Financial Snapshot

Revenue
$1.015B
TTM
Gross Margin
70.82%
TTM
Net Earnings
-$3.108M
TTM
Current Assets
Q2 2024
Current Liabilities
Q2 2024
Current Ratio
190.69%
Q2 2024
Total Assets
Q2 2024
Total Liabilities
Q2 2024
Book Value
$316.8M
Q2 2024
Cash
Q2 2024
P/E
-109.9
Sep 13, 2024 EST
Free Cash Flow
-$12.15M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2024 2023 2022 2021 2020 2019 2018
Revenue $1.322B $1.003B $764.0M $930.0M $529.3M $337.5M $233.7M
YoY Change 31.8% 31.26% -17.84% 75.69% 56.86% 44.41%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2024 2023 2022 2021 2020 2019 2018
Revenue $1.322B $1.003B $764.0M $930.0M $529.3M $337.5M $233.7M
Cost Of Revenue $405.0M $226.0M $466.8M $270.7M $167.4M $104.4M $83.34M
Gross Profit $916.8M $776.9M $297.2M $659.3M $361.9M $233.0M $150.3M
Gross Profit Margin 69.36% 77.47% 38.9% 70.89% 68.38% 69.06% 64.34%

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2024 2023 2022 2021 2020 2019 2018
Selling, General & Admin $141.0M $136.5M $598.7M $466.6M $231.8M $134.5M $104.4M
YoY Change 3.31% -77.2% 28.29% 101.31% 72.34% 28.83%
% of Gross Profit 15.38% 17.57% 201.4% 70.78% 64.04% 57.71% 69.44%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $25.00M $27.88M $24.72M $16.14M $7.993M $4.702M $3.468M
YoY Change -10.34% 12.77% 53.17% 101.95% 69.99% 35.58%
% of Gross Profit 2.73% 3.59% 8.32% 2.45% 2.21% 2.02% 2.31%
Operating Expenses $141.0M $928.4M $1.024B $709.7M $377.5M $232.2M $183.8M
YoY Change -84.81% -9.36% 44.34% 88.02% 62.58% 26.35%
Operating Profit $64.55M $11.58M -$346.0M $192.2M $130.2M $96.29M $43.16M
YoY Change 457.28% -103.35% -279.99% 47.7% 35.17% 123.12%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2024 2023 2022 2021 2020 2019 2018
Interest Expense $93.55M $80.61M $43.60M $29.32M $24.60M $1.660M $929.0K
YoY Change 16.06% 84.9% 48.69% 19.21% 1381.63% 78.69%
% of Operating Profit 144.93% 695.9% 15.25% 18.9% 1.72% 2.15%
Other Income/Expense, Net -$65.00K -$121.0K -$202.0K -$88.00K -$400.0K $0.00 -$700.0K
YoY Change -46.28% -40.1% 129.55% -78.0% -100.0%

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2024 2023 2022 2021 2020 2019 2018
Pretax Income -$29.07M -$69.14M -$389.8M $158.0M $104.0M $94.61M $41.52M
YoY Change -57.96% -82.26% -346.69% 51.96% 9.91% 127.88%
Income Tax $5.059M -$10.60M -$92.30M $33.16M $24.50M $22.03M $6.619M
% Of Pretax Income 20.98% 23.56% 23.29% 15.94%
Net Earnings -$34.13M -$58.54M -$297.5M $124.9M $79.48M $72.58M $34.90M
YoY Change -41.71% -80.32% -338.27% 57.09% 9.51% 107.97%
Net Earnings / Revenue -2.58% -5.84% -38.94% 13.43% 15.02% 21.51% 14.93%
Basic Earnings Per Share -$0.20 -$0.35 -$1.81 $0.77 -$0.18 $0.70 $0.27
Diluted Earnings Per Share -$0.20 -$0.35 -$1.81 $0.75 -$0.18 $0.55 $0.23

