Financial Snapshot

Revenue
$186.9M
TTM
Gross Margin
Net Earnings
$770.5M
TTM
Current Assets
Current Liabilities
$1.720B
Q3 2024
Current Ratio
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$9.198B
Q3 2024
Cash
Q3 2024
P/E
13.44
Nov 29, 2024 EST
Free Cash Flow
$571.0M
TTM

Revenues

Revenues

Revenue YoY Change

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985
Revenue $233.4M $268.7M $942.8M $1.002B $1.155B $1.055B $913.6M $821.9M $760.0M $718.9M $687.6M $693.5M $699.7M $708.6M
YoY Change -13.13% -71.5% -5.91% -13.21% 9.42% 15.49% 11.16% 8.14% 5.72% 4.55% -0.85% -0.89% -1.26%

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985
Revenue $233.4M $268.7M $942.8M $1.002B $1.155B $1.055B $913.6M $821.9M $760.0M $718.9M $687.6M $693.5M $699.7M $708.6M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

No data

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

No data

Operating Profits/Loss

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $34.70M $41.70M $31.40M $32.50M $33.70M $34.90M $33.10M $30.80M $28.40M $27.90M $31.10M $34.10M $34.90M $37.20M $67.80M $56.90M $61.80M $54.20M $52.00M $52.70M $53.50M $37.60M $47.90M $49.20M $33.50M $24.10M $22.10M $17.50M $7.500M $10.80M $4.800M $1.700M $1.000M $1.200M $1.000M $700.0K $700.0K
YoY Change -16.79% 32.8% -3.38% -3.56% -3.44% 5.44% 7.47% 8.45% 1.79% -10.29% -8.8% -2.29% -6.18% -45.13% 19.16% -7.93% 14.02% 4.23% -1.33% -1.5% 42.29% -21.5% -2.64% 46.87% 39.0% 9.05% 26.29% 133.33% -30.56% 125.0% 182.35% 70.0% -16.67% 20.0% 42.86% 0.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit $1.235B $1.079B $479.4M $417.7M $524.5M $483.6M $394.7M
YoY Change 14.52% 125.01% 14.76% -20.36% 8.45% 22.53%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985
Interest Expense $1.291B $250.5M $41.76M $110.7M $199.5M $148.5M $117.3M $103.4M $95.42M $90.50M $90.91M $114.6M $136.0M $171.4M
YoY Change 415.47% 499.81% -62.27% -44.52% 34.33% 26.57% 13.46% 8.37% 5.43% -0.45% -20.67% -15.71% -20.67%
% of Operating Profit 104.51% 23.22% 8.71% 26.49% 38.03% 30.7% 29.72%
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985
Pretax Income $1.085B $798.0M $533.9M $280.0M $486.7M $441.6M $353.8M $303.5M $297.8M $291.7M $256.6M $248.4M $207.3M $84.52M -$130.6M -$383.7M $159.7M $192.8M $267.6M $222.7M $243.0M $234.0M $206.2M $176.4M $142.7M $127.7M $77.50M $86.60M $44.80M $20.10M $24.90M $10.20M $5.500M -$1.100M $5.800M $7.200M $8.000M $8.100M $6.000M
YoY Change 35.91% 49.47% 90.68% -42.47% 10.2% 24.83% 16.59% 1.91% 2.08% 13.69% 3.3% 19.79% 145.3% -164.71% -65.96% -340.26% -17.17% -27.95% 20.16% -8.35% 3.85% 13.48% 16.89% 23.62% 11.75% 64.77% -10.51% 93.3% 122.89% -19.28% 144.12% 85.45% -600.0% -118.97% -19.44% -10.0% -1.23% 35.0% 76.47%
Income Tax $216.7M $153.7M $125.0M $59.35M $104.0M $81.22M $98.35M $96.32M $93.03M $91.97M $77.11M $74.67M $57.95M $12.36M -$53.42M -$65.80M $48.10M $59.10M $85.00M $68.90M $79.80M $74.00M $69.40M $58.10M $47.30M $49.70M $29.90M $32.60M $15.50M $3.700M $10.60M $5.400M $2.100M $1.600M $2.900M $2.700M $3.600M $3.100M $2.200M
% Of Pretax Income 19.98% 19.26% 23.41% 21.2% 21.36% 18.39% 27.8% 31.74% 31.24% 31.53% 30.06% 30.06% 27.95% 14.62% 30.12% 30.65% 31.76% 30.94% 32.84% 31.62% 33.66% 32.94% 33.15% 38.92% 38.58% 37.64% 34.6% 18.41% 42.57% 52.94% 38.18% 50.0% 37.5% 45.0% 38.27% 36.67%
Net Earnings $867.8M $628.4M $408.9M $220.6M $382.7M $360.4M $255.4M $207.1M $204.7M $199.7M $179.5M $173.7M $151.4M $72.26M -$76.91M -$321.0M $97.60M $133.8M $185.2M $153.8M $163.2M $152.7M $133.2M $118.3M $95.40M $78.00M $47.60M $54.00M $29.30M $16.50M $18.90M $4.800M $3.400M -$2.700M $2.900M $4.500M $4.500M $5.600M $3.800M
YoY Change 38.11% 53.69% 85.32% -42.35% 6.19% 41.1% 23.32% 1.17% 2.5% 11.3% 3.32% 14.74% 109.51% -193.95% -76.04% -428.89% -27.06% -27.75% 20.42% -5.76% 6.88% 14.64% 12.6% 24.0% 22.31% 63.87% -11.85% 84.3% 77.58% -12.7% 293.75% 41.18% -225.93% -193.1% -35.56% 0.0% -19.64% 47.37% 52.0%
Net Earnings / Revenue 371.82% 233.88% 43.36% 22.02% 33.15% 34.16% 27.96% 25.2% 26.94% 27.78% 26.1% 25.05% 21.63% 10.2%
Basic Earnings Per Share $4.91 $3.72 $4.43 $2.35 $4.07 $3.83 $2.68 $2.17 $2.15 $2.10 $1.90 $1.96 $1.69 $0.60 -$1.42
Diluted Earnings Per Share $4.91 $3.750M $4.42 $2.35 $4.06 $3.81 $2.67 $2.16 $2.13 $2.08 $1.86 $1.86 $1.61 $0.57 -$2.16 -$6.173M $1.768M $2.473M $3.417M $2.992M $3.517M $3.155M $2.680M $2.550M $2.101M $1.692M $1.035M $1.364M $1.110M $1.078M $1.432M $615.4K $485.7K -$355.3K $371.8K $555.6K $555.6K $691.4K $469.1K

