Financial Snapshot

Revenue
$12.80B
TTM
Gross Margin
41.72%
TTM
Net Earnings
$1.761B
TTM
Current Assets
Current Liabilities
$137.7M
Q3 2024
Current Ratio
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$10.95B
Q3 2024
Cash
Q3 2024
P/E
7.847
Nov 29, 2024 EST
Free Cash Flow
$1.232B
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Revenue $12.39B $11.99B $12.01B $13.16B $12.00B $11.60B $11.29B $11.05B $10.73B $10.52B $10.37B $10.52B $10.28B $10.19B $10.09B $9.982B $10.52B $10.54B $10.26B $10.29B $9.819B $9.084B $9.003B $9.393B $9.330B $8.519B $2.384B $2.036B
YoY Change 3.29% -0.19% -8.72% 9.69% 3.45% 2.76% 2.18% 2.94% 1.96% 1.5% -1.4% 2.31% 0.83% 1.01% 1.09% -5.11% -0.14% 2.69% -0.28% 4.78% 8.09% 0.9% -4.15% 0.68% 9.52% 257.34% 17.09%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Revenue $12.39B $11.99B $12.01B $13.16B $12.00B $11.60B $11.29B $11.05B $10.73B $10.52B $10.37B $10.52B $10.28B $10.19B $10.09B $9.982B $10.52B $10.54B $10.26B $10.29B $9.819B $9.084B $9.003B $9.393B $9.330B $8.519B $2.384B $2.036B
Cost Of Revenue $7.312B $6.937B $7.599B $8.973B $7.496B $8.020B $7.056B $6.942B $6.783B $7.311B $6.596B $6.722B $7.210B $6.354B $6.292B
Gross Profit $5.074B $5.054B $4.415B $4.189B $4.503B $3.578B $4.231B $4.105B $3.949B $3.214B $3.773B $3.793B $3.069B $3.839B $3.799B
Gross Profit Margin 40.97% 42.15% 36.75% 31.83% 37.53% 30.85% 37.49% 37.16% 36.79% 30.54% 36.39% 36.07% 29.86% 37.66% 37.65%

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Selling, General & Admin $1.163B $1.090B $975.2M $930.0M $898.0M $886.0M $844.0M $832.0M $835.0M $821.0M $790.0M $787.0M $808.0M $776.0M $773.0M $681.0M $659.0M $641.0M $707.0M
YoY Change 6.71% 11.72% 4.86% 3.56% 1.35% 4.98% 1.44% -0.36% 1.71% 3.92% 0.38% -2.6% 4.12% 3.34% 2.81%
% of Gross Profit 22.91% 21.56% 22.09% 22.2% 19.94% 24.76% 19.95% 20.27% 21.15% 25.55% 20.94% 20.75% 26.33% 20.21%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $481.4M $591.0M $586.1M $606.1M $609.9M $565.5M $527.1M $493.0M $482.3M $440.8M $509.8M $468.5M $455.0M $458.1M $610.3M $68.80M $66.20M $80.50M $87.80M $522.8M $570.9M $510.3M $546.4M $594.9M $653.7M $492.0M $399.3M $8.000M
YoY Change -18.54% 0.84% -3.3% -0.62% 7.85% 7.29% 6.92% 2.22% 9.41% -13.53% 8.82% 2.97% -0.68% -24.94% 787.06% 3.93% -17.76% -8.31% -83.21% -8.43% 11.88% -6.61% -8.15% -8.99% 32.87% 23.22% 4891.25%
% of Gross Profit 9.49% 11.69% 13.27% 14.47% 13.55% 15.8% 12.46% 12.01% 12.21% 13.72% 13.51% 12.35% 14.83% 11.93% 16.06%
Operating Expenses $10.55B $10.17B $10.68B $11.97B $10.41B $10.80B $9.723B $9.532B $9.341B $9.815B $8.999B $9.121B $2.058B $8.732B $8.682B $9.002B $9.281B $9.852B $9.357B $9.500B $10.08B $8.348B $8.079B $8.385B $9.357B $7.479B $6.676B $5.737B
