	21.27%
Net Earnings / Revenue	8.11%	8.22%	16.42%	7.8%	14.16%	5.92%	8.95%	7.91%	7.32%	7.41%	8.23%	-1.38%	-3.02%	0.73%	-2.61%	-17.24%	6.66%	12.25%	14.49%	12.45%	13.99%	14.25%	14.62%	14.37%	10.79%	14.91%	15.18%	12.76%	12.54%	9.0%	10.07%	10.82%	9.53%	8.41%	8.3%	4.39%	9.24%	5.5%	2.21%	11.68%
Basic Earnings Per Share	$2.12	$2.28	$5.08	$1.87	$3.52	$1.26	$2.14	$1.80	$1.63	$1.58	$1.74	-$0.27	-$0.55	$0.13	-$0.42
Diluted Earnings Per Share	$2.10	$2.260M	$5.05	$1.87	$3.51	$1.24	$1.92	$1.62	$1.48	$1.44	$1.57	-$0.27	-$0.55	$0.13	-$0.42	-$2.412M	$1.170M	$1.995M	$2.376M	$1.884M	$2.007M	$1.724M	$1.538M	$1.320M	$931.8K	$1.241M	$1.121M	$864.8K	$811.8K	$580.9K	$674.0K	$711.0K	$549.7K	$446.2K	$421.2K	$227.6K	$456.0K	$284.3K	$100.5K	$357.1K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets													$1.000M	$103.0M	$221.0M	$463.0M	$537.0M	$468.0M	$546.0M
YoY Change													-99.03%	-53.39%	-52.27%	-13.78%	14.74%	-14.29%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets												$220.0M	$191.0M	$193.0M	$228.0M	$504.0M	$543.0M	$484.0M	$546.0M		$16.00M	$1.000M			$1.000M					$77.00M	$83.00M	$77.00M	$104.0M	$87.00M	$79.00M	$53.00M	$20.00M		$35.00M	$8.000M
YoY Change												15.18%	-1.04%	-15.35%	-54.76%	-7.18%	12.19%	-11.36%			1500.0%									-7.23%	7.79%	-25.96%	19.54%	10.13%	49.06%	165.0%			337.5%
Property, Plant & Equipment
YoY Change
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$16.19B	$3.359B	$16.58B	$15.33B	$14.36B	$13.02B	$13.33B	$12.78B	$11.25B	$11.09B	$10.89B	$10.62B	$10.51B	$10.27B	$9.705B	$8.700B	$8.776B	$8.078B	$7.246B	$7.432B	$6.775B	$6.089B	$5.500B	$5.067B	$4.770B	$4.896B	$4.767B	$4.458B	$4.366B	$3.852B	$3.671B	$3.279B	$2.922B	$2.572B	$2.401B	$2.271B	$2.092B	$1.931B	$1.606B	$1.083B
YoY Change	381.92%	-79.74%	8.13%	6.76%	10.26%	-2.31%	4.35%	13.53%	1.5%	1.85%	2.5%	1.04%	2.35%	5.83%	11.55%	-0.87%	8.64%	11.48%	-2.5%	9.7%	11.27%	10.71%	8.55%	6.23%	-2.57%	2.71%	6.93%	2.11%	13.34%	4.93%	11.95%	12.22%	13.61%	7.12%	5.72%	8.56%	8.34%	20.24%	48.29%
Other Assets	$194.8M							$0.00	$155.0M	$37.00M	$48.00M
YoY Change								-100.0%	318.92%	-22.92%
Total Long-Term Assets												$16.01B	$15.86B	$15.69B	$13.96B	$12.76B	$12.75B	$12.13B	$11.00B		$9.696B	$8.714B			$6.937B					$6.186B	$6.015B	$4.064B	$3.609B	$3.241B	$3.044B	$2.952B	$2.777B		$2.226B	$1.428B
YoY Change												0.93%	1.08%	12.38%	9.4%	0.11%	5.11%	10.28%			11.27%									2.84%	48.01%	12.61%	11.35%	6.47%	3.12%	6.3%			55.88%
