Old Point Financial Corp. operates as a bank holding company, which engages in the provision of banking services through its subsidiaries. The company is headquartered in Hampton, Virginia and currently employs 260 full-time employees. (Wealth). The Bank serves individual and commercial customers, the majority of which are in the Hampton Roads region of Virginia. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through Old Point Mortgage. A full array of insurance products is also offered through Old Point Insurance, LLC in partnership with Morgan Marrow Company. Wealth offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services. The Bank operates 13 branch offices, serving the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake and others.

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