Financial Snapshot

Revenue
$778.7M
TTM
Gross Margin
28.63%
TTM
Net Earnings
$40.42M
TTM
Current Assets
Q3 2024
Current Liabilities
Q3 2024
Current Ratio
431.12%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$468.8M
Q3 2024
Cash
Q3 2024
P/E
115.1
Nov 29, 2024 EST
Free Cash Flow
$33.37M
TTM

Revenues

Revenues

Loading...

Revenue YoY Change

Loading...

Revenues

Concept 2023 2022 2021 2020 2019
Revenue $614.5M $497.0M $395.5M $301.8M $235.8M
YoY Change 23.64% 25.66% 31.07% 27.99%

Expenses

Cost Of Revenues

Loading...

Gross Profit

Loading...

Gross Profit Margin

Loading...

Gross Profit

Concept 2023 2022 2021 2020 2019
Revenue $614.5M $497.0M $395.5M $301.8M $235.8M
Cost Of Revenue $432.1M $347.3M $274.1M $209.1M $161.3M
Gross Profit $182.3M $149.7M $121.4M $92.63M $74.43M
Gross Profit Margin 29.67% 30.12% 30.69% 30.69% 31.57%

Selling, General & Admin Expense

Loading...

Research & Development

Loading...

Depreciation, Depletion & Amortization

Loading...

SGA Expense to Gross Profit Ratio

Loading...

R&D To Gross Profit Ratio

Loading...

DDA To Gross Profit Ratio

Loading...

Operating Expenses Total

Loading...

Operating Profits/Loss

Loading...

Operational Expenses

Concept 2023 2022 2021 2020 2019
Selling, General & Admin $120.0M $111.4M $76.89M $49.69M $38.20M
YoY Change 7.69% 44.94% 54.73% 30.08%
% of Gross Profit 65.81% 74.45% 63.34% 53.64% 51.32%
Research & Development $44.25M $41.22M $34.12M $24.51M $17.86M
YoY Change 7.35% 20.8% 39.22% 37.2%
% of Gross Profit 24.27% 27.54% 28.11% 26.46% 24.0%
Depreciation & Amortization $30.60M $24.06M $13.30M $8.069M $6.001M
YoY Change 27.17% 80.99% 64.77% 34.46%
% of Gross Profit 16.78% 16.08% 10.95% 8.71% 8.06%
Operating Expenses $164.2M $152.7M $111.0M $74.20M $56.06M
YoY Change 7.6% 37.52% 49.61% 32.35%
Operating Profit $18.09M -$2.976M $10.37M $18.43M $18.37M
YoY Change -707.96% -128.69% -43.71% 0.31%

Interest Expenses

Loading...

Interest Expenses To Operating Income %

Loading...

Other Expense/Income

Loading...

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019
Interest Expense $7.019M $1.663M -$6.000K $52.00K $106.0K
YoY Change 322.07% -27816.67% -111.54% -50.94%
% of Operating Profit 38.79% -0.06% 0.28% 0.58%
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Loading...

Income Tax

Loading...

Net Profits/Loss

Loading...

Pretax Income YoY Change

Loading...

Income Tax Rate

Loading...

Net Profits/Loss YoY Change

Loading...

Basic EPS

Loading...

Net Income To Revenue Ratio

Loading...

Pretax & Net Income

Concept 2023 2022 2021 2020 2019
Pretax Income $25.12M -$1.308M $10.37M $18.36M $18.48M
YoY Change -2020.8% -112.62% -43.55% -0.62%
Income Tax $2.802M -$795.0K $1.066M $4.653M $4.782M
% Of Pretax Income 11.15% 10.28% 25.34% 25.88%
Net Earnings $22.32M -$513.0K $9.300M $13.71M $13.70M
YoY Change -4451.27% -105.52% -32.17% 0.1%
Net Earnings / Revenue 3.63% -0.1% 2.35% 4.54% 5.81%
Basic Earnings Per Share $0.18 $0.00 $0.06 $0.08 $0.09
Diluted Earnings Per Share $0.18 $0.00 $0.06 $0.08 $0.08

Assets & Liabilities

Cash & Short-Term Investments

Loading...

Cash & Equivalents

Loading...

Cash To Operating Expenses Ratio

Loading...

Inventory

Loading...

Receivables

Loading...

Total Short-Term Assets

Loading...

Property, Plant And Equipment

Loading...

Long-Term Investments

Loading...

Total Long-Term Assets

Loading...

Total Assets

Loading...

Net Income To Total Assets Percentage

Loading...

Accounts Payable

Loading...

Short-Term Debt

Loading...

Long Term Debt Due

Loading...

Total Short-Term Liabilities

Loading...

Long-Term Debt

Loading...

Other Long-Term Liabilities

Loading...