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

No data

Short-Term Debt

Long Term Debt Due

No data

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $429.6M $430.2M $205.0M $227.0M $270.0M $125.0M $130.0M $137.0M $129.0M $122.0M $122.0M $135.0M $147.0M $158.0M $178.0M $186.0M $193.0M $191.0M $183.0M $149.0M $96.00M $85.00M $83.00M $94.00M $103.0M $93.00M $72.00M $59.00M $41.00M $37.00M $24.00M $23.00M $8.000M $7.000M $7.000M $7.000M $6.000M $6.000M $6.000M
YoY Change -0.14% 109.85% -9.69% -15.93% 116.0% -3.85% -5.11% 6.2% 5.74% 0.0% -9.63% -8.16% -6.96% -11.24% -4.3% -3.63% 1.05% 4.37% 22.82% 55.21% 12.94% 2.41% -11.7% -8.74% 10.75% 29.17% 22.03% 43.9% 10.81% 54.17% 4.35% 187.5% 14.29% 0.0% 0.0% 16.67% 0.0% 0.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $369.2M $371.6M $109.0M $81.00M $62.00M $97.00M $93.00M $84.00M $102.0M $74.00M $65.00M $69.00M $106.0M $107.0M $122.0M $189.0M $58.00M $32.00M $55.00M $71.00M $38.00M $15.00M $33.00M $34.00M $69.00M $16.00M $25.00M $20.00M $15.00M
YoY Change -0.65% 240.95% 34.57% 30.65% -36.08% 4.3% 10.71% -17.65% 37.84% 13.85% -5.8% -34.91% -0.93% -12.3% -35.45% 225.86% 81.25% -41.82% -22.54% 86.84% 153.33% -54.55% -2.94% -50.72% 331.25% -36.0% 25.0% 33.33%
Total Long-Term Assets
YoY Change
Total Assets $74.95B $71.28B $34.92B $32.59B $30.39B $27.61B $26.49B $26.07B $24.64B $22.53B $20.85B $20.15B $18.71B $18.03B $17.74B $17.58B $17.20B $17.10B $17.84B $17.02B $14.57B $13.47B $11.86B $11.25B $9.932B $9.836B $9.096B $5.607B $3.220B $3.054B $2.220B $2.063B $888.0M $704.0M $709.0M $706.0M $592.0M $529.0M $459.0M
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $1.604B $1.481B $381.0M $324.0M $328.0M $230.0M $246.0M $224.0M $234.0M $222.0M $177.0M $284.0M $243.0M $204.0M $159.0M $220.0M $142.0M $146.0M $162.0M $197.0M $98.00M $240.0M $92.00M $148.0M $75.00M $87.00M $85.00M $56.00M $42.00M $37.00M $65.00M $33.00M $21.00M $13.00M $16.00M $10.00M $8.000M $7.000M $2.000M
YoY Change 8.25% 288.84% 17.59% -1.22% 42.61% -6.5% 9.82% -4.27% 5.41% 25.42% -37.68% 16.87% 19.12% 28.3% -27.73% 54.93% -2.74% -9.88% -17.77% 101.02% -59.17% 160.87% -37.84% 97.33% -13.79% 2.35% 51.79% 33.33% 13.51% -43.08% 96.97% 57.14% 61.54% -18.75% 60.0% 25.0% 14.29% 250.0%
Deferred Revenue
YoY Change
Short-Term Debt $458.4M $1.152B $675.0M $995.0M $1.040B $582.0M $643.0M $950.0M $1.151B $1.251B $1.332B $1.076B $1.165B $1.091B $857.0M $1.571B $1.238B $893.0M $1.522B $1.438B $1.892B $2.167B $876.0M $650.0M $1.074B $774.0M $1.033B $166.0M $170.0M $44.00M $42.00M $7.000M $3.000M $3.000M $21.00M $42.00M $16.00M $0.00 $0.00