Total Assets	$26.50B	$25.16B	$24.98B	$22.82B	$21.08B	$19.33B	$19.40B	$18.59B	$17.10B	$16.99B	$16.53B	$16.23B	$16.05B	$15.88B	$14.19B	$13.27B	$13.29B	$12.61B	$11.54B	$10.57B	$9.712B	$8.715B	$7.920B	$7.281B	$6.938B	$7.020B	$6.923B	$6.656B	$6.594B	$6.263B	$6.098B	$4.141B	$3.713B	$3.328B	$3.123B	$3.005B	$2.797B	$2.628B	$2.261B	$1.436B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$533.8M	$514.8M	$573.5M	$668.0M	$663.0M	$536.0M	$655.0M	$517.0M	$452.0M	$455.0M	$410.0M	$511.0M	$457.0M	$424.0M	$266.0M	$265.0M	$226.0M	$244.0M	$357.0M	$244.0M	$206.0M	$195.0M	$173.0M	$147.0M	$147.0M	$146.0M	$128.0M	$115.0M	$122.0M	$106.0M	$121.0M	$97.00M	$88.00M	$76.00M	$57.00M	$59.00M	$45.00M	$76.00M	$68.00M	$57.00M
YoY Change	3.69%	-10.24%	-14.15%	0.75%	23.69%	-18.17%	26.69%	14.38%	-0.66%	10.98%	-19.77%	11.82%	7.78%	59.4%	0.38%	17.26%	-7.38%	-31.65%	46.31%	18.45%	5.64%	12.72%	17.69%	0.0%	0.68%	14.06%	11.3%	-5.74%	15.09%	-12.4%	24.74%	10.23%	15.79%	33.33%	-3.39%	31.11%	-40.79%	11.76%	19.3%
Long-Term Debt	$1.591B	$1.597B	$1.589B	$966.0M	$974.0M	$981.0M	$1.449B	$1.529B	$953.0M	$965.0M	$569.0M	$573.0M	$913.0M	$475.0M	$347.0M	$233.0M	$64.00M	$144.0M	$143.0M	$143.0M	$138.0M	$142.0M	$159.0M	$238.0M	$208.0M	$145.0M	$143.0M	$154.0M	$321.0M	$315.0M	$283.0M	$278.0M	$248.0M	$221.0M	$212.0M	$212.0M	$134.0M	$120.0M	$125.0M	$79.00M
YoY Change	-0.36%	0.54%	64.44%	-0.82%	-0.71%	-32.3%	-5.23%	60.44%	-1.24%	69.6%	-0.7%	-37.24%	92.21%	36.89%	48.93%	264.06%	-55.56%	0.7%	0.0%	3.62%	-2.82%	-10.69%	-33.19%	14.42%	43.45%	1.4%	-7.14%	-52.02%	1.9%	11.31%	1.8%	12.1%	12.22%	4.25%	0.0%	58.21%	11.67%	-4.0%	58.23%
Other Long-Term Liabilities	$1.387B	$1.076B	$633.6M	$868.0M	$475.0M	$289.0M	$586.0M	$303.0M	$254.0M	$216.0M	$209.0M	$239.0M	$279.0M	$239.0M	$179.0M	$152.0M	$149.0M	$139.0M	$124.0M	$123.0M	$101.0M	$92.00M	$88.00M	$95.00M	$83.00M	$107.0M	$93.00M	$77.00M	$99.00M	$91.00M	$93.00M	$78.00M	$65.00M	$59.00M	$65.00M	$67.00M	$92.00M	$115.0M	$101.0M	$18.00M
YoY Change	28.98%	69.76%	-27.0%	82.74%	64.36%	-50.68%	93.4%	19.29%	17.59%	3.35%	-12.55%	-14.34%	16.74%	33.52%	17.76%	2.01%	7.19%	12.1%	0.81%	21.78%	9.78%	4.55%	-7.37%	14.46%	-22.43%	15.05%	20.78%	-22.22%	8.79%	-2.15%	19.23%	20.0%	10.17%	-9.23%	-2.99%	-27.17%	-20.0%	13.86%	461.11%
Total Long-Term Liabilities	$2.979B	$2.673B	$2.222B	$1.834B	$1.449B	$1.270B	$2.035B	$1.832B	$1.207B	$1.181B	$778.0M	$812.0M	$1.192B	$714.0M	$526.0M	$385.0M	$213.0M	$283.0M	$267.0M	$266.0M	$239.0M	$234.0M	$247.0M	$333.0M	$291.0M	$252.0M	$236.0M	$231.0M	$420.0M	$406.0M	$376.0M	$356.0M	$313.0M	$280.0M	$277.0M	$279.0M	$226.0M	$235.0M	$226.0M	$97.00M
YoY Change	11.45%	20.27%	21.16%	26.57%	14.09%	-37.59%	11.08%	51.78%	2.2%	51.8%	-4.19%	-31.88%	66.95%	35.74%	36.62%	80.75%	-24.73%	5.99%	0.38%	11.3%	2.14%	-5.26%	-25.83%	14.43%	15.48%	6.78%	2.16%	-45.0%	3.45%	7.98%	5.62%	13.74%	11.79%	1.08%	-0.72%	23.45%	-3.83%	3.98%	132.99%