YoY Change 3.78% -4.85% -10.77% 15.0% -3.62% 11.11% 2.0% 2.04% -4.83% 9.07% -1.34% 343.2% -76.43% 0.58% -3.55% -3.01% -5.8% 5.29% -1.51% -5.79% 20.8% 3.33% -3.65% -10.39% 25.11% 12.03% 16.37%
Operating Profit -$5.477B -$5.113B -$6.269B -$7.785B -$5.909B -$7.225B -$5.492B -$5.427B -$5.393B -$6.601B $1.242B $1.240B $1.323B $1.327B $1.281B
YoY Change 7.13% -18.45% -19.47% 31.74% -18.21% 31.56% 1.19% 0.65% -18.31% -631.59% 0.17% -6.31% -0.32% 3.65%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Interest Expense -$194.8M -$188.5M -$185.0M -$188.0M -$177.0M -$167.0M -$160.0M -$166.0M -$153.0M -$168.0M -$149.0M -$145.0M -$143.0M -$142.0M -$125.0M -$157.0M -$183.0M -$192.0M -$208.0M -$207.0M -$187.0M -$162.0M -$170.0M -$182.0M -$138.0M -$120.0M -$85.00M -$59.00M
YoY Change 3.34% 1.89% -1.6% 6.21% 5.99% 4.38% -3.61% 8.5% -8.93% 12.75% 2.76% 1.4% 0.7% 13.6% -20.38% -14.21% -4.69% -7.69% 0.48% 10.7% 15.43% -4.71% -6.59% 31.88% 15.0% 41.18% 44.07%
% of Operating Profit -12.0% -11.7% -10.81% -10.7% -9.76%
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Pretax Income $1.640B $1.631B $957.0M $924.7M $1.290B $492.6M $1.289B $1.216B $1.058B $391.7M $1.087B $1.128B $160.5M $1.113B $1.065B $824.0M $997.0M $465.0M $694.0M -$276.0M -$452.0M $574.0M $754.0M $827.0M -$166.0M $920.0M $917.0M $568.0M
YoY Change 0.53% 70.47% 3.49% -28.29% 161.77% -61.78% 6.02% 14.94% 170.05% -63.96% -3.69% 603.05% -85.58% 4.5% 29.27% -17.35% 114.41% -33.0% -351.45% -38.94% -178.75% -23.87% -8.83% -598.19% -118.04% 0.33% 61.44%
Income Tax $356.3M $317.2M $238.8M $171.0M $281.8M $104.4M $409.8M $416.3M $371.2M $139.9M $373.0M $355.1M $49.10M $441.2M $439.7M $271.0M $325.0M $62.00M $190.0M -$74.00M -$178.0M $188.0M $216.0M $288.0M $0.00 $0.00 $299.0M $184.0M
% Of Pretax Income 21.72% 19.44% 24.95% 18.49% 21.85% 21.19% 31.79% 34.24% 35.09% 35.72% 34.32% 31.47% 30.59% 39.64% 41.28% 32.89% 32.6% 13.33% 27.38% 32.75% 28.65% 34.82% 0.0% 32.61% 32.39%
Net Earnings $1.284B $1.314B $824.2M $793.0M $1.100B $523.4M $994.2M $931.4M $867.1M $402.1M $847.0M $894.4M $284.2M $878.7M $852.6M $553.0M $679.0M $411.0M $514.0M -$253.0M -$426.0M $408.0M $541.0M $539.0M -$166.0M $920.0M $618.0M $384.0M
YoY Change -2.31% 59.45% 3.93% -27.93% 110.22% -47.35% 6.74% 7.42% 115.64% -52.53% -5.3% 214.71% -67.66% 3.06% 54.18% -18.56% 65.21% -20.04% -303.16% -40.61% -204.41% -24.58% 0.37% -424.7% -118.04% 48.87% 60.94%
Net Earnings / Revenue 10.37% 10.96% 6.86% 6.02% 9.17% 4.51% 8.81% 8.43% 8.08% 3.82% 8.17% 8.51% 2.77% 8.62% 8.45% 5.54% 6.45% 3.9% 5.01% -2.46% -4.34% 4.49% 6.01% 5.74% -1.78% 10.8% 25.92% 18.86%
Basic Earnings Per Share $6.53 $6.55 $4.04 $3.89 $5.25 $2.38 $4.39 $3.96 $3.51 $1.57 $3.20 $3.18 $0.94 $2.70 $2.57
Diluted Earnings Per Share $6.50 $6.50 $4.02 $3.89 $5.24 $2.38 $4.37 $3.95 $3.50 $1.57 $3.19 $3.17 $0.94 $2.69 $2.57 $1.617M $1.907M $1.231M $1.642M -$857.6K -$1.543M $1.679M $2.217M $2.227M -$694.6K $3.802M $2.619M $1.786M

