Financial Snapshot

Revenue
$1.496B
TTM
Gross Margin
49.71%
TTM
Net Earnings
$409.1M
TTM
Current Assets
Current Liabilities
$39.78M
Q3 2024
Current Ratio
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$1.435B
Q3 2024
Cash
Q3 2024
P/E
28.34
Nov 29, 2024 EST
Free Cash Flow
$960.6M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue $1.224B $819.2M $639.8M $459.9M $315.9M $222.1M $186.8M $141.6M $80.60M $63.68M
YoY Change 49.47% 28.04% 39.12% 45.59% 42.22% 18.92% 31.89% 75.71% 26.57% 31.29%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue $1.224B $819.2M $639.8M $459.9M $315.9M $222.1M $186.8M $141.6M $80.60M $63.68M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Selling, General & Admin $85.70M $64.80M $48.90M $35.90M $27.80M $19.70M $17.70M $18.70M $9.800M
YoY Change 32.25% 32.52% 36.21% 29.14% 41.12% 11.3% -5.35% 24.05%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $123.5M $101.0M $78.63M $57.93M $39.43M $29.42M $24.15M $9.967M $7.390M $5.946M
YoY Change 22.23% 28.48% 35.73% 46.92% 34.02% 21.86% 142.25% 34.87% 24.29% 1386.5%
% of Gross Profit
Operating Expenses $830.3M $619.9M $451.0M $359.5M $239.8M $181.6M $148.3M $102.1M $47.00M $44.20M
YoY Change 33.94% 37.46% 25.45% 49.92% 32.05% 22.45% 45.25% 117.23% 6.33% 21.43%
Operating Profit
YoY Change

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Interest Expense $4.976M -$4.284M $22.80M $16.90M $12.40M $1.300M $1.200M $1.000M
YoY Change -216.15% -118.79% 34.91% 36.29% 8.33% 20.0%
% of Operating Profit
Other Income/Expense, Net $942.0K $721.0K $1.663M $1.375M $57.00K $168.0K $429.0K $2.567M $1.992M $1.644M
YoY Change 30.65% -56.64% 20.95% 2312.28% -66.07% -60.84% -83.29% 28.87% 21.17%

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Pretax Income $384.0M $195.6M $188.8M $100.4M $76.05M $40.48M $38.52M $39.54M $33.56M $19.47M
YoY Change 96.36% 3.58% 88.02% 32.03% 87.87% 5.09% -2.57% 17.82% 72.33% 60.93%
Income Tax $75.92M $36.45M $36.14M $11.99M $12.74M $6.693M $13.62M $13.37M $11.28M $6.500M
% Of Pretax Income 19.77% 18.64% 19.14% 11.94% 16.75% 16.53% 35.36% 33.81% 33.63% 33.38%
Net Earnings $308.1M $159.1M $152.7M $88.42M $63.32M $33.79M $24.90M $26.17M $22.27M $12.97M
YoY Change 93.63% 4.23% 72.65% 39.65% 87.4% 35.69% -4.84% 17.48% 71.69% 5.47%
Net Earnings / Revenue 25.16% 19.42% 23.86% 19.23% 20.04% 15.21% 13.33% 18.48% 27.64% 20.37%
Basic Earnings Per Share $13.37 $6.97 $6.73 $3.96 $2.94 $1.60 $1.19
Diluted Earnings Per Share $13.22 $6.88 $6.62 $3.87 $2.86 $1.56 $1.16 $1.248M $1.062M $619.0K

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $126.7M $156.3M $121.0M $77.10M $100.4M $75.10M $81.70M $50.80M $24.50M $24.00M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $14.79M $129.9M $49.30M $46.20M $23.50M
YoY Change -88.61% 163.44% 6.7% 96.6%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $2.952B $1.954B $1.565B $1.212B $807.8M $568.0M $479.3M $429.6M $344.1M $268.3M
YoY Change 51.09% 24.88% 29.15% 49.98% 42.22% 18.51% 11.57% 24.85% 28.25%
Other Assets $55.70M $56.98M $2.109M $0.00 $3.400M $7.200M $2.500M $6.600M $6.800M $5.100M
YoY Change -2.25% 2601.9% -100.0% -52.78% 188.0% -62.12% -2.94% 33.33%
Total Long-Term Assets
YoY Change
Total Assets $3.773B $2.747B $2.026B $1.547B $1.091B $773.1M $667.8M $614.4M $545.3M $437.6M
YoY Change
Accounts Payable $44.92M $31.36M $23.25M $13.70M $12.40M $7.100M $6.500M $8.800M $7.400M $4.900M
YoY Change 43.24% 34.89% 69.71% 10.48% 74.65% 9.23% -26.14% 18.92% 51.02%
Accrued Expenses $900.0K
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $29.60M $27.50M
YoY Change -100.0% 7.64%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $44.92M $31.36M $23.25M $13.70M $13.30M $7.100M $6.500M $8.800M $37.00M $32.40M
YoY Change 43.24% 34.89% 69.71% 3.01% 87.32% 9.23% -26.14% -76.22% 14.2%
Long-Term Debt $183.8M $195.7M $42.70M $42.60M $16.70M $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change -6.08% 358.47% 0.23% 155.09%
Other Long-Term Liabilities $15.57M $4.462M $15.19M $100.0K $100.0K $0.00 $1.100M $700.0K $2.400M $6.000M
YoY Change 248.86% -70.62% 15088.0% 0.0% -100.0% 57.14% -70.83% -60.0%
Total Long-Term Liabilities $199.4M $200.2M $57.88M $42.70M $16.80M $0.00 $1.100M $700.0K $2.400M $6.000M
YoY Change -0.4% 245.88% 35.56% 154.17% -100.0% 57.14% -70.83% -60.0%
Total Liabilities $2.686B $2.002B $1.326B $970.7M $684.7M $509.1M $429.7M $404.2M $431.8M $345.0M
YoY Change 34.19% 50.92% 36.64% 41.77% 34.49% 18.48% 6.31% -6.39% 25.16%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $11.595 Billion

About Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc. is a property and casualty insurance company, which focuses exclusively on the excess and surplus lines market in the U.S., where it can use its underwriting expertise to write coverages for hard-to-place, small business risks, and personal lines risks. The company is headquartered in Richmond, Virginia and currently employs 561 full-time employees. The company went IPO on 2016-07-28. The firm markets and sells insurance products in approximately 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the United States Virgin Islands primarily through a network of independent insurance brokers. The company writes an array of insurance coverages for risks that are unusual or hard to place in the standard insurance market. Its commercial lines offerings include commercial property, excess casualty, small business casualty, construction, general casualty, allied health, products liability, small business property, life sciences, entertainment, energy, professional liability, management liability, environmental, excess professional, health care, public entity, commercial auto, inland marine, aviation, ocean marine, product recall, and railroad. The company also writes homeowners coverage in the personal lines market.

Industry: Fire, Marine & Casualty Insurance Peers: HANOVER INSURANCE GROUP, INC. AMERICAN FINANCIAL GROUP INC CNA FINANCIAL CORP ERIE INDEMNITY CO Fidelity National Financial, Inc. First American Financial Corp OLD REPUBLIC INTERNATIONAL CORP RLI CORP PROGRESSIVE CORP/OH/ SELECTIVE INSURANCE GROUP INC