$RVSB
Market Cap:
$119.2 Million
Financial Snapshot
Revenues
Revenues
Revenue YoY Change
Revenues
Expenses
Cost Of Revenues
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Gross Profit
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Gross Profit Margin
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Gross Profit
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $56.56M | $55.67M | $49.83M | $48.34M | $50.50M | ||||||||||||||||||||||||||
| Cost Of Revenue | |||||||||||||||||||||||||||||||
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Selling, General & Admin Expense
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Research & Development
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Depreciation, Depletion & Amortization
SGA Expense to Gross Profit Ratio
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R&D To Gross Profit Ratio
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DDA To Gross Profit Ratio
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Operating Expenses Total
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Operating Profits/Loss
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Operational Expenses
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
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| Depreciation & Amortization | $2.761M | $2.693M | $3.521M | $3.210M | $2.960M | $2.720M | $2.920M | $2.750M | $2.600M | $3.280M | $1.900M | $1.880M | $2.010M | $1.930M | $2.230M | $2.320M | $2.190M | $2.260M | $1.910M | $1.490M | $2.160M | $2.110M | $1.620M | $1.450M | $1.290M | $1.200M | $850.0K | $790.0K | $580.0K | $570.0K | |
| YoY Change | 2.53% | -23.52% | 9.69% | 8.45% | 8.82% | -6.85% | 6.18% | 5.77% | -20.73% | 72.63% | 1.06% | -6.47% | 4.15% | -13.45% | -3.88% | 5.94% | -3.1% | 18.32% | 28.19% | -31.02% | 2.37% | 30.25% | 11.72% | 12.4% | 7.5% | 41.18% | 7.59% | 36.21% | 1.75% | ||
| % of Gross Profit | |||||||||||||||||||||||||||||||
| Operating Expenses | |||||||||||||||||||||||||||||||
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Interest Expenses
Interest Expenses To Operating Income %
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Other Expense/Income
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Interest & Other Expense/Income
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | $18.47M | $4.060M | $2.200M | $3.427M | $4.764M | ||||||||||||||||||||||||||
| YoY Change | 354.9% | 84.55% | -35.8% | -28.06% | |||||||||||||||||||||||||||
| % of Operating Profit | |||||||||||||||||||||||||||||||
| Other Income/Expense, Net | |||||||||||||||||||||||||||||||
| YoY Change |
Income/Loss
Pretax Income
Income Tax
Net Profits/Loss
Pretax Income YoY Change
Income Tax Rate
Net Profits/Loss YoY Change
Basic EPS
Net Income To Revenue Ratio
Pretax & Net Income
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pretax Income | $4.601M | $23.68M | $28.28M | $13.45M | $20.58M | $22.41M | $18.00M | $10.79M | $9.780M | $6.640M | $4.340M | $2.660M | -$23.28M | $6.480M | -$8.720M | -$4.210M | $13.14M | $17.77M | $14.32M | $9.570M | $9.760M | $6.350M | $7.000M | $5.200M | $5.760M | $6.770M | $6.000M | $3.040M | $3.990M | $3.670M | $3.740M |
| YoY Change | -80.57% | -16.26% | 110.18% | -34.62% | -8.17% | 24.5% | 66.82% | 10.33% | 47.29% | 53.0% | 63.16% | -111.43% | -459.26% | -174.31% | 107.13% | -132.04% | -26.06% | 24.09% | 49.63% | -1.95% | 53.7% | -9.29% | 34.62% | -9.72% | -14.92% | 12.83% | 97.37% | -23.81% | 8.72% | -1.87% | 0.27% |