Total Long-Term Liabilities

Loading...

Total Liabilities

Loading...

Short-Term To Long-Term Debt Ratio

Loading...

Short-Term Assets To Debt Ratio

Loading...

Long-Term Debt To Net Income Ratio

Loading...

Assets & Liabilities

Concept 2023 2022 2021 2020 2019
Cash & Short-Term Investments $179.4M $147.3M $168.4M $46.67M $27.43M
YoY Change 21.74% -12.5% 260.83% 70.15%
Cash & Equivalents $179.4M $147.3M $168.4M $46.67M $27.43M
Short-Term Investments
Other Short-Term Assets $14.34M $12.34M $41.63M $3.117M $2.706M
YoY Change 16.15% -70.34% 1235.48% 15.19%
Inventory
Prepaid Expenses
Receivables $76.39M $67.79M $43.94M $28.03M $19.46M
Other Receivables $259.0K $1.493M $2.488M $2.011M $1.909M
Total Short-Term Assets $270.3M $229.0M $256.4M $79.83M $51.50M
YoY Change 18.08% -10.71% 221.24% 55.01%
Property, Plant & Equipment $11.59M $11.38M $9.747M $10.09M $1.477M
YoY Change 1.77% 16.79% -3.44% 583.41%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $5.125M $7.294M $4.370M $488.0K $319.0K
YoY Change -29.74% 66.91% 795.49% 52.98%
Total Long-Term Assets $234.5M $232.6M $216.5M $45.05M $28.96M
YoY Change 0.83% 7.42% 380.63% 55.54%
Total Assets $504.9M $461.5M $472.9M $124.9M $80.46M
YoY Change
Accounts Payable $35.18M $29.23M $24.75M $16.83M $2.173M
YoY Change 20.35% 18.12% 47.09% 674.28%
Accrued Expenses $23.15M $15.46M $11.57M $12.94M $7.101M
YoY Change 49.79% 33.66% -10.64% 82.26%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $0.00 $1.813M $2.382M $269.0K $117.0K
YoY Change -100.0% -23.89% 785.5% 129.91%
Total Short-Term Liabilities $62.79M $51.50M $74.43M $31.11M $9.945M
YoY Change 21.93% -30.82% 139.25% 212.83%
Long-Term Debt $0.00 $750.0K $883.0K $412.0K $0.00
YoY Change -100.0% -15.06% 114.32%
Other Long-Term Liabilities $11.39M $11.43M $8.176M $5.476M $0.00
YoY Change -0.37% 39.85% 49.31%
Total Long-Term Liabilities $11.39M $12.18M $9.059M $5.888M $0.00
YoY Change -6.5% 34.5% 53.86%
Total Liabilities $75.25M $64.36M $86.81M $40.50M $11.86M
YoY Change 16.92% -25.86% 114.36% 241.61%

Ownership

Basic Shares Outstanding

Loading...

Diluted Shares Outstanding

Loading...

Preferred Stock

Loading...

Treasury Stock Shares

Loading...

Stock Issuance & Repurchase

Loading...

Ownership Data

Concept 2023 2022 2021 2020 2019
Basic Shares Outstanding 123.5M 122.1M 112.8M 103.5M 103.5M
Diluted Shares Outstanding 125.1M 122.1M 118.8M 106.2M 106.4M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Loading...

Book Value

Loading...

Free Cash Flow

Loading...

Free Cash Flow YoY

Loading...

Free Cash Flow Margin

Loading...

Dividends

Dividends

Loading...

Stock Price

Loading...
Market Cap: $4.6506 Billion

About Paymentus Holdings, Inc.

Paymentus Holdings, Inc. engages in the provision of cloud-based bill payment technology and solutions. The company is headquartered in Charlotte, North Carolina and currently employs 1,273 full-time employees. The company went IPO on 2021-05-26. The firm delivers its product suite through a technology stack. The firm's artificial intelligence (AI)-driven software-as-a-service (SaaS) platform provides a single-vendor solution. Its Instant Payment Network (IPN) connects IPN partners' platforms and various billers to its integrated billing, payment and reconciliation capabilities. Its platform for financial institutions reconnects the financial institutions to their customers by providing a real-time financial hub where consumers can consolidate their financial obligations, pay bills, move money in real time and improve their understanding of their own financial position. Its solution includes electronic bill presentment across numerous channels including Web, mobile, text, secure portable document format (PDF), email, interactive voice response and chatbot.

Industry: Services-Business Services, NEC Peers: AvidXchange Holdings, Inc. CONDUENT Inc Paya Holdings Inc. International Money Express, Inc. MONEYGRAM INTERNATIONAL INC Remitly Global, Inc. Sabre Corp TaskUs, Inc. VISA INC.