Financial Snapshot

Revenue
$1.381B
TTM
Gross Margin
60.99%
TTM
Net Earnings
-$47.62M
TTM
Current Assets
Q3 2024
Current Liabilities
Q3 2024
Current Ratio
184.04%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$269.4M
Q3 2024
Cash
Q3 2024
P/E
-10.73
Nov 29, 2024 EST
Free Cash Flow
$12.59M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2024 2023 2022 2021 2020 2019 2018
Revenue $1.322B $1.003B $764.0M $930.0M $529.3M $337.5M $233.7M
YoY Change 31.8% 31.26% -17.84% 75.69% 56.86% 44.41%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2024 2023 2022 2021 2020 2019 2018
Revenue $1.322B $1.003B $764.0M $930.0M $529.3M $337.5M $233.7M
Cost Of Revenue $405.0M $226.0M $466.8M $270.7M $167.4M $104.4M $83.34M
Gross Profit $916.8M $776.9M $297.2M $659.3M $361.9M $233.0M $150.3M
Gross Profit Margin 69.36% 77.47% 38.9% 70.89% 68.38% 69.06% 64.34%

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2024 2023 2022 2021 2020 2019 2018
Selling, General & Admin $141.0M $136.5M $598.7M $466.6M $231.8M $134.5M $104.4M
YoY Change 3.31% -77.2% 28.29% 101.31% 72.34% 28.83%
% of Gross Profit 15.38% 17.57% 201.4% 70.78% 64.04% 57.71% 69.44%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $25.00M $27.88M $24.72M $16.14M $7.993M $4.702M $3.468M
YoY Change -10.34% 12.77% 53.17% 101.95% 69.99% 35.58%
% of Gross Profit 2.73% 3.59% 8.32% 2.45% 2.21% 2.02% 2.31%
Operating Expenses $141.0M $928.4M $1.024B $709.7M $377.5M $232.2M $183.8M
YoY Change -84.81% -9.36% 44.34% 88.02% 62.58% 26.35%
Operating Profit $64.55M $11.58M -$346.0M $192.2M $130.2M $96.29M $43.16M
YoY Change 457.28% -103.35% -279.99% 47.7% 35.17% 123.12%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2024 2023 2022 2021 2020 2019 2018
Interest Expense $93.55M $80.61M $43.60M $29.32M $24.60M $1.660M $929.0K
YoY Change 16.06% 84.9% 48.69% 19.21% 1381.63% 78.69%
% of Operating Profit 144.93% 695.9% 15.25% 18.9% 1.72% 2.15%
Other Income/Expense, Net -$65.00K -$121.0K -$202.0K -$88.00K -$400.0K $0.00 -$700.0K
YoY Change -46.28% -40.1% 129.55% -78.0% -100.0%

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2024 2023 2022 2021 2020 2019 2018
Pretax Income -$29.07M -$69.14M -$389.8M $158.0M $104.0M $94.61M $41.52M
YoY Change -57.96% -82.26% -346.69% 51.96% 9.91% 127.88%
Income Tax $5.059M -$10.60M -$92.30M $33.16M $24.50M $22.03M $6.619M
% Of Pretax Income 20.98% 23.56% 23.29% 15.94%
Net Earnings -$34.13M -$58.54M -$297.5M $124.9M $79.48M $72.58M $34.90M
YoY Change -41.71% -80.32% -338.27% 57.09% 9.51% 107.97%
Net Earnings / Revenue -2.58% -5.84% -38.94% 13.43% 15.02% 21.51% 14.93%
Basic Earnings Per Share -$0.20 -$0.35 -$1.81 $0.77 -$0.18 $0.70 $0.27
Diluted Earnings Per Share -$0.20 -$0.35 -$1.81 $0.75 -$0.18 $0.55 $0.23