| Income Tax | $802.0K | $5.610M | $6.456M | $2.981M | $4.830M | $5.150M | $5.660M | $3.390M | $3.430M | $2.150M | -$15.08M | $30.00K | $8.380M | $2.170M | -$3.280M | -$1.560M | $4.500M | $6.170M | $4.580M | $3.040M | $3.210M | $1.990M | $2.140M | $1.640M | $1.880M | $2.310M | $2.070M | $1.040M | $1.380M | $1.220M | $1.360M |
| % Of Pretax Income | 17.43% | 23.69% | 22.83% | 22.16% | 23.47% | 22.98% | 31.44% | 31.42% | 35.07% | 32.38% | -347.47% | 1.13% | 33.49% | 34.25% | 34.72% | 31.98% | 31.77% | 32.89% | 31.34% | 30.57% | 31.54% | 32.64% | 34.12% | 34.5% | 34.21% | 34.59% | 33.24% | 36.36% | |||
| Net Earnings | $3.799M | $18.07M | $21.82M | $10.47M | $15.75M | $17.27M | $10.24M | $7.400M | $6.360M | $4.490M | $19.42M | $2.630M | -$31.66M | $4.320M | -$5.440M | -$2.650M | $8.640M | $11.61M | $9.740M | $6.530M | $6.550M | $4.360M | $4.870M | $3.560M | $3.880M | $4.460M | $3.920M | $2.010M | $2.610M | $2.450M | $2.210M |
| YoY Change | -78.98% | -17.19% | 108.37% | -33.5% | -8.81% | 68.65% | 38.38% | 16.35% | 41.65% | -76.88% | 638.4% | -108.31% | -832.8% | -179.41% | 105.28% | -130.67% | -25.58% | 19.2% | 49.16% | -0.31% | 50.23% | -10.47% | 36.8% | -8.25% | -13.0% | 13.78% | 95.02% | -22.99% | 6.53% | 10.86% | -7.14% |
| Net Earnings / Revenue | 6.72% | 32.46% | 43.79% | 21.66% | 31.19% | ||||||||||||||||||||||||||
| Basic Earnings Per Share | $0.18 | $0.84 | $0.98 | $0.47 | $0.69 | -$1.42 | |||||||||||||||||||||||||
| Diluted Earnings Per Share | $0.18 | $0.83 | $0.98 | $0.47 | $0.69 | $762.1K | $452.7K | $328.2K | $282.8K | $200.2K | $868.1K | $117.7K | -$1.42 | $235.6K | -$507.5K | -$247.9K | $784.7K | $1.008M | $858.1K | $667.7K | $694.6K | $492.7K | $528.2K | $383.6K | $372.7K | $382.2K | $323.4K | $423.2K | $553.0K | $521.3K | $494.4K |
Assets & Liabilities
Cash & Short-Term Investments
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Cash & Equivalents
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Cash To Operating Expenses Ratio
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Inventory
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Receivables
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Total Short-Term Assets
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Property, Plant And Equipment
Long-Term Investments
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Total Long-Term Assets
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Total Assets
Net Income To Total Assets Percentage
Accounts Payable
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Short-Term Debt
Long Term Debt Due
Total Short-Term Liabilities
Long-Term Debt
Other Long-Term Liabilities
Total Long-Term Liabilities
Total Liabilities
Short-Term To Long-Term Debt Ratio
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Short-Term Assets To Debt Ratio
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Long-Term Debt To Net Income Ratio
Assets & Liabilities
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
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| YoY Change | |||||||||||||||||||||||||||||||
| Property, Plant & Equipment | $22.92M | $21.40M | $26.43M | $28.00M | $21.00M | $15.50M | $15.80M | $16.20M | $14.60M | $15.40M | $16.40M | $17.70M | $17.10M | $16.10M | $16.50M | $19.50M | $21.00M | $21.40M | $19.10M | $8.400M | $9.700M | $9.500M | $10.60M | $10.10M | $9.100M | $6.200M | $4.800M | $4.600M | $4.400M | $4.100M | $1.700M |
| YoY Change | 7.12% | -19.04% | -5.61% | 33.33% | 35.48% | -1.9% | -2.47% | 10.96% | -5.19% | -6.1% | -7.34% | 3.51% | 6.21% | -2.42% | -15.38% | -7.14% | -1.87% | 12.04% | 127.38% | -13.4% | 2.11% | -10.38% | 4.95% | 10.99% | 46.77% | 29.17% | 4.35% | 4.55% | 7.32% | 141.18% | |
