Mustard Seed Financial, LLC

Quarterly 13F snapshot: US-listed longs only, no performance figures — 13F data cannot support them.

Portfolio value: $195M
Positions: 93
Quarter ended: September 30, 2026
Filed: October 30, 2026

Reported portfolio value by quarter (12 quarters reported)

$195M $88.5M

Q4 23 Q3 24 Q2 25 Q1 26 Q3 26

$88.5M in Q4 2023 → $195M now. Hover for any quarter.

Holdings

As reported for the quarter ended September 30, 2026. Activity is the change in share count since the prior quarter's filing.

Holding	% of portfolio	Activity	Shares	Value
VB Vanguard Bd Index Fds	8.8%	Added 4.0%	224,053	$17.1M
VS Vanguard Scottsdale Fds	8.1%	Added 4.6%	203,114	$15.7M
VI Vanguard Index Fds	7.3%	Added 2.9%	157,184	$14.2M
VB Vanguard Bd Index Fds	6.2%	Added 7.1%	167,068	$12.2M
DE Dimensional ETF Trust	5.7%	Added 5.9%	274,863	$11M
VM Vanguard Mun Bd Fds	4.4%	Added 7.8%	180,049	$8.53M
DE Dimensional ETF Trust	4.3%	Added 6.3%	201,416	$8.34M
VI Vanguard Index Fds	4.1%	Trimmed 2.5%	37,157	$8.03M
VS Vanguard Star Fds	3.4%	Trimmed 1.3%	77,995	$6.63M
DE Dimensional ETF Trust	2.8%	Added 23%	117,678	$5.47M
Nvidia Corporation	2.7%	Added 0.6%	22,798	$5.21M
VI Vanguard Index Fds	2.6%	Added 2.2%	26,371	$5.16M
Walmart Inc	2.6%	Added 0.7%	49,116	$5.1M
VB Vanguard Bd Index Fds	2.4%	Trimmed 0.2%	93,327	$4.62M
DE Dimensional ETF Trust	2.1%	Added 4.7%	106,378	$4.18M
VI Vanguard Index Fds	1.9%	Added 3.4%	12,743	$3.72M
VI Vanguard Index Fds	1.6%	Added 2.3%	9,118	$3.08M
Exxonmobil Holdings Corp	1.4%	New	17,230	$2.8M
VI Vanguard Index Fds	1.2%	Trimmed 0.5%	10,268	$2.37M
Apple Inc	1.2%	Trimmed 7.5%	7,019	$2.34M
VI Vanguard Index Fds	1.1%	Added 0.5%	6,185	$2.18M
DE Dimensional ETF Trust	1.0%	Added 31%	39,251	$1.98M
VI Vanguard Index Fds	0.9%	Added 4.1%	6,071	$1.73M
Procter & Gamble Co	0.8%	Added 0.0%	11,127	$1.62M
EL Eli Lilly & Co	0.8%	Added 0.5%	1,315	$1.52M
Abbvie Inc	0.8%	Unchanged	5,790	$1.51M
VI Vanguard Index Fds	0.8%	Added 0.6%	19,278	$1.51M
VM Vanguard Malvern Fds	0.8%	Added 4.4%	29,855	$1.47M
VI Vanguard Index Fds	0.7%	Added 0.7%	2,085	$1.46M
Murphy Usa Inc	0.7%	Added 17%	2,683	$1.35M
DE Dimensional ETF Trust	0.6%	Trimmed 0.8%	22,499	$1.24M
DE Dimensional ETF Trust	0.6%	Trimmed 0.2%	14,363	$1.19M
A2 Ark 21shares Bitcoin ETF	0.6%	Added 0.1%	42,614	$1.18M
FW Fidelity Wise Origin Bitcoin	0.6%	Trimmed 2.3%	16,111	$1.17M
DE Dimensional ETF Trust	0.6%	Added 4.4%	20,904	$1.17M
Microsoft Corp	0.6%	Added 0.5%	2,091	$1.07M
DE Dimensional ETF Trust	0.5%	Added 5.0%	12,419	$1.02M
VI Vanguard Intl Equity Index F	0.5%	Added 3.3%	16,397	$973K
VI Vanguard Intl Equity Index F	0.5%	Added 2.8%	6,109	$964K
VI Vanguard Index Fds	0.5%	Added 0.9%	10,319	$925K
Huntington Bancshares Inc	0.4%	Added 0.0%	56,379	$860K
Murphy Oil Corp	0.4%	Added 8.0%	20,394	$755K
SF Simmons First Natl Corp	0.4%	Trimmed 6.1%	32,246	$728K
VW Vanguard World Fd	0.4%	Added 13%	5,497	$691K
VW Vanguard Whitehall Fds	0.3%	Added 1.3%	4,370	$678K
VT Vanguard Tax-managed Fds	0.3%	Added 3.1%	9,521	$672K
Intel Corp	0.3%	Unchanged	5,310	$638K
Amazon Com Inc	0.3%	Added 1.5%	2,481	$618K
DE Dimensional ETF Trust	0.3%	Trimmed 11%	16,225	$610K
IQ Invesco Qqq Tr	0.3%	Added 0.5%	799	$591K
VF Vanguard Fixed Income Secs F	0.3%	Added 37%	7,591	$548K
SS SPDR Series Trust	0.3%	Trimmed 0.6%	18,410	$545K
Dell Technologies Inc	0.3%	Unchanged	1,000	$538K
IE Invesco Exchange Traded Fd T	0.3%	Unchanged	2,380	$495K
Abbott Laboratories	0.2%	Unchanged	4,893	$484K
Alphabet Inc	0.2%	Trimmed 11%	1,410	$480K
VS Vanguard Scottsdale Fds	0.2%	Added 3.3%	8,221	$473K
Oracle Corp	0.2%	Unchanged	3,397	$466K
Alphabet Inc	0.2%	Added 1.5%	1,320	$454K
TI Texas Instrs Inc	0.2%	Trimmed 0.8%	1,600	$448K