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2024 2023 2022 2021 2020 2019 2018
Cash & Short-Term Investments $83.16M $141.0M $286.5M $321.1M $600.0K $1.000M
YoY Change -41.02% -50.78% -10.79% 53416.67% -40.0%
Cash & Equivalents $83.16M $141.0M $286.5M $321.1M $600.0K $1.000M
Short-Term Investments
Other Short-Term Assets $7.057M $7.943M $4.486M $55.10M $6.500M $3.600M
YoY Change -11.15% 77.06% -91.86% 747.69% 80.56%
Inventory $5.567M $5.754M $176.0K
Prepaid Expenses
Receivables $154.6M $129.7M $105.3M $83.60M $59.80M $51.20M
Other Receivables $112.9M $118.3M $89.12M $54.10M $36.10M $27.80M
Total Short-Term Assets $363.2M $402.8M $485.4M $513.8M $103.0M $83.60M
YoY Change -9.82% -17.02% -5.54% 398.83% 23.21%
Property, Plant & Equipment $51.02M $69.82M $60.92M $22.20M $13.80M $11.10M
YoY Change -26.93% 14.6% 174.43% 60.87% 24.32%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $21.59M $18.42M $1.436M $1.400M $500.0K $500.0K
YoY Change 17.2% 1182.59% 2.57% 180.0% 0.0%
Total Long-Term Assets $856.0M $887.3M $940.4M $560.0M $303.9M $214.0M
YoY Change -3.52% -5.65% 67.94% 84.27% 42.01%
Total Assets $1.219B $1.290B $1.426B $1.074B $406.9M $297.6M
YoY Change
Accounts Payable $27.58M $24.77M $34.08M $22.90M $13.60M $10.60M
YoY Change 11.35% -27.33% 48.82% 68.38% 28.3%
Accrued Expenses $72.13M $73.41M $66.87M $37.20M $12.60M $9.000M
YoY Change -1.74% 9.78% 79.77% 195.24% 40.0%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $34.01M $7.305M $2.360M $0.00 $4.000M $0.00
YoY Change 365.57% 209.53% -100.0%
Total Short-Term Liabilities $137.3M $113.5M $108.8M $95.80M $33.20M $24.30M
YoY Change 20.92% 4.32% 13.59% 188.55% 36.63%
Long-Term Debt $664.7M $698.6M $459.0M $311.8M $21.70M $19.80M
YoY Change -4.84% 52.18% 47.22% 1336.87% 9.6%
Other Long-Term Liabilities $30.72M $36.80M $50.14M $14.60M $7.500M $5.900M
YoY Change -16.53% -26.59% 243.39% 94.67% 27.12%
Total Long-Term Liabilities $695.4M $735.4M $509.2M $326.4M $29.20M $25.70M
YoY Change -5.43% 44.42% 56.0% 1017.81% 13.62%
Total Liabilities $872.3M $898.9M $757.2M $528.1M $143.7M $109.6M
YoY Change -2.97% 18.71% 43.39% 267.5% 31.11%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Dividends

Dividends

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Stock Price

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Market Cap: $341.7 Million

About SelectQuote Inc

SelectQuote, Inc. operates as a technology-enabled, direct-to-consumer distribution platform that provides consumers with a transparent and convenient venue to shop for complex senior health, life, and auto and home insurance policies from a curated panel of insurance carriers. The company is headquartered in Overland Park, Kansas and currently employs 2,035 full-time employees. The company went IPO on 2020-05-21. The firm operates through four business lines, which include SelectQuote Senior, which provides shopping platform for Medicare Advantage and Medicare Supplement insurance plans as well as prescription drug and dental, vision, and hearing plans, and critical illness products; SelectQuote Healthcare Services, which is comprised of the SelectRx Pharmacy, a specialized medication management pharmacy; SelectQuote Life segment that provides shopping platform for life insurance products such as term life, final expense, and other ancillary products like critical illness, accidental death, and juvenile insurance, and SelectQuote Auto & Home segment provides shopping platform for auto, home, and specialty insurance lines, as well as insurance products such as homeowners, auto, dwelling fire, and other ancillary insurance products.

Industry: Insurance Agents, Brokers & Service Peers: Hagerty Inc Baldwin Insurance Group Inc eHealth Inc Gohealth Inc Goosehead Insurance Inc Hippo Holdings Inc Marpai Inc Marsh & McLennan Companies Inc