Financial Snapshot

Revenue
$315.6M
TTM
Gross Margin
58.03%
TTM
Net Earnings
-$45.91M
TTM
Current Assets
Q3 2024
Current Liabilities
Q3 2024
Current Ratio
351.82%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$338.5M
Q3 2024
Cash
Q3 2024
P/E
-86.80
Nov 29, 2024 EST
Free Cash Flow
$824.0K
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019
Revenue $264.8M $204.3M $152.2M $112.1M $73.54M
YoY Change 29.65% 34.25% 35.68% 52.49% 52.57%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019
Revenue $264.8M $204.3M $152.2M $112.1M $73.54M
Cost Of Revenue $120.7M $95.95M $68.35M $52.99M $43.11M
Gross Profit $144.1M $108.3M $83.81M $59.16M $30.44M
Gross Profit Margin 54.42% 53.03% 55.08% 52.75% 41.39%

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019
Selling, General & Admin $121.5M $108.1M $77.92M $54.05M $40.25M
YoY Change 12.4% 38.67% 44.17% 34.29% 34.61%
% of Gross Profit 84.28% 99.75% 92.98% 91.37% 132.24%
Research & Development $84.66M $69.33M $48.80M $40.21M $32.72M
YoY Change 22.11% 42.07% 21.37% 22.88% 18.56%
% of Gross Profit 58.75% 64.0% 58.23% 67.97% 107.51%
Depreciation & Amortization $10.63M $8.075M $3.443M $2.775M $2.226M
YoY Change 31.65% 134.53% 24.07% 24.66%
% of Gross Profit 7.38% 7.45% 4.11% 4.69% 7.31%
Operating Expenses $207.8M $166.0M $126.7M $94.26M $72.97M
YoY Change 25.18% 31.0% 34.44% 29.18% 26.9%
Operating Profit -$63.71M -$57.69M -$42.92M -$35.10M -$42.54M
YoY Change 10.43% 34.42% 22.26% -17.47% 1.76%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019
Interest Expense $7.384M $3.868M $1.186M $489.0K $110.0K
YoY Change 90.9% 226.14% 142.54% 344.55% -45.0%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019
Pretax Income -$62.87M -$59.06M -$46.65M -$51.40M -$41.90M
YoY Change 6.45% 26.6% -9.24% 22.67% 0.72%
Income Tax $44.00K -$461.0K $172.0K $0.00 $0.00
% Of Pretax Income
Net Earnings -$62.91M -$58.60M -$46.82M -$51.36M -$41.87M
YoY Change 7.36% 25.15% -8.83% 22.66% 0.65%
Net Earnings / Revenue -23.76% -28.69% -30.77% -45.79% -56.93%
Basic Earnings Per Share -$0.67 -$0.64 -$0.73 -$11.78 -$9.91
Diluted Earnings Per Share -$0.67 -$0.64 -$0.73 -$11.78 -$9.91

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019
Cash & Short-Term Investments $92.12M $196.4M $308.6M $166.8M $12.00M
YoY Change -53.08% -36.37% 85.0% 1290.0%
Cash & Equivalents $40.93M $108.7M $308.6M $166.8M $12.00M
Short-Term Investments $51.20M $87.64M
Other Short-Term Assets $20.96M $19.56M $15.76M $12.30M $6.500M
YoY Change 7.15% 24.14% 28.12% 89.23%
Inventory
Prepaid Expenses
Receivables $35.50M $26.25M $20.82M $14.10M $9.800M
Other Receivables $0.00 $0.00 $0.00 $0.00 $0.00
Total Short-Term Assets $148.6M $242.2M $345.2M $193.2M $28.30M
YoY Change -38.64% -29.84% 78.65% 582.69%
Property, Plant & Equipment $32.70M $28.23M $11.83M $10.50M $11.30M
YoY Change 15.83% 138.68% 12.65% -7.08%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $33.18M $27.38M $19.57M $21.00M $13.10M
YoY Change 21.2% 39.93% -6.83% 60.31%
Total Long-Term Assets $251.2M $246.7M $91.35M $56.00M $24.40M
YoY Change 1.83% 170.09% 63.12% 129.51%
Total Assets $399.8M $488.9M $436.5M $249.2M $52.70M
YoY Change
Accounts Payable $7.478M $4.291M $3.649M $400.0K $400.0K
YoY Change 74.27% 17.59% 812.25% 0.0%
Accrued Expenses $19.80M $24.15M $15.36M $10.70M $11.40M
YoY Change -18.01% 57.26% 43.54% -6.14%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $0.00 $3.188M $1.563M $300.0K $0.00
YoY Change -100.0% 103.97% 421.0%
Total Short-Term Liabilities $39.43M $41.61M $33.20M $20.50M $18.40M
YoY Change -5.25% 25.35% 61.94% 11.41%
Long-Term Debt $0.00 $81.39M $23.05M $24.60M $0.00
YoY Change -100.0% 253.06% -6.29%
Other Long-Term Liabilities $33.74M $30.12M $35.56M $24.40M $19.60M
YoY Change 12.02% -15.3% 45.75% 24.49%
Total Long-Term Liabilities $33.74M $111.5M $58.62M $49.00M $19.60M
YoY Change -69.74% 90.24% 19.62% 150.0%
Total Liabilities $74.88M $154.8M $91.90M $69.40M $38.10M
YoY Change -51.64% 68.49% 32.42% 82.15%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020 2019
Basic Shares Outstanding 94.08M shares 90.96M shares 64.51M shares 4.810M shares 4.347M shares
Diluted Shares Outstanding 94.08M shares 90.96M shares 64.51M shares 4.810M shares 4.347M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $3.9847 Billion

About ALKAMI TECHNOLOGY, INC.

Alkami Technology, Inc. provides digital banking software solutions to credit unions, banks, credit union service organizations, and service bureaus. The company is headquartered in Plano, Texas and currently employs 917 full-time employees. The company went IPO on 2021-04-14. The company helps clients transform through retail and business banking, digital account opening, payment security, and data analytics and marketing solutions. Its solution, Alkami Digital Banking Platform, offers an end-to-end set of digital banking software products. Its platform integrates with core system providers and other third-party fintech providers, and acts as the primary interaction point among consumers, businesses and financial institutions. Alkami Digital Banking Platform allows financial institutions to onboard and engage new users with the support of a cloud-based, multi-tenant architecture. Alkami Digital Banking Platform provides financial institutions with a complete digital banking solution designed to facilitate and meet the needs of both retail and business users. Its 10 product categories encompass 33 products and more than 300 integrations.

Industry: Services-Prepackaged Software Peers: AGILYSYS INC C3.ai, Inc. Digital Turbine, Inc. Enfusion, Inc. InterDigital, Inc. MeridianLink, Inc. Olo Inc. SEMrush Holdings, Inc. Salesforce, Inc. Zeta Global Holdings Corp.