Financial Snapshot

Revenue
$940.3M
TTM
Gross Margin
Net Earnings
$130.0M
TTM
Current Assets
Q3 2024
Current Liabilities
Q3 2024
Current Ratio
99.79%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$727.9M
Q3 2024
Cash
Q3 2024
P/E
29.76
Nov 29, 2024 EST
Free Cash Flow
$141.0M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019
Revenue $831.1M $627.6M $473.4M $345.6M $317.8M
YoY Change 32.42% 32.58% 36.98% 8.76%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019
Revenue $831.1M $627.6M $473.4M $345.6M $317.8M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019
Selling, General & Admin $297.6M $254.6M $178.7M $114.5M $92.04M
YoY Change 16.89% 42.43% 56.13% 24.38%
% of Gross Profit
Research & Development $119.2M $115.0M $80.76M $52.30M $34.77M
YoY Change 3.61% 42.45% 54.41% 50.41%
% of Gross Profit
Depreciation & Amortization $27.81M $20.86M $18.00M $17.10M $10.34M
YoY Change 33.35% 15.9% 5.28% 65.31%
% of Gross Profit
Operating Expenses $727.5M $649.8M $503.6M $362.9M $314.1M
YoY Change 11.95% 29.04% 38.78% 15.53%
Operating Profit $103.6M -$22.21M -$30.21M -$17.30M $3.641M
YoY Change -566.41% -26.47% 74.67% -575.01%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019
Interest Expense $28.93M $23.83M $4.970M $2.012M $524.0K
YoY Change 21.38% 379.52% 147.02% 283.97%
% of Operating Profit 27.92% 14.39%
Other Income/Expense, Net $28.93M $23.83M $4.970M -$8.494M
YoY Change 21.38% 379.52% -158.51%

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019
Pretax Income $132.5M $1.618M -$25.24M -$15.28M $4.165M
YoY Change 8091.35% -106.41% 65.14% -466.94%
Income Tax $39.20M $13.59M $8.711M $8.320M $4.709M
% Of Pretax Income 29.58% 839.68% 113.06%
Net Earnings $93.33M -$11.97M -$33.99M -$23.75M -$625.0K
YoY Change -879.72% -64.78% 43.13% 3699.36%
Net Earnings / Revenue 11.23% -1.91% -7.18% -6.87% -0.2%
Basic Earnings Per Share $0.26 -$0.03 -$0.33 -$0.80 -$0.33
Diluted Earnings Per Share $0.24 -$0.03 -$0.33 -$0.80 -$0.33

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019
Cash & Short-Term Investments $617.0M $543.3M $465.9M $5.102M
YoY Change 13.57% 16.61% 9031.56%
Cash & Equivalents $617.0M $543.3M $465.9M
Short-Term Investments
Other Short-Term Assets $6.425B $5.867B $4.419B $385.6K
YoY Change 9.52% 32.75% 1146083.15%
Inventory
Prepaid Expenses
Receivables $7.980M $12.88M $13.84M
Other Receivables $58.34M $48.32M $63.50M
Total Short-Term Assets $7.109B $6.471B $4.963B $5.488M
YoY Change 9.85% 30.39% 90329.45%
Property, Plant & Equipment $40.35M $29.65M $25.08M
YoY Change 36.09% 18.22%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $0.00 $6.429M $7.013M $754.8M
YoY Change -100.0% -8.33% -99.07%
Other Assets $37.89M $22.13M $25.28M
YoY Change 71.18% -12.44%
Total Long-Term Assets $174.4M $123.5M $116.0M $754.8M
YoY Change 41.16% 6.48% -84.63%
Total Assets $7.283B $6.595B $5.079B $760.3M
YoY Change
Accounts Payable $33.94M $41.57M $17.20M $120.0K
YoY Change -18.34% 141.66% 14230.94%
Accrued Expenses $87.37M $94.98M $77.67M
YoY Change -8.02% 22.29%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $0.00
YoY Change
Total Short-Term Liabilities $6.542B $5.978B $4.498B $120.0K
YoY Change 9.44% 32.9% 3747465.41%
Long-Term Debt $18.41M $16.14M $13.67M $0.00
YoY Change 14.08% 18.1%
Other Long-Term Liabilities $58.46M $55.75M $80.19M $79.46M
YoY Change 4.87% -30.48% 0.91%
Total Long-Term Liabilities $76.87M $71.88M $93.85M $79.46M
YoY Change 6.94% -23.41% 18.11%
Total Liabilities $6.619B $6.049B $4.592B $79.58M
YoY Change 9.41% 31.75% 5669.93%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020 2019
Basic Shares Outstanding 361.7M 348.0M 202.9M 47.01M 36.11M
Diluted Shares Outstanding 392.7M 348.0M 202.9M 47.01M 36.11M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $3.8693 Billion

About Payoneer Global Inc.

Payoneer Global, Inc. is a financial technology company, which engages in providing a financial platform for small and medium-sized businesses to transact and do business. The company is headquartered in New York City, New York and currently employs 2,167 full-time employees. The company went IPO on 2020-10-16. The firm has built a global financial stack for SMBs, particularly in emerging markets, to access global demand and supply, pay and get paid, and manage their cross border and other needs from a single platform. Its financial stack provides a full suite of cross-border accounts receivable (AR) and accounts payable (AP) capabilities and includes services, such as working capital and the provision of data-driven insights. The Payoneer financial stack consists of a secure, regulated payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their comprehensive AR and AP needs. The firm leverages nearly 100 banking and payment service providers globally to support transactions in over 7,000 trade corridors and enable same-day and real-time settlement in over 150 countries.

Industry: Services-Business Services, NEC Peers: CSG SYSTEMS INTERNATIONAL INC EVO Payments, Inc. Flywire Corp VERRA MOBILITY Corp GreenSky, Inc. MAXIMUS, INC. Shift4 Payments, Inc. Sabre Corp TTEC Holdings, Inc. VISA INC.