| Goodwill | |||||||||||||||||||||||||||||||
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| Other Assets | $9.778M | $10.29M | $7.501M | $5.400M | $3.300M | $4.200M | $4.800M | $7.600M | $9.200M | $12.60M | $15.40M | $500.0K | $600.0K | $9.400M | $11.20M | $8.200M | $4.600M | $4.100M | $3.800M | $2.600M | $2.700M | $1.300M | $600.0K | $900.0K | $1.200M | $500.0K | |||||
| YoY Change | -4.94% | 37.13% | 38.91% | 63.64% | -21.43% | -12.5% | -36.84% | -17.39% | -26.98% | -18.18% | 2980.0% | -16.67% | -93.62% | -16.07% | 36.59% | 78.26% | 12.2% | 7.89% | 46.15% | -3.7% | 107.69% | 116.67% | -33.33% | -25.0% | 140.0% | ||||||
| Total Long-Term Assets | |||||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||||
| Total Assets | $1.522B | $1.590B | $1.740B | $1.549B | $1.181B | $1.157B | $1.152B | $1.134B | $921.2M | $858.8M | $824.5M | $777.0M | $856.0M | $859.3M | $838.0M | $914.3M | $886.8M | $820.3M | $763.8M | $572.6M | $520.5M | $419.9M | $392.1M | $432.0M | $344.7M | $302.6M | $273.2M | $224.4M | $209.5M | $190.6M | $131.5M |
| YoY Change | |||||||||||||||||||||||||||||||
| Accounts Payable | |||||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||||
| Accrued Expenses | $16.20M | $15.73M | $19.30M | $21.90M | $11.80M | $12.50M | $9.400M | $13.10M | $7.400M | $8.100M | $10.50M | $8.000M | $9.400M | $9.400M | $6.800M | $6.700M | $8.700M | $9.300M | $8.800M | $5.900M | $5.900M | $4.400M | $4.000M | $4.000M | $3.100M | $2.800M | $2.500M | $2.300M | $1.700M | $1.200M | $1.100M |
| YoY Change | 3.02% | -18.49% | -11.88% | 85.59% | -5.6% | 32.98% | -28.24% | 77.03% | -8.64% | -22.86% | 31.25% | -14.89% | 0.0% | 38.24% | 1.49% | -22.99% | -6.45% | 5.68% | 49.15% | 0.0% | 34.09% | 10.0% | 0.0% | 29.03% | 10.71% | 12.0% | 8.7% | 35.29% | 41.67% | 9.09% | |
| Deferred Revenue | |||||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||||
| Short-Term Debt | $0.00 | $200.0K | $300.0K | $400.0K | $500.0K | ||||||||||||||||||||||||||
| YoY Change | -100.0% | -33.33% | -25.0% | -20.0% | |||||||||||||||||||||||||||
| Long-Term Debt Due | $222.0K | $200.0K | $200.0K | $200.0K | |||||||||||||||||||||||||||
| YoY Change | 0.0% | 0.0% | |||||||||||||||||||||||||||||
| Total Short-Term Liabilities | $16.20M | $15.73M | $19.30M | $22.10M | $12.00M | $12.70M | $9.400M | $13.10M | $7.400M | $8.100M | $10.50M | $8.000M | $9.400M | $9.400M | $6.800M | $6.700M | $8.700M | $9.300M | $8.800M | $5.900M | $5.900M | $4.400M | $4.000M | $4.000M | $3.100M | $2.800M | $2.500M | $2.300M | $1.700M | $1.200M | $1.100M |
| YoY Change | 3.02% | -18.49% | -12.68% | 84.17% | -5.51% | 35.11% | -28.24% | 77.03% | -8.64% | -22.86% | 31.25% | -14.89% | 0.0% | 38.24% | 1.49% | -22.99% | -6.45% | 5.68% | 49.15% | 0.0% | 34.09% | 10.0% | 0.0% | 29.03% | 10.71% | 12.0% | 8.7% | 35.29% | 41.67% | 9.09% | |
| Long-Term Debt | $29.17M | $29.15M | $29.12M | $28.90M | $28.80M | $28.80M | $28.90M | $28.80M | $25.20M | $25.00M | $25.00M | $25.10M | $25.20M | $25.20M | $25.30M | $25.30M | $25.40M | $9.900M | $10.00M | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| YoY Change | 0.09% | 0.11% | 0.75% | 0.35% | 0.0% | -0.35% | 0.35% | 14.29% | 0.8% | 0.0% | -0.4% | -0.4% | 0.0% | -0.4% | 0.0% | -0.39% | 156.57% | -1.0% | |||||||||||||
| Other Long-Term Liabilities | $581.0K | $625.0K | $555.0K | $500.0K | $700.0K | $600.0K | $600.0K | $700.0K | $600.0K | $500.0K | $500.0K | $1.000M | $800.0K | $700.0K | $400.0K | $400.0K | $400.0K | $400.0K | $400.0K | $300.0K | $300.0K | $300.0K | $200.0K | $200.0K | $100.0K | $0.00 | $100.0K | $100.0K | $100.0K | $0.00 | $100.0K |