Total Liabilities	$20.09B	$18.99B	$18.09B	$16.63B	$15.08B	$14.18B	$14.67B	$14.12B	$13.22B	$13.06B	$12.76B	$12.63B	$12.28B	$11.76B	$10.30B	$9.526B	$8.749B	$8.243B	$7.519B	$6.705B	$6.159B	$5.560B	$5.136B	$4.842B	$4.739B	$4.714B	$4.770B	$4.735B	$4.909B	$4.858B	$4.764B	$2.976B	$2.751B	$2.539B	$2.427B	$2.413B	$2.206B	$2.112B	$1.787B	$1.078B
YoY Change	5.78%	5.0%	8.78%	10.3%	6.31%	-3.33%	3.9%	6.8%	1.2%	2.39%	1.01%	2.88%	4.4%	14.2%	8.11%	8.88%	6.14%	9.63%	12.14%	8.87%	10.77%	8.26%	6.07%	2.17%	0.53%	-1.17%	0.74%	-3.54%	1.05%	1.97%	60.08%	8.18%	8.35%	4.61%	0.58%	9.38%	4.45%	18.19%	65.77%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Basic Shares Outstanding	282.7M shares	301.7M shares	301.9M shares	298.4M shares	299.9M shares	294.2M shares	262.1M shares	259.4M shares	259.5M shares	258.6M shares	257.4M shares	255.8M shares	255.0M shares	241.1M shares	235.7M shares
Diluted Shares Outstanding	285.5M shares	303.3M shares	303.7M shares	298.9M shares	301.2M shares	301.0M shares	299.4M shares	296.4M shares	296.1M shares	295.1M shares	293.7M shares	255.8M shares	255.0M shares	241.3M shares	235.7M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $9.6859 Billion

About OLD REPUBLIC INTERNATIONAL CORP

Old Republic International Corp. is a holding company, which engages in the business of insurance underwriting. The company is headquartered in Chicago, Illinois and currently employs 9,200 full-time employees. The firm is engaged in the business of insurance underwriting and related services. The company operates through three segments: General Insurance (property and liability insurance), Title Insurance, and Republic Financial Indemnity Group (RFIG) Run-off. Its General Insurance provides property and liability insurance primarily to commercial clients. Title Insurance consists of the issuance of policies to real estate purchasers and investors based upon searches of the public records which contain information concerning interests in real property. The policies insure against losses arising out of defects, liens, and encumbrances. RFIG Run-off segment offers private mortgage insurance, which protects mortgage lenders and investors from default-related losses on residential mortgage loans made primarily to homebuyers. The RFIG Run-off mortgage guaranty operations insures only first mortgage loans, primarily on residential properties.

Industry: Surety Insurance Peers: AMERICAN FINANCIAL GROUP INC CNA FINANCIAL CORP ERIE INDEMNITY CO Fidelity National Financial, Inc. First American Financial Corp Kinsale Capital Group, Inc. LOEWS CORP RLI CORP PROGRESSIVE CORP/OH/ SELECTIVE INSURANCE GROUP INC