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2024 2023 2022 2021 2020 2019 2018
Cash & Short-Term Investments $42.69M $83.16M $141.0M $286.5M $321.1M $600.0K $1.000M
YoY Change -48.66% -41.02% -50.78% -10.79% 53416.67% -40.0%
Cash & Equivalents $42.69M $83.16M $141.0M $286.5M $321.1M $600.0K $1.000M
Short-Term Investments
Other Short-Term Assets $10.58M $7.057M $7.943M $4.486M $55.10M $6.500M $3.600M
YoY Change 49.95% -11.15% 77.06% -91.86% 747.69% 80.56%
Inventory $8.758M $5.567M $5.754M $176.0K
Prepaid Expenses
Receivables $150.0M $154.6M $129.7M $105.3M $83.60M $59.80M $51.20M
Other Receivables $120.9M $112.9M $118.3M $89.12M $54.10M $36.10M $27.80M
Total Short-Term Assets $332.9M $363.2M $402.8M $485.4M $513.8M $103.0M $83.60M
YoY Change -8.34% -9.82% -17.02% -5.54% 398.83% 23.21%
Property, Plant & Equipment $42.41M $51.02M $69.82M $60.92M $22.20M $13.80M $11.10M
YoY Change -16.87% -26.93% 14.6% 174.43% 60.87% 24.32%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $3.519M $21.59M $18.42M $1.436M $1.400M $500.0K $500.0K
YoY Change -83.7% 17.2% 1182.59% 2.57% 180.0% 0.0%
Total Long-Term Assets $861.0M $856.0M $887.3M $940.4M $560.0M $303.9M $214.0M
YoY Change 0.58% -3.52% -5.65% 67.94% 84.27% 42.01%
Total Assets $1.194B $1.219B $1.290B $1.426B $1.074B $406.9M $297.6M
YoY Change
Accounts Payable $36.59M $27.58M $24.77M $34.08M $22.90M $13.60M $10.60M
YoY Change 32.67% 11.35% -27.33% 48.82% 68.38% 28.3%
Accrued Expenses $79.21M $72.13M $73.41M $66.87M $37.20M $12.60M $9.000M
YoY Change 9.81% -1.74% 9.78% 79.77% 195.24% 40.0%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $45.98M $34.01M $7.305M $2.360M $0.00 $4.000M $0.00
YoY Change 35.21% 365.57% 209.53% -100.0%
Total Short-Term Liabilities $174.6M $137.3M $113.5M $108.8M $95.80M $33.20M $24.30M
YoY Change 27.2% 20.92% 4.32% 13.59% 188.55% 36.63%
Long-Term Debt $637.5M $664.7M $698.6M $459.0M $311.8M $21.70M $19.80M
YoY Change -4.09% -4.84% 52.18% 47.22% 1336.87% 9.6%
Other Long-Term Liabilities $27.50M $30.72M $36.80M $50.14M $14.60M $7.500M $5.900M
YoY Change -10.49% -16.53% -26.59% 243.39% 94.67% 27.12%
Total Long-Term Liabilities $665.0M $695.4M $735.4M $509.2M $326.4M $29.20M $25.70M
YoY Change -4.37% -5.43% 44.42% 56.0% 1017.81% 13.62%
Total Liabilities $877.1M $872.3M $898.9M $757.2M $528.1M $143.7M $109.6M
YoY Change 0.55% -2.97% 18.71% 43.39% 267.5% 31.11%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $511.08 Million

About SelectQuote, Inc.

SelectQuote, Inc. operates as a technology-enabled, direct-to-consumer distribution platform that provides consumers with a transparent and convenient venue to shop for complex senior health, life, and auto and home insurance policies from a curated panel of insurance carriers. The company is headquartered in Overland Park, Kansas and currently employs 1,335 full-time employees. The company went IPO on 2020-05-21. The firm has four core business lines: SelectQuote Senior, SelectQuote Healthcare Services, SelectQuote Life, and SelectQuote Auto and Home. SelectQuote’s Senior division sells Medicare Advantage, Medicare Supplement, Medicare Part D, and other ancillary senior health insurance related products. SelectQuote Healthcare Services comprises the SelectRx Pharmacy, a specialized medication management pharmacy, and Population Health which proactively connects its members with healthcare services that fit each member's healthcare needs. SelectQuote’s Auto & Home division primarily sells non-commercial auto and home, property and casualty insurance products. SelectQuote’s Life division sells term life, final expense, and other ancillary products. SelectRx is a Patient-Centered Pharmacy Home (PCPH) accredited pharmacy.

Industry: Insurance Agents, Brokers & Service Peers: Hagerty, Inc. Baldwin Insurance Group, Inc. eHealth, Inc. GoHealth, Inc. Goosehead Insurance, Inc. Hippo Holdings Inc. Marpai, Inc. MARSH & MCLENNAN COMPANIES, INC.