YoY Change -60.2% 70.64% -32.16% -4.33% 78.69% -9.49% -32.32% -17.46% -7.99% -6.08% 23.79% -7.64% 6.78% 27.3% -45.45% 26.9% 38.63% -41.33% 5.84% -24.0% -12.69% 147.37% 34.77% -39.48% 38.76% -25.07% 522.29% -2.35% 286.36% 4.76% 500.0% 133.33% 0.0% -85.71% -50.0% 162.5%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $2.062B $1.481B $381.0M $324.0M $328.0M $230.0M $246.0M $224.0M $234.0M $222.0M $177.0M $284.0M $243.0M $204.0M $159.0M $220.0M $142.0M $146.0M $162.0M $197.0M $98.00M $240.0M $92.00M $148.0M $75.00M $87.00M $85.00M $56.00M $42.00M $37.00M $65.00M $33.00M $21.00M $13.00M $17.00M $11.00M $10.00M $8.000M $4.000M
YoY Change 39.19% 288.84% 17.59% -1.22% 42.61% -6.5% 9.82% -4.27% 5.41% 25.42% -37.68% 16.87% 19.12% 28.3% -27.73% 54.93% -2.74% -9.88% -17.77% 101.02% -59.17% 160.87% -37.84% 97.33% -13.79% 2.35% 51.79% 33.33% 13.51% -43.08% 96.97% 57.14% 61.54% -23.53% 54.55% 10.0% 25.0% 100.0%
Long-Term Debt $1.049B $1.073B $563.0M $568.0M $540.0M $226.0M $226.0M $226.0M $225.0M $226.0M $228.0M $334.0M $553.0M $583.0M $588.0M $688.0M $660.0M $632.0M $650.0M $680.0M $533.0M $126.0M $126.0M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change -2.27% 90.61% -0.88% 5.19% 138.94% 0.0% 0.0% 0.44% -0.44% -0.88% -31.74% -39.6% -5.15% -0.85% -14.53% 4.24% 4.43% -2.77% -4.41% 27.58% 323.02% 0.0%
Other Long-Term Liabilities $19.00M $18.00M $9.000M $0.00
YoY Change 5.56% 100.0%
Total Long-Term Liabilities $1.049B $1.073B $563.0M $568.0M $540.0M $226.0M $226.0M $226.0M $225.0M $226.0M $228.0M $334.0M $553.0M $583.0M $588.0M $688.0M $679.0M $650.0M $659.0M $680.0M $533.0M $126.0M $126.0M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change -2.27% 90.61% -0.88% 5.19% 138.94% 0.0% 0.0% 0.44% -0.44% -0.88% -31.74% -39.6% -5.15% -0.85% -14.53% 1.33% 4.46% -1.37% -3.09% 27.58% 323.02% 0.0%
Total Liabilities $66.26B $63.22B $31.48B $29.36B $27.18B $24.72B $23.79B $23.55B $22.23B $20.21B $18.64B $18.05B $16.87B $16.27B $15.79B $15.71B $15.47B $15.22B $16.19B $15.48B $13.41B $12.30B $10.69B $10.16B $9.097B $9.010B $8.384B $5.270B $3.010B $2.897B $2.111B $1.953B $824.0M $642.0M $640.0M $638.0M $525.0M $466.0M $437.0M
YoY Change 4.8% 100.85% 7.23% 8.0% 9.94% 3.94% 1.02% 5.93% 9.98% 8.4% 3.27% 7.02% 3.71% 3.0% 0.52% 1.58% 1.59% -5.97% 4.6% 15.45% 8.97% 15.07% 5.23% 11.69% 0.97% 7.47% 59.09% 75.08% 3.9% 37.23% 8.09% 137.01% 28.35% 0.31% 0.31% 21.52% 12.66% 6.64%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