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $146.0M $119.2M $75.00M $197.0M $84.00M $94.00M $77.00M $100.0M $113.0M $103.0M $94.00M $77.00M $117.0M $54.00M $72.00M $50.00M $199.0M $121.0M $67.00M $131.0M $119.0M $142.0M $124.0M $107.0M $292.0M $111.0M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $485.3M $489.4M $511.8M $581.0M $534.0M $547.0M $1.134B $1.118B $1.161B $1.194B $512.0M $502.0M $493.0M $477.0M $444.0M $409.0M $394.0M $370.0M $375.0M $399.0M $411.0M $413.0M $387.0M $388.0M $400.0M $368.0M
YoY Change -0.84% -4.38% -11.91% 8.8% -2.38% -51.76% 1.43% -3.7% -2.76% 133.2% 1.99% 1.83% 3.35% 7.43% 8.56% 3.81% 6.49% -1.33% -6.02% -2.92% -0.48% 6.72% -0.26% -3.0% 8.7%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $45.96B $43.71B $52.15B $52.68B $55.73B $50.68B $53.03B $51.10B $49.97B $51.72B $48.92B $51.91B $49.21B $46.24B $43.30B $37.87B $41.22B $40.16B $39.36B $36.59B $35.03B $31.15B $28.32B $26.60B $26.55B $27.19B $28.48B $22.05B
YoY Change 5.15% -16.18% -1.01% -5.47% 9.96% -4.42% 3.77% 2.25% -3.37% 5.73% -5.76% 5.47% 6.43% 6.8% 14.34% -8.14% 2.63% 2.05% 7.57% 4.45% 12.46% 9.96% 6.47% 0.21% -2.34% -4.54% 29.14%
Other Assets $649.4M $449.8M $0.00 $110.0M $0.00 $439.0M $0.00 $112.0M $107.0M $0.00 $330.0M $443.0M
YoY Change 44.38% -100.0% -100.0% -100.0% 4.67% -100.0% -25.51%
Total Long-Term Assets
YoY Change
Total Assets $63.26B $61.43B $70.12B $70.63B $67.01B $61.88B $64.01B $61.94B $60.56B $62.45B $59.40B $62.24B $59.56B $56.60B $54.48B $49.42B $52.70B $52.82B $51.87B $50.83B $49.72B $45.26B $42.44B $40.36B $38.45B $38.60B $36.62B $30.57B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $0.00 $2.000M $0.00 $400.0M $0.00 $200.0M $0.00 $352.0M $152.0M $77.00M $456.0M $312.0M $225.0M $0.00 $191.0M $175.0M $0.00 $227.0M $0.00 $255.0M $162.0M $402.0M $1.075B $324.0M
YoY Change -100.0% -100.0% -100.0% -100.0% 131.58% 97.4% -83.11% 46.15% 38.67% -100.0% 9.14% -100.0% 57.41% -59.7% -62.6% 231.79%
Total Short-Term Liabilities $190.0M $192.9M $159.1M $657.0M $152.0M $599.0M $427.0M $773.0M $226.0M $77.00M $510.0M $350.0M $361.0M $115.0M $307.0M $324.0M $44.00M $19.00M $227.0M $33.00M $255.0M $181.0M $470.0M $1.108B $430.0M
YoY Change -1.5% 21.24% 332.24% -74.62% 40.28% -44.76% 242.04% 193.51% -84.9% 45.71% -3.05% 213.91% -62.54% -5.25% 636.36% 131.58% -91.63% 587.88% -87.06% 40.88% -61.49% -57.58% 157.67%
Long-Term Debt $3.430B $3.428B $3.442B $3.346B $2.927B $2.971B $2.738B $2.999B $2.449B $2.629B $2.612B $2.755B $2.570B $2.631B $2.550B $2.259B $2.515B $2.660B $3.262B $2.862B $2.789B $2.214B $2.304B $1.916B $1.467B $1.525B $1.390B $765.0M
YoY Change 0.08% -0.42% 2.88% 14.31% -1.48% 8.51% -8.7% 22.46% -6.85% 0.65% -5.19% 7.2% -2.32% 3.18% 12.88% -10.18% -5.45% -18.45% 13.98% 2.62% 25.97% -3.91% 20.25% 30.61% -3.8% 9.71% 81.7%