Showing top 60 of 93 positions.

Timeline of changes

What changed each quarter, from the filings' own share counts. Largest moves first; most recent 8 quarters.

Q3 2026

quarter ended September 30, 2026 · filed October 30, 2026

Company	Action	Shares changed	Value of change	% of portfolio
Exxonmobil Holdings Corp	New	+17,230	+$2.8M	1.4%
DE Dimensional ETF Trust	Exited	−66,428	−$2.58M	—
Exxon Mobil Corp	Exited	−17,268	−$2.36M	—
DE Dimensional ETF Trust	Added	+22,221	+$1.03M	2.8%
VB Vanguard Bd Index Fds	Added	+11,018	+$803K	6.2%
VS Vanguard Scottsdale Fds	Added	+8,842	+$683K	8.1%
VB Vanguard Bd Index Fds	Added	+8,662	+$662K	8.8%
VM Vanguard Mun Bd Fds	Added	+13,073	+$619K	4.4%
DE Dimensional ETF Trust	Added	+15,208	+$611K	5.7%
DE Dimensional ETF Trust	Added	+11,975	+$496K	4.3%

Showing the 10 largest of 81 changes.

Q2 2026

quarter ended June 30, 2026 · filed August 05, 2026

Company	Action	Shares changed	Value of change	% of portfolio
VI Vanguard Index Fds	Added	+129,216	+$11.1M	6.8%
VB Vanguard Bd Index Fds	Added	+22,982	+$1.76M	6.2%
DE Dimensional ETF Trust	Added	+32,120	+$1.53M	2.4%
DE Dimensional ETF Trust	Added	+36,807	+$1.46M	5.3%
VI Vanguard Index Fds	Added	+14,281	+$1.15M	0.8%
VM Vanguard Mun Bd Fds	Added	+19,212	+$972K	4.4%
VS Vanguard Scottsdale Fds	Added	+11,917	+$942K	8.0%
DE Dimensional ETF Trust	Added	+21,175	+$873K	4.1%
VB Vanguard Bd Index Fds	Added	+11,158	+$869K	8.7%
Walmart Inc	Added	+7,482	+$847K	2.9%

Showing the 10 largest of 76 changes.

Q1 2026

quarter ended March 31, 2026 · filed April 27, 2026

Company	Action	Shares changed	Value of change	% of portfolio
VB Vanguard Bd Index Fds	Added	+27,319	+$1.36M	2.4%
Cadence Bank	Exited	−23,887	−$1.02M	—
DE Dimensional ETF Trust	Added	+20,516	+$982K	1.8%
DE Dimensional ETF Trust	New	+17,990	+$912K	0.5%
Huntington Bancshares Inc	New	+57,356	+$898K	0.5%
VM Vanguard Mun Bd Fds	Added	+17,879	+$892K	4.4%
DE Dimensional ETF Trust	Added	+21,235	+$758K	4.8%
VI Vanguard Index Fds	Added	+1,401	+$612K	6.2%
VS Vanguard Scottsdale Fds	Added	+6,943	+$550K	8.7%
VB Vanguard Bd Index Fds	Added	+5,934	+$458K	6.2%

Showing the 10 largest of 75 changes.