| YoY Change | -7.04% | 12.61% | 11.0% | -28.57% | 16.67% | 0.0% | -14.29% | 16.67% | 20.0% | 0.0% | -50.0% | 25.0% | 14.29% | 75.0% | 0.0% | 0.0% | 0.0% | 0.0% | 33.33% | 0.0% | 0.0% | 50.0% | 0.0% | 100.0% | -100.0% | 0.0% | 0.0% | -100.0% | |||
| Total Long-Term Liabilities | $29.75M | $29.77M | $29.67M | $29.40M | $29.50M | $29.40M | $29.50M | $29.50M | $25.80M | $25.50M | $25.50M | $26.10M | $26.00M | $25.90M | $25.70M | $25.70M | $25.80M | $10.30M | $10.40M | $300.0K | $300.0K | $300.0K | $200.0K | $200.0K | $100.0K | $0.00 | $100.0K | $100.0K | $100.0K | $0.00 | $100.0K |
| YoY Change | -0.06% | 0.34% | 0.92% | -0.34% | 0.34% | -0.34% | 0.0% | 14.34% | 1.18% | 0.0% | -2.3% | 0.38% | 0.39% | 0.78% | 0.0% | -0.39% | 150.49% | -0.96% | 3366.67% | 0.0% | 0.0% | 50.0% | 0.0% | 100.0% | -100.0% | 0.0% | 0.0% | -100.0% | |||
| Total Liabilities | $1.366B | $1.434B | $1.583B | $1.398B | $1.032B | $1.024B | $1.035B | $1.023B | $813.0M | $754.9M | $726.5M | $698.6M | $780.4M | $752.3M | $754.0M | $825.7M | $794.3M | $720.1M | $672.2M | $503.0M | $455.3M | $365.4M | $338.4M | $379.3M | $296.2M | $245.7M | $212.1M | $199.4M | $186.4M | $170.1M | $113.2M |
| YoY Change | -4.78% | -9.37% | 13.25% | 35.43% | 0.8% | -1.04% | 1.16% | 25.79% | 7.7% | 3.91% | 3.99% | -10.48% | 3.74% | -0.23% | -8.68% | 3.95% | 10.3% | 7.13% | 33.64% | 10.48% | 24.6% | 7.98% | -10.78% | 28.06% | 20.55% | 15.84% | 6.37% | 6.97% | 9.58% | 50.27% |
Ownership
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
No data
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Treasury Stock Shares
No data
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Stock Issuance & Repurchase
Ownership Data
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Basic Shares Outstanding | 21.14M | 21.64M | 22.21M | 22.30M | 22.71M | ||||||||||||||||||||||||||
| Diluted Shares Outstanding | 21.14M | 21.65M | 22.23M | 22.31M | 22.74M | ||||||||||||||||||||||||||
| Preferred Stock | |||||||||||||||||||||||||||||||
| Treasury Stock Shares |
Return On Shareholders' Equity
Book Value
Free Cash Flow
Free Cash Flow YoY
Free Cash Flow Margin
Dividends
Dividends
Stock Price
Market Cap: $119.25 Million
About RIVERVIEW BANCORP INC
Riverview Bancorp, Inc. operates as a holding company. The company is headquartered in Vancouver Washington, Washington and currently employs 226 full-time employees. The Bank has two subsidiaries: Riverview Trust Company (the Trust Company) and Riverview Services, Inc. (Riverview Services). The Trust Company is a trust and financial services company located in downtown Vancouver, Washington, and provides full-service brokerage activities, trust and asset management services. Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank. The firm operates through two segments, which consist of banking operations performed by the Bank and trust and investment services performed by the Trust Company. The firm is engaged predominantly in the business of attracting deposits from the public and using such funds in its primary market area to originate commercial business, commercial real estate, multifamily real estate, land, real estate construction, residential real estate and other consumer loans.
Industry: Savings Institution, Federally Chartered Peers: HAWTHORN BANCSHARES, INC. FRANKLIN FINANCIAL SERVICES CORP /PA/ Hanover Bancorp, Inc. /NY LIMESTONE BANCORP, INC. LYONS BANCORP INC Oak Valley Bancorp PEOPLES BANCORP OF NORTH CAROLINA INC PNC FINANCIAL SERVICES GROUP, INC. SALISBURY BANCORP, INC.
