LendingTree, Inc.
lendingtree.comWhat Do They Do?
Runs online marketplaces that connect consumers shopping for insurance with insurance providers, and borrowers with mortgage and consumer lenders.
10-K for FY2025, filed Mar 9, 2026LendingTree, Inc. (“LendingTree”, the “Company”, “we” or “us”) operates what we believe to be the leading online consumer platform that…View ↗
Our strategically designed and executed advertising and marketing campaigns (which we refer to as “performance marketing”) span a wide…View ↗
Our Insurance segment includes information, tools and access to insurance quote products, including automobile, home, life, health and…View ↗
How Do They Make Money?
Insurance providers pay upfront fees when consumer requests are delivered, or for clicks and calls. Mortgage and other lenders pay for delivered requests, clicks or calls, with some consumer-product fees tied to funded loans or card approvals.
10-K for FY2025, filed Mar 9, 2026LendingTree does not charge consumers for the use of our services. Revenues from our Home products are mostly derived from upfront match…View ↗
Revenue from Home products is primarily generated from upfront match fees paid by mortgage Network Partners that receive a loan request…View ↗
Revenue from Consumer products is generated by match and other upfront fees for clicks or call transfers, as well as from closing fees and…View ↗
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10-K for FY2025, filed Mar 9, 2026
FY2025 revenue by reportable segment ↗
$1.1B
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10-K for FY2025, filed Mar 9, 2026
$1.1B ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Home
Sold outright
10-K for FY2025, filed Mar 9, 2026 |
14%
FY2022: 29%
|
Home, FY2025
$151.8M Sources
|
Sold outright |
|
Consumer
Sold outright
10-K for FY2025, filed Mar 9, 2026 |
23%
FY2022: 40%
|
Consumer, FY2025
$253.4M Sources
|
Sold outright |
|
Insurance
Sold outright
10-K for FY2025, filed Mar 9, 2026 |
64%
FY2022: 30%
|
Insurance, FY2025
$711.9M Sources
|
Sold outright |
Who Are Their Customers?
Consumers use LendingTree’s marketplaces to compare financial offers; lenders, insurers and other financial providers receive consumer requests, clicks or calls through the platform.
10-K for FY2025, filed Mar 9, 2026LendingTree, Inc. (“LendingTree”, the “Company”, “we” or “us”) operates what we believe to be the leading online consumer platform that…View ↗
Our strategically designed and executed advertising and marketing campaigns (which we refer to as “performance marketing”) span a wide…View ↗
LendingTree does not charge consumers for the use of our services. Revenues from our Home products are mostly derived from upfront match…View ↗
10-K for FY2025, filed Mar 9, 2026
For the year ended December 31, 2025, one Network Partner, Progressive Casualty Insurance, accounted for 27% of total consolidated revenue…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 14 cents of every revenue dollar as net income in FY2025 and turned 5 cents into free cash flow.
10-K for FY2025, filed Mar 9, 2026
$64.8MView ↗
10-K for FY2025, filed Mar 9, 2026
$151.3MView ↗
10-K for FY2025, filed Mar 9, 2026
$60.7MView ↗
How Are They Changing?
10-Q for Q2 FY2026, filed Jul 31, 2026
Open tableView ↗
Flat. Revenue was $1.1B in FY2025, about the same as the $1.1B of FY2021.
Credit repair
The older report listed credit repair among Consumer products; the latest report says the company stopped offering it.
10-K for FY2022, filed Feb 28, 2023 10-K for FY2025, filed Mar 9, 2026Our Home segment includes the following products: purchase mortgage, refinance mortgage, home equity loans and lines of credit, and real…View ↗
Our Home segment includes the following products: purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Our…View ↗
Insurance agency business
The older report included insurance policies sold through agency businesses; the latest report says the company exited the insurance agency business.
10-K for FY2022, filed Feb 28, 2023 10-K for FY2025, filed Mar 9, 2026Our Home segment includes the following products: purchase mortgage, refinance mortgage, home equity loans and lines of credit, and real…View ↗
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