Q4 2025

quarter ended December 31, 2025 · filed January 23, 2026

Company	Action	Shares changed	Value of change	% of portfolio
VS Vanguard Scottsdale Fds	Added	+22,730	+$1.81M	8.8%
Nvidia Corporation	Trimmed	−5,999	−$1.12M	2.7%
VB Vanguard Bd Index Fds	Added	+21,927	+$1.09M	1.7%
EL Eli Lilly & Co	Trimmed	−999	−$1.07M	0.9%
DE Dimensional ETF Trust	Added	+15,973	+$766K	1.3%
Caterpillar Inc	Exited	−1,592	−$760K	—
DE Dimensional ETF Trust	Added	+17,912	+$613K	4.3%
Murphy Usa Inc	Added	+1,450	+$585K	0.6%
VI Vanguard Index Fds	Added	+964	+$470K	6.8%
DE Dimensional ETF Trust	Added	+12,214	+$465K	3.8%

Showing the 10 largest of 80 changes.

Q3 2025

quarter ended September 30, 2025 · filed October 20, 2025

Company	Action	Shares changed	Value of change	% of portfolio
VS Vanguard Scottsdale Fds	Added	+37,324	+$2.98M	7.8%
VM Vanguard Mun Bd Fds	Added	+33,230	+$1.66M	4.1%
VB Vanguard Bd Index Fds	New	+30,765	+$1.54M	1.0%
DE Dimensional ETF Trust	New	+26,848	+$1.29M	0.8%
DE Dimensional ETF Trust	Added	+14,519	+$478K	3.9%
Apple Inc	Trimmed	−1,378	−$351K	1.5%
DE Dimensional ETF Trust	Added	+6,444	+$234K	3.5%
D Dillards Inc	New	+355	+$218K	0.1%
Intel Corp	New	+6,396	+$215K	0.1%
Ross Stores Inc	New	+1,400	+$213K	0.1%

Showing the 10 largest of 72 changes.

Q2 2025

quarter ended June 30, 2025 · filed July 17, 2025

Company	Action	Shares changed	Value of change	% of portfolio
VM Vanguard Mun Bd Fds	Added	+25,133	+$1.23M	3.3%
VI Vanguard Index Fds	Added	+2,417	+$1.06M	6.6%
VS Vanguard Scottsdale Fds	Added	+11,284	+$897K	6.6%
A2 Ark 21shares Bitcoin ETF	Added	+24,482	+$876K	1.0%
DE Dimensional ETF Trust	Added	+17,454	+$541K	3.8%
DE Dimensional ETF Trust	Added	+14,149	+$489K	3.5%
VB Vanguard Bd Index Fds	Added	+5,038	+$390K	7.1%
VI Vanguard Index Fds	Added	+827	+$229K	1.4%
IQ Invesco Qqq Tr	New	+412	+$227K	0.2%
VI Vanguard Index Fds	Added	+788	+$224K	2.1%

Showing the 10 largest of 67 changes.

Q1 2025

quarter ended March 31, 2025 · filed May 12, 2025

Company	Action	Shares changed	Value of change	% of portfolio
VB Vanguard Bd Index Fds	Added	+10,873	+$833K	7.6%
VS Vanguard Scottsdale Fds	Added	+7,620	+$602K	6.6%
VM Vanguard Mun Bd Fds	Added	+9,043	+$449K	2.7%
VI Vanguard Index Fds	Added	+1,076	+$399K	5.5%
Valero Energy Corp	Exited	−2,995	−$367K	—
DE Dimensional ETF Trust	Added	+9,828	+$300K	3.7%
AT&T Inc	New	+8,535	+$241K	0.2%
HJ Hunt J B Trans Svcs Inc	Exited	−1,285	−$219K	—
EN Entergy Corp New	New	+2,562	+$219K	0.2%
Ross Stores Inc	Exited	−1,400	−$212K	—

Showing the 10 largest of 65 changes.

Q4 2024

quarter ended December 31, 2024 · filed January 17, 2025

Company	Action	Shares changed	Value of change	% of portfolio
VB Vanguard Bd Index Fds	Added	+8,468	+$633K	6.8%
DE Dimensional ETF Trust	Added	+18,066	+$543K	3.5%
VB Vanguard Bd Index Fds	Added	+6,969	+$538K	12.5%
VS Vanguard Scottsdale Fds	Added	+6,759	+$527K	6.1%
DE Dimensional ETF Trust	Added	+17,412	+$508K	2.9%
VM Vanguard Mun Bd Fds	Added	+9,557	+$479K	2.4%
M Microstrategy Inc	New	+1,179	+$341K	0.3%
M Mcdonalds Corp	Exited	−1,051	−$320K	—
SS Schwab Strategic Tr	Exited	−4,157	−$282K	—
Cadence Bank	Trimmed	−6,761	−$233K	0.8%

Showing the 10 largest of 63 changes.

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