No data

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Dividends

No data

Stock Price

Market Cap: $10.351 Billion

About WEBSTER FINANCIAL CORP

Webster Financial Corp. is a holding company, which engages in the provision of financial services to individuals, families, and businesses. The company is headquartered in Stamford, Connecticut and currently employs 4,131 full-time employees. and its HSA Bank division. The firm's segments include Commercial Banking, HSA Bank, and Consumer Banking. The Commercial Banking segment serves businesses with more than two million dollars of revenue through its commercial real estate and equipment finance, business banking, asset-based lending and commercial services, private banking, treasury management and other business units. The HSA Bank segment offers a comprehensive consumer-directed employee benefit and healthcare solution that includes health savings accounts, health reimbursement arrangements, flexible spending accounts, and commuter benefits. The Consumer Banking segment operates a distribution network, throughout southern New England and the New York metro and suburban markets, that comprises approximately 198 banking centers and 349 automated teller machines, a customer care center and a full range of Web and mobile-based banking services.

Industry: National Commercial Banks Peers: COMMERCE BANCSHARES INC /MO/ CULLEN/FROST BANKERS, INC. EAST WEST BANCORP INC FIRST FINANCIAL BANKSHARES INC PINNACLE FINANCIAL PARTNERS INC PNC FINANCIAL SERVICES GROUP, INC. PROSPERITY BANCSHARES INC ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ WESTERN ALLIANCE BANCORPORATION