Other Long-Term Liabilities $2.283B $2.334B $2.586B $2.471B $1.881B $1.635B $1.727B $1.676B $1.501B $1.499B $1.229B $1.838B $1.815B $1.568B $1.448B $1.964B $1.399B $1.356B $1.387B $1.434B $2.826B $2.482B $1.485B $1.495B $1.230B $1.246B $29.67B $25.96B
YoY Change -2.18% -9.73% 4.65% 31.37% 15.05% -5.33% 3.04% 11.66% 0.13% 21.97% -33.13% 1.27% 15.75% 8.29% -26.27% 40.39% 3.17% -2.24% -3.28% -49.26% 13.86% 67.14% -0.67% 21.54% -1.28% -95.8% 14.28%
Total Long-Term Liabilities $5.714B $5.762B $6.028B $5.817B $4.808B $4.606B $4.465B $4.675B $3.950B $4.128B $3.841B $4.593B $4.385B $4.199B $3.998B $4.223B $3.914B $4.016B $4.649B $4.296B $5.615B $4.696B $3.789B $3.411B $2.697B $2.771B $31.06B $26.73B
YoY Change -0.84% -4.41% 3.63% 20.99% 4.39% 3.16% -4.49% 18.35% -4.31% 7.47% -16.37% 4.74% 4.43% 5.03% -5.33% 7.89% -2.54% -13.62% 8.22% -23.49% 19.57% 23.94% 11.08% 26.47% -2.67% -91.08% 16.21%
Total Liabilities $53.60B $52.24B $58.70B $59.76B $57.05B $53.25B $54.44B $52.97B $51.90B $53.93B $50.75B $53.62B $51.39B $48.12B $45.98B $43.02B $44.66B $45.11B $44.50B $43.61B $42.45B $38.42B $36.50B $34.79B $33.47B $32.46B $31.06B $26.73B
YoY Change 2.62% -11.01% -1.77% 4.75% 7.12% -2.17% 2.76% 2.07% -3.76% 6.27% -5.37% 4.36% 6.79% 4.66% 6.87% -3.68% -0.98% 1.35% 2.05% 2.74% 10.49% 5.24% 4.93% 3.95% 3.11% 4.49% 16.21%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $13.818 Billion

About Unum Group

Unum Group engages in the provision of financial protection benefits. The company is headquartered in Chattanooga, Tennessee and currently employs 10,553 full-time employees. The firm provides financial protection benefits in the United States and the United Kingdom (UK). Its products include disability, life, accident, critical illness, dental and vision, and other related services. The firm has three segments: Unum US, Unum International, and Colonial Life. Its Unum US segment comprises group disability, group life and accidental death and dismemberment, and supplemental and voluntary lines of business. Its Unum International segment includes its operations in the UK and Poland. Unum UK's business includes insurance for group long-term disability, group life, and supplemental lines of business which include dental, individual disability, and others. Unum Poland's business includes insurance for individual and group life with accident and health riders. Its Colonial Life segment includes accident, sickness, and disability products, life products, and cancer and critical illness products.

Industry: Accident & Health Insurance Peers: AFLAC INC American National Group Inc. Brighthouse Financial, Inc. GLOBE LIFE INC. LINCOLN NATIONAL CORP METLIFE INC PRINCIPAL FINANCIAL GROUP INC PRUDENTIAL FINANCIAL INC Primerica, Inc.