Financial Snapshot

Revenue
$665.7M
TTM
Gross Margin
Net Earnings
$60.94M
TTM
Current Assets
Q3 2024
Current Liabilities
Q3 2024
Current Ratio
180.13%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
$339.1M
Q3 2024
Book Value
$141.8M
Q3 2024
Cash
Q3 2024
P/E
11.01
Nov 29, 2024 EST
Free Cash Flow
$87.35M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue $658.7M $546.8M $459.2M $357.2M $319.6M $273.9M $215.5M $0.00 $0.00
YoY Change 20.47% 19.08% 28.55% 11.77% 16.68% 27.1%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue $658.7M $546.8M $459.2M $357.2M $319.6M $273.9M $215.5M $0.00 $0.00
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015
Selling, General & Admin $550.1M $451.4M $381.2M $293.5M $270.5M $234.8M $188.9M $0.00 $0.00
YoY Change 21.87% 18.43% 29.87% 8.5% 15.2% 24.3%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $12.87M $9.470M $9.491M $10.83M $12.69M $15.67M $17.03M
YoY Change 35.86% -0.22% -12.35% -14.67% -19.03% -7.98%
% of Gross Profit
Operating Expenses $563.2M $463.9M $391.4M $304.3M $283.2M $260.8M $206.0M $0.00 $0.00
YoY Change 21.42% 18.54% 28.59% 7.48% 8.56% 26.62%
Operating Profit $95.49M $82.91M $67.85M $52.87M $36.44M $13.07M
YoY Change 15.18% 22.19% 28.34% 45.07% 178.78%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015
Interest Expense $10.43M $5.629M $4.537M $6.566M $8.510M $18.45M -$12.10M
YoY Change 85.22% 24.07% -30.9% -22.84% -53.87% -252.46%
% of Operating Profit 10.92% 6.79% 6.69% 12.42% 23.35% 141.13%
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015
Pretax Income $85.06M $77.28M $63.32M $46.30M $27.93M -$5.376M -$15.20M $0.00 $0.00
YoY Change 10.07% 22.05% 36.75% 65.76% -619.57% -64.63%
Income Tax $25.55M $19.95M $16.47M $12.52M $8.323M $1.868M -$1.700M $0.00
% Of Pretax Income 30.04% 25.81% 26.02% 27.03% 29.8%
Net Earnings $59.52M $57.33M $46.84M $33.78M $19.61M -$7.244M -$13.50M $0.00 $0.00
YoY Change 3.81% 22.39% 38.65% 72.29% -370.69% -46.34%
Net Earnings / Revenue 9.03% 10.48% 10.2% 9.46% 6.14% -2.64% -6.26%
Basic Earnings Per Share $1.67 $1.52 $1.22 $0.89 $0.52 -$0.28
Diluted Earnings Per Share $1.63 $1.48 $1.20 $0.88 $0.52 -$0.28 -$784.9K $0.00 $0.00

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015
Cash & Short-Term Investments $239.2M $149.5M $132.5M $74.90M $86.10M $73.00M $400.0K $100.0K $0.00
YoY Change 60.01% 12.85% 76.87% -13.01% 17.95% 18150.0% 300.0%
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets $36.92M $101.6M $62.69M $56.10M $22.40M $29.80M $0.00 $400.0K $0.00
YoY Change -63.67% 62.09% 11.74% 150.45% -24.83% -100.0%
Inventory
Prepaid Expenses
Receivables $155.2M $129.8M $67.32M $55.50M $39.80M $35.80M
Other Receivables $1.514M $1.522M $1.067M $200.0K $0.00 $0.00
Total Short-Term Assets $432.9M $382.4M $263.5M $186.7M $148.2M $138.7M $400.0K $500.0K $0.00
YoY Change 13.19% 45.11% 41.16% 25.98% 6.85% 34575.0% -20.0%
Property, Plant & Equipment $53.76M $52.93M $17.91M $13.00M $13.30M $10.40M
YoY Change 1.56% 195.6% 37.73% -2.26% 27.88%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $175.9M
YoY Change
Other Assets $15.16M $5.716M $6.790M $3.000M $2.200M $4.100M $0.00
YoY Change 165.15% -15.82% 126.33% 36.36% -46.34%
Total Long-Term Assets $143.9M $129.6M $76.99M $72.80M $79.10M $87.10M $175.9M $0.00 $0.00
YoY Change 11.03% 68.38% 5.76% -7.96% -9.18% -50.48%
Total Assets $576.8M $512.1M $340.5M $259.5M $227.3M $225.8M $176.3M $500.0K $0.00
YoY Change
Accounts Payable $36.51M $25.69M $23.15M $12.80M $13.40M $11.40M
YoY Change 42.13% 10.95% 80.87% -4.48% 17.54%
Accrued Expenses $21.40M $17.17M $9.158M $5.900M $10.60M $6.600M $500.0K $200.0K $0.00
YoY Change 24.64% 87.52% 55.22% -44.34% 60.61% 1220.0% 150.0%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $200.0K $0.00
YoY Change -100.0%
Long-Term Debt Due $7.163M $4.975M $3.882M $7.000M $7.000M $3.900M
YoY Change 43.98% 28.16% -44.54% 0.0% 79.49%
Total Short-Term Liabilities $223.4M $184.8M $116.9M $83.90M $83.70M $68.00M $900.0K $400.0K $0.00
YoY Change 20.89% 58.11% 39.28% 0.24% 23.09% 7455.56% 125.0%
Long-Term Debt $181.1M $150.2M $79.21M $80.60M $87.60M $113.3M $0.00 $0.00 $0.00
YoY Change 20.53% 89.66% -1.72% -7.99% -22.68%
Other Long-Term Liabilities $22.67M $23.27M $9.200M
YoY Change -2.59%
Total Long-Term Liabilities $203.7M $173.5M $79.21M $80.60M $87.60M $113.3M $9.200M $0.00 $0.00
YoY Change 17.43% 119.04% -1.72% -7.99% -22.68% 1131.52%
Total Liabilities $427.8M $362.2M $197.5M $165.2M $171.3M $181.4M $10.10M $400.0K $0.00
YoY Change 18.12% 83.38% 19.55% -3.56% -5.57% 1696.04% 2425.0%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015
Basic Shares Outstanding 35.60M shares 37.73M shares 38.47M shares 38.06M shares 37.43M shares 25.48M shares
Diluted Shares Outstanding 36.43M shares 38.63M shares 39.10M shares 38.36M shares 37.59M shares 25.48M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $671.11 Million

About International Money Express, Inc.

International Money Express, Inc. engages in the provision of money transmittal services. The company is headquartered in Miami, Florida and currently employs 1,110 full-time employees. The company went IPO on 2017-01-25. The firm provides the digital movement of money through a network of agent retailers in the United States, Canada, Spain, Italy and Germany; through Company-operated stores; its mobile application; and the Company’s Websites. Its remittance services include a suite of ancillary financial processing solutions and payment services available in all 50 states in the United States, Washington D.C., Puerto Rico and 13 provinces in Canada. The company offers money remittance services to LAC countries, mainly Mexico and Guatemala, and others. These services involve the movement of funds on behalf of an originating consumer for receipt by a designated beneficiary at a designated receiving location. The money remittance services enable consumers to send funds through its network of locations in the United States and Canada that are primarily operated by third-party businesses.

Industry: Services-Business Services, NEC Peers: AvidXchange Holdings, Inc. CONDUENT Inc Paya Holdings Inc. i3 Verticals, Inc. MONEYGRAM INTERNATIONAL INC Paymentus Holdings, Inc. Repay Holdings Corp TaskUs, Inc. VISA INC.