Financial Snapshot

Revenue
$310.8M
TTM
Gross Margin
77.38%
TTM
Net Earnings
-$79.33M
TTM
Current Assets
Q3 2024
Current Liabilities
Q3 2024
Current Ratio
269.95%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$769.7M
Q3 2024
Cash
Q3 2024
P/E
-17.56
Nov 29, 2024 EST
Free Cash Flow
$101.1M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019 2018 2017
Revenue $296.6M $279.2M $219.3M $155.0M $104.6M $130.0M $0.00
YoY Change 6.23% 27.35% 41.42% 48.21% -19.54%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017
Revenue $296.6M $279.2M $219.3M $155.0M $104.6M $130.0M $0.00
Cost Of Revenue $69.70M $64.83M $55.48M $41.45M $25.90M
Gross Profit $226.9M $214.4M $163.8M $113.6M $78.70M
Gross Profit Margin 76.5% 76.78% 74.69% 73.27% 75.24%

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017
Selling, General & Admin $148.7M $149.1M $120.1M $87.30M $96.96M $29.10M
YoY Change -0.27% 24.16% 37.51% -9.96% 233.23%
% of Gross Profit 65.51% 69.52% 73.3% 76.86% 123.2%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $2.400M $2.400M $1.300M $1.200M $29.98M $400.0K $200.0K
YoY Change 0.0% 84.62% 8.33% -96.0% 7395.0% 100.0%
% of Gross Profit 1.06% 1.12% 0.79% 1.06% 38.09%
Operating Expenses $148.7M $149.1M $120.1M $87.30M $96.96M $29.10M $0.00
YoY Change -0.27% 24.16% 37.51% -9.96% 233.23%
Operating Profit -$111.4M -$47.20M -$54.00M -$32.01M -$48.21M $16.61M
YoY Change 136.04% -12.58% 68.69% -33.6% -390.22%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017
Interest Expense -$1.048M -$4.375M -$3.679M -$14.45M -$9.100M -$6.073M $0.00
YoY Change -76.05% 18.91% -74.53% 58.74% 49.85%
% of Operating Profit -36.56%
Other Income/Expense, Net -$8.122M $62.12M -$14.01M -$26.89M -$3.000M -$6.074M -$6.941M
YoY Change -113.08% -543.29% -47.88% 796.25% -50.61% -12.49%

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017
Pretax Income -$119.5M $14.92M -$86.73M -$129.7M -$60.30M $10.54M $9.448M
YoY Change -901.44% -117.2% -33.14% 115.13% -672.25% 11.53%
Income Tax -$2.115M $6.174M -$30.69M -$12.36M -$5.000M
% Of Pretax Income 41.39%
Net Earnings -$110.5M $12.84M -$50.08M -$105.6M -$40.00M $10.54M $9.448M
YoY Change -960.78% -125.63% -52.57% 163.99% -479.6% 11.53%
Net Earnings / Revenue -37.25% 4.6% -22.84% -68.11% -38.24% 8.1%
Basic Earnings Per Share -$1.23 $0.14 -$0.60 -$2.02
Diluted Earnings Per Share -$1.23 $0.12 -$601.1K -$666.7K -$1.120M $208.3K $0.00

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017
Cash & Short-Term Investments $118.1M $64.89M $50.05M $91.10M $24.60M $100.0K $0.00
YoY Change 81.98% 29.66% -45.06% 270.33% 24500.0%
Cash & Equivalents $118.1M $64.89M $50.05M $91.10M $24.60M $100.0K $0.00
Short-Term Investments
Other Short-Term Assets $15.21M $18.21M $12.43M $6.900M $4.600M $100.0K $0.00
YoY Change -16.49% 46.56% 80.1% 50.0% 4500.0%
Inventory
Prepaid Expenses
Receivables $36.02M $33.54M $33.24M $21.30M $14.10M
Other Receivables $0.00 $0.00 $0.00 $0.00 $500.0K
Total Short-Term Assets $169.3M $116.7M $95.71M $119.4M $43.90M $200.0K $0.00
YoY Change 45.15% 21.88% -19.84% 171.98% 21850.0%
Property, Plant & Equipment $11.16M $14.22M $14.30M $11.70M $1.600M
YoY Change -21.56% -0.55% 22.23% 631.25%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $175.4M $167.5M $174.1M $150.7M $13.80M $263.3M $200.0K
YoY Change 4.71% -3.74% 15.5% 992.03% -94.76% 131550.0%
Total Long-Term Assets $1.351B $1.510B $1.590B $990.6M $738.1M $263.3M $200.0K
YoY Change -10.57% -5.03% 60.52% 34.21% 180.33% 131550.0%
Total Assets $1.520B $1.627B $1.686B $1.110B $782.0M $263.5M $200.0K
YoY Change
Accounts Payable $22.03M $21.78M $20.08M $11.90M $9.600M $300.0K $0.00
YoY Change 1.14% 8.46% 68.76% 23.96% 3100.0%
Accrued Expenses $34.54M $31.28M $28.81M $20.70M $16.00M
YoY Change 10.41% 8.57% 39.18% 29.38%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $200.0K
YoY Change -100.0%
Long-Term Debt Due $0.00 $6.800M $5.500M
YoY Change -100.0% 23.64%
Total Short-Term Liabilities $57.46M $82.11M $92.35M $65.40M $52.00M $300.0K $200.0K
YoY Change -30.01% -11.09% 41.2% 25.77% 17233.33% 50.0%
Long-Term Debt $434.2M $451.3M $448.5M $250.0M $207.9M $0.00 $0.00
YoY Change -3.8% 0.63% 79.39% 20.25%
Other Long-Term Liabilities $197.4M $165.1M $10.64M $19.40M $0.00 $9.700M $0.00
YoY Change 19.59% 1451.81% -45.17% -100.0%
Total Long-Term Liabilities $631.6M $616.4M $459.1M $269.4M $207.9M $9.700M $0.00
YoY Change 2.46% 34.26% 70.42% 29.58% 2043.3%
Total Liabilities $704.7M $732.2M $811.8M $600.7M $527.7M $10.00M $200.0K
YoY Change -3.76% -9.8% 35.15% 13.83% 5177.0% 4900.0%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017
Basic Shares Outstanding 90.05B 88.79B 83.32B 52.18B
Diluted Shares Outstanding 90.05B 110.7B 83.32B 52.18B
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $1.3933 Billion

About Repay Holdings Corp

Repay Holdings Corp. engages in the provision of integrated payment processing solutions to vertical markets that have specific and bespoke transactions. The company is headquartered in Atlanta, Georgia and currently employs 512 full-time employees. The company went IPO on 2018-07-17. The firm provides integrated payment processing solutions to industry-oriented vertical markets in which businesses have specific transaction processing needs. Its segments include Consumer Payments and Business Payments. The Consumer Payments segment provides payment processing solutions, including debit and credit card processing, Automated Clearing House (ACH) processing and other electronic payment acceptance solutions, as well as its loan disbursement product that enables its clients to collect payments and disburse funds to consumers and includes its clearing and settlement solutions (RCS) offering. Its Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions that enable its clients to collect or send payments to other businesses.

Industry: Services-Business Services, NEC Peers: CASS INFORMATION SYSTEMS INC CONDUENT Inc Paya Holdings Inc. International Money Express, Inc. i3 Verticals, Inc. IBEX Ltd MONEYGRAM INTERNATIONAL INC Paymentus Holdings, Inc. VISA INC.